ALPHA FINANCIALS
ActiveALPHA FINANCIALS has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €814k and a net result of €95k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 63% of 37972 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
88
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▼-3
Solvency95▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.13 in 2023; short-term debt: 28.7% and cash: 30.9% of total assets), and 30.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
69.6%
Return on assets
8.1%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
43 d early
2022
40 d early
2021
34 d early
2020
25 d early
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€814k▲ 4.1%
2023 · €782k
2018: €428k
2019: €448k
2020: €403k
2021: €553k
2022: €684k
2023: €782k
2018 → 2024
Total assets
€1.17M▲ 1.5%
2023 · €1.15M
2018: €836k
2019: €835k
2020: €849k
2021: €1.01M
2022: €1.10M
2023: €1.15M
2018 → 2024
Net result
€95k▼ 22.8%
2023 · €123k
2018: €27k
2019: €21k
2020: €58k
2021: €149k
2022: €132k
2023: €123k
2018 → 2024
Working capital
€50k▲ 18.7%
2023 · €42k
2018: €-339
2019: €5k
2020: €-61k
2021: €55k
2022: €22k
2023: €42k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€403k-€553k▲ 37.0%€684k▲ 23.8%€782k▲ 14.3%€814k▲ 4.1%
Operating result€90k-€222k▲ 147%€197k▼ 11.5%€175k▼ 10.8%€135k▼ 22.9%
Net result€58k-€149k▲ 158%€132k▼ 11.7%€123k▼ 6.6%€95k▼ 22.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 23% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.17M
Fixed assets
€784k▲ 1.6%
Current assets
€387k▲ 1.4%
Equity and liabilities €1.17M
Equity
€814k▲ 4.1%
Debt
€356k▼ 4.0%
The debt ratio falls from 32.2% to 30.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€163k▼
2023 · €204k
Cash flow
€122k▼
2023 · €151k
Solvency
69.6%▲
2023 · 67.8%
Current ratio
1.15▲
2023 · 1.13
Quick ratio
1.15▲
2023 · 1.13
Debt / equity
0.44▼
2023 · 0.47
ROE
11.7%▼
2023 · 15.7%
ROA
8.1%▼
2023 · 10.7%
Interest coverage
104.80▲
2023 · 88.76
Debt
€356k▼
2023 · €371k
Debt ≤ 1 year
€336k▼
2023 · €339k
Debt > 1 year
€20k▼
2023 · €32k
Income taxes
€40k▼
2023 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.15M€1.17M▲
Fixed assets21/28€772k€784k▲
Tangible fixed assets22/27€630k€643k▲
Land and buildings22€568k€591k▲
Plant, machinery and equipment23€0€6k▲
Furniture and vehicles24€62k€45k▼
Financial fixed assets28€141k€141k=
Current assets29/58€382k€387k▲
Amounts receivable within one year40/41€77k€22k▼
Trade receivables40€77k€22k▼
Other amounts receivable41€0-
Cash at bank and in hand54/58€302k€362k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.17M▲
Equity10/15€782k€814k▲
Contributions10/11€19k€19k=
Reserves13€764k€796k▲
Tax-exempt reserves132€21k€21k=
Distributable reserves133€743k€775k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€371k€356k▼
Amounts payable after more than one year17€32k€20k▼
Financial debts170/4€32k€20k▼
Amounts payable within one year42/48€339k€336k▼
Current portion of amounts payable after more than one year42€32k€12k▼
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€16k€3k▼
Taxes450/3€16k€3k▼
Remuneration and social security454/9€500€0▼
Other amounts payable47/48€290k€315k▲
Income statement
Code20232024
Non-recurring operating income76A€2k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▼
Other operating charges640/8€5k€4k▼
Gross operating margin9900€209k€167k▼
Operating profit (loss)9901€175k€135k▼
Financial income75/76B€8€1k▲
Recurring financial income75€8€1k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€173k€135k▼
Income taxes67/77€50k€40k▼
Profit (loss) for the period9904€123k€95k▼
Transfer to tax-exempt reserves689€21k€0▼
Profit (loss) for the period to be appropriated9905€102k€95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€102k€95k▼
Transfer from equity791/2€25k€63k▲
Transfer to equity691/2€102k€95k▼
To other reserves6921€102k€95k▼
Profit to be distributed694/7€25k€63k▲
Return on contributions (dividend)694€25k€63k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €149k ▲158%
Operating result €222k, net result €149k, both a record.
31-12
Financial
Equity above €500kEq €553k ▲37%
4 profitable years in a row build equity to €553k.
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €21k ▼22%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
12-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoolstraat 142240 ZandhovenGround area
934 m²
Building footprint
165 m²
Volume, LiDAR
629 m³
Parcel 11027A0105/00B003, Flanders · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ALPHA FINANCIALS
since 20062.153.142.157
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11027A0105/00B003 | Flanders | 933 m² | 1 · 165 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 30,037 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2006
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.