Collecteaur
ActiveCollecteaur has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €814k and a net result of €219k. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 57% of 8584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
76
/ 100
Excellent▲ +12 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency68▲+13
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.62 against 0.18 in 2024), and 40.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
59.8%
Return on assets
16.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
27 d early
2023
27 d late
2022
31 d late
2021
54 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€814k▲ 36.8%
2024 · €595k
2018: €355k
2019: €436k
2020: €496k
2021: €535k
2022: €402k
2023: €452k
2024: €595k
2018 → 2025
Total assets
€1.36M▲ 0.9%
2024 · €1.35M
2018: €848k
2019: €877k
2020: €1.01M
2021: €1.11M
2022: €1.41M
2023: €1.43M
2024: €1.35M
2018 → 2025
Net result
€219k▲ 52.1%
2024 · €144k
2018: €119k
2019: €100k
2020: €103k
2021: €81k
2022: €-133k
2023: €50k
2024: €144k
2018 → 2025
Working capital
€-87k▲ 72.5%
2024 · €-318k
2018: €-245k
2019: €-219k
2020: €-217k
2021: €-204k
2022: €-429k
2023: €-427k
2024: €-318k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€535k-€402k▼ 24.9%€452k▲ 12.4%€595k▲ 31.6%€814k▲ 36.8%
Operating result€100k-€-124k€67k€172k▲ 158%€190k▲ 10.6%
Net result€81k-€-133k€50k€144k▲ 189%€219k▲ 52.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 11% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.36M
Fixed assets
€1.22M▼ 5.1%
Current assets
€145k▲ 115%
Equity and liabilities €1.36M
Equity
€814k▲ 36.8%
Debt
€548k▼ 27.4%
The debt ratio falls from 55.9% to 40.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€204k▼
2024 · €208k
Cash flow
€233k▲
2024 · €180k
Solvency
59.8%▲
2024 · 44.1%
Current ratio
0.62▲
2024 · 0.18
Quick ratio
0.62▲
2024 · 0.18
Debt / equity
0.67▼
2024 · 1.27
ROE
26.9%▲
2024 · 24.2%
ROA
16.1%▲
2024 · 10.7%
Interest coverage
24.01▲
2024 · 17.91
Debt
€548k▼
2024 · €755k
Debt ≤ 1 year
€233k▼
2024 · €386k
Debt > 1 year
€315k▼
2024 · €370k
Income taxes
€63k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.35M€1.36M▲
Fixed assets21/28€1.28M€1.22M▼
Tangible fixed assets22/27€471k€405k▼
Land and buildings22€409k€401k▼
Plant, machinery and equipment23€200€166▼
Furniture and vehicles24€61k€4k▼
Financial fixed assets28€812k€812k=
Current assets29/58€68k€145k▲
Amounts receivable within one year40/41€17k€702▼
Trade receivables40€17k-
Other amounts receivable41-€702
Cash at bank and in hand54/58€49k€138k▲
Deferred charges and accrued income490/1€2k€7k▲
Equity and liabilities
Total equity and liabilities10/49€1.35M€1.36M▲
Equity10/15€595k€814k▲
Contributions10/11€12k€12k=
Reserves13€583k€802k▲
Distributable reserves133€583k€802k▲
Amounts payable17/49€755k€548k▼
Amounts payable after more than one year17€370k€315k▼
Financial debts170/4€370k€315k▼
Amounts payable within one year42/48€386k€233k▼
Current portion of amounts payable after more than one year42€67k€54k▼
Trade debts44€101k€5k▼
Suppliers440/4€101k€5k▼
Taxes, remuneration and social security45€38k€38k▼
Taxes450/3€38k€38k▼
Other amounts payable47/48€179k€136k▼
Accrued charges and deferred income492/3€109€210▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€14k▼
Other operating charges640/8€2k€3k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€209k€211k▲
Operating profit (loss)9901€172k€190k▲
Financial income75/76B-€100k
Recurring financial income75-€100k
Financial charges65/66B€12k€9k▼
Recurring financial charges65€12k€9k▼
Profit (loss) for the period before taxes9903€161k€282k▲
Income taxes67/77€17k€63k▲
Profit (loss) for the period9904€144k€219k▲
Profit (loss) for the period to be appropriated9905€144k€219k▲
Appropriation of the result
Profit (loss) to be appropriated9906€144k€219k▲
Transfer from equity791/2€859-
Transfer to equity691/2€144k€219k▲
To other reserves6921€144k€219k▲
Profit to be distributed694/7€859-
Return on contributions (dividend)694€859-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €219k ▲52.1%
Operating result €190k, net result €219k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €595k ▲31.6%
2 profitable years in a row build equity to €595k.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-12
Financial
Back to profitnet €50k
Net result €50k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Weakest financial yearnet €-133k ▼263%
Net result drops to €-133k, the lowest in the series; recovery starts the following year.
23-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 54 days late
2021
31-12
Financial
Equity above €500kEq €535k ▲7.9%
4 profitable years in a row build equity to €535k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2022
Lynn Ponette
CurrentDirector · since 01-01-2022
01-01-2022
Appointed as Director
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpseweg 1452340 BeerseGround area
218 m²
Building footprint
159 m²
Volume, LiDAR
1,044 m³
Parcel 13043C0325/00H000, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kenny & Mason International
since 20102.190.673.833
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13043C0325/00H000 | Flanders | 218 m² | 1 · 159 m² | 12.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
699400Q1UV1S376D2602
Similar companies · same sector, comparable size
ANDEA
BE 0829.906.264
Kapellen · Eq €814k
ALPHA FINANCIALS
BE 0879.750.210
Zandhoven · Eq €814k
GOLDY
BE 0476.553.773
Waasmunster · Eq €814k
MARSEM I.M.C.
BE 0455.268.015
Bonheiden · Eq €815k
ALBRECHT CONSULTING&ENGINEERING
BE 0870.908.560
Leuze-en-Hainaut · Eq €814k
Of 82,218 companies in sector 70200 we hold annual accounts for 52,395. 29,950 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.