GOLDY
ActiveGOLDY has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €814k and a net result of €166k. Equity is growing by ~12.5% per year across the filed fiscal years. Its solvency ranks better than 46% of 8072 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
100
/ 100
Excellent▲ +29 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100▲+20
Solvency95▲+28
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €80k at 30 days acceptable
Liquidity ample (current ratio 11.21 against 0.39 in 2023), and 49.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
50.1%
Return on assets
10.2%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-07-2025, 20 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
20 d early
2023
37 d early
2022
164 d early
2021
122 d early
2020
92 d early
2019
72 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€814k▲ 25.6%
2023 · €648k
2018: €364k
2019: €405k
2020: €461k
2021: €518k
2022: €544k
2023: €648k
2018 → 2024
Total assets
€1.63M▲ 104%
2023 · €796k
2018: €1.04M
2019: €996k
2020: €1.00M
2021: €983k
2022: €926k
2023: €796k
2018 → 2024
Net result
€166k▲ 59.4%
2023 · €104k
2018: €86k
2019: €86k
2020: €101k
2021: €102k
2022: €70k
2023: €104k
2018 → 2024
Working capital
€842k
2023 · €-72k
2018: €-559k
2019: €-480k
2020: €-377k
2021: €-274k
2022: €-203k
2023: €-72k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€461k-€518k▲ 12.4%€544k▲ 4.9%€648k▲ 19.2%€814k▲ 25.6%
Operating result€132k-€133k▲ 0.2%€92k▼ 30.8%€155k▲ 68.6%€230k▲ 48.3%
Net result€101k-€102k▲ 1.1%€70k▼ 31.1%€104k▲ 48.0%€166k▲ 59.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 48% above 2023 and is the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.63M
Fixed assets
€702k▼ 6.4%
Current assets
€924k▲ 1,894%
Equity and liabilities €1.63M
Equity
€814k▲ 25.6%
Provisions
€0▼ 100%
Debt
€812k▲ 588%
The debt ratio rises from 14.8% to 49.9%: debt grows faster than equity.
Key figures and ratios
EBITDA
€277k▲
2023 · €201k
Cash flow
€214k▲
2023 · €150k
Solvency
50.1%▼
2023 · 81.4%
Current ratio
11.21▲
2023 · 0.39
Quick ratio
11.21▲
2023 · 0.39
Debt / equity
1.00▲
2023 · 0.18
ROE
20.4%▲
2023 · 16.1%
ROA
10.2%▼
2023 · 13.1%
Interest coverage
12.41▼
2023 · 14.85
Debt
€812k▲
2023 · €118k
Debt ≤ 1 year
€82k▼
2023 · €118k
Debt > 1 year
€712k
Income taxes
€57k▲
2023 · €37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€796k€1.63M▲
Fixed assets21/28€750k€702k▼
Tangible fixed assets22/27€750k€702k▼
Land and buildings22€750k€702k▼
Current assets29/58€46k€924k▲
Amounts receivable within one year40/41€0€629k▲
Trade receivables40€0€39k▲
Other amounts receivable41-€591k
Cash at bank and in hand54/58€46k€288k▲
Deferred charges and accrued income490/1-€6k
Equity and liabilities
Total equity and liabilities10/49€796k€1.63M▲
Equity10/15€648k€814k▲
Contributions10/11€63k€63k=
Reserves13€585k€751k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€585k€751k▲
Profit (loss) carried forward14€0-
Provisions and deferred taxes16€30k€0▼
Provisions for liabilities and charges160/5€30k€0▼
Major repairs and maintenance162€30k€0▼
Amounts payable17/49€118k€812k▲
Amounts payable after more than one year17-€712k
Financial debts170/4-€712k
Amounts payable within one year42/48€118k€82k▼
Current portion of amounts payable after more than one year42-€38k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€0€628▲
Suppliers440/4€0€628▲
Advances received on contracts in progress46€10k€0▼
Taxes, remuneration and social security45€34k€39k▲
Taxes450/3€34k€39k▲
Other amounts payable47/48€74k€4k▼
Accrued charges and deferred income492/3€0€18k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€46k€48k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€30k€-30k▼
Other operating charges640/8€24k€27k▲
Gross operating margin9900€254k€275k▲
Operating profit (loss)9901€155k€230k▲
Financial income75/76B€199€16k▲
Recurring financial income75€199€16k▲
Financial charges65/66B€14k€22k▲
Recurring financial charges65€14k€22k▲
Profit (loss) for the period before taxes9903€142k€223k▲
Income taxes67/77€37k€57k▲
Profit (loss) for the period9904€104k€166k▲
Profit (loss) for the period to be appropriated9905€104k€166k▲
Appropriation of the result
Profit (loss) to be appropriated9906€105k€166k▲
Profit (loss) brought forward from the previous period14P€456€0▼
Transfer to equity691/2€105k€166k▲
To the legal reserve6920€0-
To other reserves6921€105k€166k▲
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
08-07
State Gazette act
Capital & shares · RestructuringDemerger · Merger · Share issue27 facts ▸
State Gazette act
Capital & shares · Restructuring
Demerger · Merger · Share issue27 facts ▸
- Demerger, partielle splitsing
- Demerger, partielle splitsing
- Merger, fusie door overneming
- Share issue, 100, partiële splitsing
- Share issue, 236, partiële splitsing
- Accounting effect, 2026-01-01
- Real estate, Lokeren 2 AFD B, 393/K5 P0000, gelegen Lokerhoutstraat 29, met een totale oppervlakte van 700 m²
- Real estate, Lokeren 2 AFD B, 881/FO P0000, gelegen Oeverstraat 19, met een totale oppervlakte van 2.444 m²
- Real estate, Lokeren 2 AFD B, 880/X P0000, gelegen Oeverstraat 19, met een totale oppervlakte van 1.741 m²
- Real estate, Lokeren 2 AFD B, 880/Z PO000, gelegen te Oeverstraat 23, met een totale oppervlakte van 1.661 m²
- Real estate, Eeklo 2 AFD B, 733/L P0000, gelegen te Lijnendraaierstraat 6, met een totale oppervlakte van 150 m²
- Real estate, Eeklo 2 AFD B, 733/N P0000, gelegen te Lijnendraaierstraat 6, met een totale oppervlakte van 45 m²
- +15 further facts in this act
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €166k ▲59.4%
Operating result €230k, net result €166k, both a record.
31-12
Financial
Liquidity times 29current ratio 11.21
Current ratio from 0.39 to 11.21; short-term debt falls from €118k to €82k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
17-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €70k ▼31.1%
Net result drops to €70k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €500kEq €518k ▲12.4%
4 profitable years in a row build equity to €518k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
20-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
24-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
18-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
18-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Donkerputstraat 259250 WaasmunsterGround area
7,193 m²
Building footprint
1,134 m²
Volume, LiDAR
5,309 m³
2 parcels, Flanders · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Waaslandlaan 8, 9160 Lokeren
since 20022.101.778.677
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42342C2641/00A000 | Flanders | 4,788 m² | 1 · 191 m² | 11.1 m · 1 fl. |
| 46014A0223/00X000 | Flanders | 2,405 m² | 1 · 942 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
2 transactionsTook over:KENIMMO
Received a contribution from:VAN DER PLAETSEN IMMO
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 29,953 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2002
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.