Alma.care
ActiveAlma.care has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-138k) and a net result of €-2k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 5% of 16511 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
33
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability1▲+1
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.08; cash: 0.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-917.5%
Return on assets
-14.5%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-138k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
3 d early
2023
54 d late
2022
57 d late
2021
31 d late
2020
88 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-138k▼ 1.6%
2024 · €-136k
2018: €-72k
2019: €-74k
2020: €-121k
2021: €-131k
2022: €-133k
2023: €-135k
2024: €-136k
2018 → 2025
Total assets
€15k▲ 2,182%
2024 · €659
2018: €28k
2019: €23k
2020: €18k
2021: €1k
2022: €308
2023: €489
2024: €659
2018 → 2025
Net result
€-2k▼ 84.9%
2024 · €-1k
2018: €-43k
2019: €-2k
2020: €-47k
2021: €-10k
2022: €-2k
2023: €-2k
2024: €-1k
2018 → 2025
Working capital
€-141k▼ 4.1%
2024 · €-136k
2018: €-72k
2019: €-74k
2020: €-121k
2021: €-131k
2022: €-133k
2023: €-135k
2024: €-136k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-131k-€-133k▼ 1.5%€-135k▼ 1.5%€-136k▼ 0.9%€-138k▼ 1.6%
Operating result€-10k-€-2k▲ 80.1%€-2k▲ 15.3%€-912▲ 43.5%€-2k▼ 133%
Net result€-10k-€-2k▲ 79.2%€-2k▲ 0.3%€-1k▲ 41.3%€-2k▼ 84.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €912 in 2024; the loss grows.
Balance-sheet composition
Assets €15k
Fixed assets
€3k
Current assets
€12k
Key figures and ratios
EBITDA
€-2k
Cash flow
€-2k
Solvency
-917.5%
Current ratio
0.08
Quick ratio
0.00
Debt / equity
-1.11
ROA
-14.5%
Interest coverage
-36.62
Debt
€153k▲
2024 · €137k
Debt ≤ 1 year
€153k▲
2024 · €137k
Income taxes
€0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€659€15k▲
Fixed assets21/28-€3k
Intangible fixed assets21-€1k
Tangible fixed assets22/27-€2k
Plant, machinery and equipment23-€2k
Current assets29/58€659€12k▲
Stocks and contracts in progress3-€11k
Stocks30/36-€11k
Amounts receivable within one year40/41€622€396▼
Trade receivables40€225€396▲
Other amounts receivable41€397-
Cash at bank and in hand54/58€38€27▼
Equity and liabilities
Total equity and liabilities10/49€659€15k▲
Equity10/15€-136k€-138k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-148k€-150k▼
Amounts payable17/49€137k€153k▲
Amounts payable within one year42/48€137k€153k▲
Other amounts payable47/48€137k€153k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€1
Other operating charges640/8€282€617▲
Gross operating margin9900€-630€-2k▼
Operating profit (loss)9901€-912€-2k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€269€58▼
Recurring financial charges65€269€58▼
Profit (loss) for the period before taxes9903€-1k€-2k▼
Income taxes67/77-€0
Profit (loss) for the period9904€-1k€-2k▼
Profit (loss) for the period to be appropriated9905€-1k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-148k€-150k▼
Profit (loss) brought forward from the previous period14P€-147k€-148k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
26-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 57 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial
Weakest financial yearnet €-47k
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aalstersesteenweg 689400 NinoveGround area
398 m²
Building footprint
161 m²
Volume, LiDAR
1,211 m³
Parcel 41048A0301/00N002, Flanders · tallest building 13.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Aalstersesteenweg 68, 9400 Ninove
since 20162.253.338.209
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41048A0301/00N002 | Flanders | 398 m² | 1 · 161 m² | 13.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Beveren-Kruibeke-Zwijndrecht
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 897 companies in sector 86961 we hold annual accounts for 8.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-03-2016
Fiscal year end31-12
Activities, NACEBEL
86961Non-conventional therapeutic services
47279Other retail sale of food
58110Book publishing
85599Other education
86995Nutrition and dietetics services
86999Other human health activities
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.