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TOM BOVY

Active
Private limited companyfounded 2025incorporated this yearBld Emile-de-Laveleye 99, 4020 Liège, BelgiumKBO/BCE: BE 1028.932.349
Summary

TOM BOVY is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €3,140 and a net result of €140. Its solvency ranks better than 58% of 17112 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
TOM BOVYActiveChecked score 79/100
Risk analysis ReportCompare

Checked score

Score 2025
79 / 100
Excellent
Every signal that weighs is under Signals.
Axes
Profitability73
Solvency97
Growth-
Track record50
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Signals

Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 0 years 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
26 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TOM BOVY was incorporated on 9 October 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€3,140
Total assets
€4,387
Net result
€140
Working capital
€593

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €4,387
Equity €3,140
Debt €1,247
Debt finances 28.4% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€480
Cash flow
€255
Interest coverage
30.96
Debt ≤ 1 year
€1,247
Income taxes
€210
Ratios withheld: a balance sheet total of €4,387 is too small for a meaningful ratio.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 25 lines
Balance sheet Code2025
Assets
Total assets20/58€4,387
Formation expenses20€2,547
Current assets29/58€1,840
Cash at bank and in hand54/58€1,011
Deferred charges and accrued income490/1€829
Equity and liabilities
Total equity and liabilities10/49€4,387
Equity10/15€3,140
Contributions10/11€3,000
Profit (loss) carried forward14€140
Amounts payable17/49€1,247
Amounts payable within one year42/48€1,247
Taxes, remuneration and social security45€210
Taxes450/3€210
Other amounts payable47/48€1,037
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€115
Other operating charges640/8€448
Gross operating margin9900€928
Operating profit (loss)9901€365
Financial charges65/66B€16
Recurring financial charges65€16
Profit (loss) for the period before taxes9903€349
Income taxes67/77€210
Profit (loss) for the period9904€140
Profit (loss) for the period to be appropriated9905€140
Appropriation of the result
Profit (loss) to be appropriated9906€140

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€115
Other operating charges640/8€448
Gross operating margin9900€928
Operating profit (loss)9901€365
Financial charges65/66B€16
Recurring financial charges65€16
Profit (loss) for the period before taxes9903€349
Income taxes67/77€210
Profit (loss) for the period9904€140
Profit (loss) for the period to be appropriated9905€140
Line2025
Assets
Total assets20/58€4,387
Formation expenses20€2,547
Current assets29/58€1,840
Cash at bank and in hand54/58€1,011
Deferred charges and accrued income490/1€829
Equity and liabilities
Total equity and liabilities10/49€4,387
Equity10/15€3,140
Contributions10/11€3,000
Profit (loss) carried forward14€140
Amounts payable17/49€1,247
Amounts payable within one year42/48€1,247
Taxes, remuneration and social security45€210
Taxes450/3€210
Other amounts payable47/48€1,037
Line2025
Profit (loss) for the period9904€140
+ Depreciation and write-downs630€115
Operating cash flow (approximation)€255

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2025
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bld Emile-de-Laveleye 994020 Liège
1 establishment unit
TOM BOVY
Bld Emile-de-Laveleye 99, 4020 LiègeHuman health activities
since 20252.379.883.221

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Of 74 companies in this sector we hold annual accounts for 21. 8 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded09-10-2025
Fiscal year end31-12
Activities, NACEBEL 2025
86963Human health activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:1028932349
Also 9925:BE1028932349
Registered 20-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

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