TOM BOVY

Active

Private limited companyfounded 2025incorporated this yearBld Emile-de-Laveleye 99, 4020 Liège, BelgiumKBO/BCE: BE 1028.932.349

Summary

TOM BOVY is younger than twelve months; there is no public track record yet to compute a bankruptcy probability from. The 2025 annual accounts show equity of €3,140 and a net result of €140. Its solvency ranks better than 58% of 18230 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

TOM BOVYActiveChecked score 79/100

Risk analysis Report Compare

Activity

Human health activities

NACE 86963

1 site

Size

€4,387total assets 2025

Equity: €3,140
Profit: €140

Turnover not published (abridged schema)

Financial health

79 Excellent Checked score 2025

Too young for a probability

Structure

Accounts filed 26 d late0 of 1 deed read

Why 79- Young companyFiled after the deadlineShow the evidence

Checked score

Score 2025

79 / 100

Excellent

Without a bankruptcy probability: score from the figures alone

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 97

equity 71.6% of total assets

Liquidity 67

short-term debt 28.4% · cash 23.1%

Profitability 73

return on assets 3.2%

Bankruptcy probability, 12 months

This company is younger than 12 months. There is no public track record yet to base a reliable estimate on, so we'd rather not show a number.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

26 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

26-08-26 Annual accounts filedfiscal year 2025 · micro…

Key points

Caution: Among the weakest 7% on equitysector median €129,633 · 18,233 companies €3,140 View
Founded 11 months agofounded 09-10-2025 11 mo View
Total assets 2025first fiscal year filed €4,387 View