ZIRKONIA
ActiveZIRKONIA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €-2k. Equity is shrinking by ~6.1% per year across the filed fiscal years. Its solvency ranks better than 95% of 16424 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▼-55
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 60.01 against 45.28 in 2024; short-term debt: 1.7% and cash: 54% of total assets), and 1.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.3%
Return on assets
-10.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
50 d early
2023
48 d early
2022
24 d early
2021
33 d early
2020
53 d early
2019
44 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€21k▼ 9.6%
2024 · €23k
2018: €34k
2019: €30k
2020: €27k
2021: €26k
2022: €23k
2023: €23k
2024: €23k
2018 → 2025
Total assets
€21k▼ 10.1%
2024 · €24k
2018: €36k
2019: €32k
2020: €29k
2021: €28k
2022: €25k
2023: €23k
2024: €24k
2018 → 2025
Net result
€-2k
2024 · €229
2018: €-5k
2019: €-4k
2020: €-3k
2021: €-722
2022: €-3k
2023: €-547
2024: €229
2018 → 2025
Working capital
€21k▼ 9.6%
2024 · €23k
2018: €34k
2019: €30k
2020: €27k
2021: €26k
2022: €23k
2023: €23k
2024: €23k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€26k-€23k▼ 11.6%€23k▼ 2.3%€23k▲ 1.0%€21k▼ 9.6%
Operating result€-170-€-3k▼ 1,423%€32€685▲ 2,071%€-2k
Net result€-722-€-3k▼ 324%€-547▲ 82.1%€229€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €685 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €21k
Equity
€21k▼ 9.6%
Debt
€352▼ 32.2%
The debt ratio falls from 2.2% to 1.7%. Equity and debt are lower.
Key figures and ratios
Solvency
98.3%▲
2024 · 97.8%
Current ratio
60.01▲
2024 · 45.28
Quick ratio
60.01▲
2024 · 45.28
Debt / equity
0.02▼
2024 · 0.02
ROE
-10.6%▼
2024 · 1.0%
ROA
-10.4%▼
2024 · 1.0%
Debt
€352▼
2024 · €519
Debt ≤ 1 year
€352▼
2024 · €519
Income taxes
€337▲
2024 · €328
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€24k€21k▼
Current assets29/58€24k€21k▼
Amounts receivable within one year40/41€10k€10k▼
Other amounts receivable41€10k€10k▼
Cash at bank and in hand54/58€13k€11k▼
Equity and liabilities
Total equity and liabilities10/49€24k€21k▼
Equity10/15€23k€21k▼
Contributions10/11€12k€12k=
Reserves13€11k€11k=
Distributable reserves133€11k€11k=
Profit (loss) carried forward14-€-2k
Amounts payable17/49€519€352▼
Amounts payable within one year42/48€519€352▼
Trade debts44€191€38▼
Suppliers440/4€191€38▼
Taxes, remuneration and social security45€328€314▼
Taxes450/3€328€314▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€223-
Other operating charges640/8€595€610▲
Gross operating margin9900€2k€-1k▼
Operating profit (loss)9901€685€-2k▼
Financial income75/76B€36€77▲
Recurring financial income75€36€77▲
Financial charges65/66B€164€133▼
Recurring financial charges65€164€133▼
Profit (loss) for the period before taxes9903€557€-2k▼
Income taxes67/77€328€337▲
Profit (loss) for the period9904€229€-2k▼
Profit (loss) for the period to be appropriated9905€229€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€229€-2k▼
Transfer to equity691/2€229-
To other reserves6921€229-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
11-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €229
Net result €229 after 6 loss-making years.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 73.33
Current ratio from 14.40 to 73.33; short-term debt falls from €2k to €312.
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Turnhout · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Gierledreef 972300 TurnhoutGround area
4,217 m²
Building footprint
560 m²
Volume, LiDAR
7,372 m³
Parcel 13453O0142/00V002, Flanders · tallest building 20.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
ZIRKONIA
since 20052.148.853.371
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0142/00V002 | Flanders | 4,217 m² | 1 · 560 m² | 20.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Yidong
BE 0768.612.162
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TRAN HUU D.
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Charleroi · Eq €96k
Annemie Mertens, Acupunctuur
BE 0770.905.916
Hemiksem · Eq €118k
DE SMEDT – SCHREYEN
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Aalst · Eq €159k
Of 28 companies in sector 86965 we hold annual accounts for 6. 4 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-08-2005
Fiscal year end31-12
Activities, NACEBEL
85146
86909Human health activities
86965Human health activities
85143
86904Human health activities
86939Human health activities
86999Other human health activities
93052
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.