Alluvion
ActiveSummary
Alluvion has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.22M and a net result of €779k. Equity is growing by ~34% per year across the filed fiscal years. Its solvency ranks better than 60% of 2692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+8
Solvency84▲+23
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 2.53 against 1.75 in 2024; short-term debt: 38.3% and cash: 9% of total assets), and 41.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.9%
Return on assets
37.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
11 d early
2024
8 d early
2023
40 d early
2022
59 d early
2021
89 d early
2020
43 d early
2019
9 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.22M▲ 157%
2024 · €476k
2018: €81k
2019: €106k
2020: €158k
2021: €189k
2022: €225k
2023: €272k
2024: €476k
2018 → 2025
Total assets
€2.08M▲ 57.9%
2024 · €1.32M
2018: €561k
2019: €559k
2020: €956k
2021: €735k
2022: €1.03M
2023: €993k
2024: €1.32M
2018 → 2025
Net result
€779k▲ 212%
2024 · €249k
2018: €41k
2019: €43k
2020: €177k
2021: €147k
2022: €172k
2023: €190k
2024: €249k
2018 → 2025
Working capital
€1.22M▲ 127%
2024 · €538k
2018: €174k
2019: €258k
2020: €292k
2021: €190k
2022: €243k
2023: €269k
2024: €538k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€189k-€225k▲ 19.2%€272k▲ 21.1%€476k▲ 74.8%€1.22M▲ 157%
Operating result€232k-€261k▲ 12.5%€298k▲ 13.9%€384k▲ 29.2%€1.07M▲ 179%
Net result€147k-€172k▲ 17.1%€190k▲ 10.7%€249k▲ 30.9%€779k▲ 212%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 179% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.08M
Fixed assets
€59k ▼ 6.3%
Current assets
€2.02M ▲ 61.1%
Equity and liabilities €2.08M
Equity
€1.22M ▲ 157%
Debt
€855k ▲ 1.7%
Debt's share of the balance-sheet total falls from 63.9% to 41.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.10M▲
2024 · €408k
Cash flow
€806k▲
2024 · €273k
Current ratio
2.53▲
2024 · 1.75
Debt to equity
0.70▼
2024 · 1.77
ROE
63.7%▲
2024 · 52.4%
ROA
37.5%▲
2024 · 18.9%
Interest coverage
82.08▲
2024 · 21.45
Debt ≤ 1 year
€797k▲
2024 · €716k
Income taxes
€302k▲
2024 · €117k
Staff costs
€1.78M▲
2024 · €1.76M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.32M€2.08M▲
Fixed assets21/28€63k€59k▼
Intangible fixed assets21€37k€36k▼
Tangible fixed assets22/27€26k€23k▼
Furniture and vehicles24€26k€23k▼
Current assets29/58€1.25M€2.02M▲
Amounts receivable within one year40/41€919k€1.83M▲
Trade receivables40€715k€842k▲
Other amounts receivable41€205k€990k▲
Cash at bank and in hand54/58€330k€187k▼
Deferred charges and accrued income490/1€5k-
Equity and liabilities
Total equity and liabilities10/49€1.32M€2.08M▲
Equity10/15€476k€1.22M▲
Contributions10/11€30k€30k=
Reserves13€85k€85k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Distributable reserves133€82k€82k=
Profit (loss) carried forward14€361k€1.11M▲
Amounts payable17/49€841k€855k▲
Amounts payable within one year42/48€716k€797k▲
Current portion of amounts payable after more than one year42€85k-
Trade debts44€401k€338k▼
Suppliers440/4€401k€338k▼
Taxes, remuneration and social security45€230k€459k▲
Taxes450/3€75k€291k▲
Remuneration and social security454/9€155k€168k▲
Accrued charges and deferred income492/3€125k€58k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1.76M€1.78M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€27k▲
Other operating charges640/8€5k€7k▲
Gross operating margin9900€2.17M€2.89M▲
Operating profit (loss)9901€384k€1.07M▲
Financial income75/76B€675€21k▲
Recurring financial income75€675€21k▲
Financial charges65/66B€19k€13k▼
Recurring financial charges65€19k€13k▼
Profit (loss) for the period before taxes9903€366k€1.08M▲
Income taxes67/77€117k€302k▲
Profit (loss) for the period9904€249k€779k▲
Profit (loss) for the period to be appropriated9905€249k€779k▲
Appropriation of the result
Profit (loss) to be appropriated9906€407k€1.14M▲
Profit (loss) brought forward from the previous period14P€158k€361k▲
Profit to be distributed694/7€46k€31k▼
Employees696€46k€31k▼
Social balance
Average headcount (FTE)908721.022.5▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €779k ▲212%
Operating result €1.07M, net result €779k, both a record.
31-12
Financial
Equity above €1MEq €1.22M ▲157%
8 profitable years in a row build equity to €1.22M.
23-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €200kEq €225k ▲19.2%
5 profitable years in a row build equity to €225k.
03-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €150kEq €158k ▲49.3%
3 profitable years in a row build equity to €158k.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €100kEq €106k ▲30.1%
2 profitable years in a row build equity to €106k.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
15-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koedreef 489070 DestelbergenGround area
5,237 m²
Building footprint
4,345 m²
Volume, LiDAR
25,323 m³
Parcel 44013B0505/00T007, Flanders · tallest building 8.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALLUVION
since 20162.258.693.597
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013B0505/00T007 | Flanders | 5,237 m² | 1 · 4,345 m² | 8.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 4,986 EUR awarded · 6,278 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,751 EUR | 1,751 EUR |
| 2023 | 1 | 2,353 EUR | 3,897 EUR |
| 2022 | 1 | 882 EUR | 630 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 7,429 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2016
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@alluvion.eu