RISC GROUP BELGIUM
ActiveRISC GROUP BELGIUM has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.23M and a net result of €158k. Equity is growing by ~64.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 1545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-14
Solvency60▲+9
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €90k at 30 days acceptable
Liquidity short (current ratio 0.54 against 0.58 in 2023; short-term debt: 17.7% and cash: 7.2% of total assets), and 65.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
34.5%
Return on assets
4.5%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-06-2025, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
31 d early
2023
on the day
2022
31 d late
2021
9 d late
2020
19 d late
2019
31 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€158k▼ 69.1%
2023 · €512k
2018: €205k
2019: €174k
2020: €484k
2021: €287k
2022: €160k
2023: €512k
2018 → 2024
Working capital
€-287k▼ 3.6%
2023 · €-277k
2018: €-405k
2019: €-518k
2020: €-330k
2021: €-498k
2022: €-680k
2023: €-277k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-25k-€-33k▼ 34.8%€150k€888k▲ 492%€1.23M▲ 38.0%
Operating result€495k-€297k▼ 40.0%€169k▼ 43.1%€518k▲ 206%€164k▼ 68.4%
Net result€484k-€287k▼ 40.6%€160k▼ 44.5%€512k▲ 221%€158k▼ 69.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 68% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.55M
Fixed assets
€3.21M▲ 6.9%
Current assets
€340k▼ 12.7%
Equity and liabilities €3.55M
Equity
€1.23M▲ 38.0%
Provisions
€5k▼ 86.8%
Debt
€2.32M▼ 6.0%
The debt ratio falls from 72.8% to 65.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€201k▼
2023 · €572k
Cash flow
€196k▼
2023 · €566k
Solvency
34.5%▲
2023 · 26.2%
Current ratio
0.54▼
2023 · 0.58
Quick ratio
0.52▼
2023 · 0.56
Debt / equity
1.89▼
2023 · 2.78
ROE
12.9%▼
2023 · 57.7%
ROA
4.5%▼
2023 · 15.1%
Interest coverage
29.03▼
2023 · 76.96
Debt
€2.32M▼
2023 · €2.47M
Debt ≤ 1 year
€627k▼
2023 · €666k
Debt > 1 year
€1.62M▼
2023 · €1.71M
Income taxes
€2k▼
2023 · €2k
Staff costs
€917k▼
2023 · €950k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€3.39M€3.55M▲
Fixed assets21/28€3.00M€3.21M▲
Intangible fixed assets21€2.86M€3.04M▲
Tangible fixed assets22/27€45k€69k▲
Furniture and vehicles24€45k€69k▲
Financial fixed assets28€99k€102k▲
Current assets29/58€389k€340k▼
Stocks and contracts in progress3€17k€12k▼
Stocks30/36€17k€12k▼
Amounts receivable within one year40/41€258k€72k▼
Trade receivables40€257k€72k▼
Other amounts receivable41€330€0▼
Cash at bank and in hand54/58€115k€255k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€3.39M€3.55M▲
Equity10/15€888k€1.23M▲
Contributions10/11€1.75M€1.75M=
Capital10€1.75M€1.75M=
Issued capital100€1.75M€1.75M=
Revaluation surpluses12€2.86M€3.04M▲
Reserves13€15k€15k=
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Profit (loss) carried forward14€-3.73M€-3.58M▲
Provisions and deferred taxes16€35k€5k▼
Provisions for liabilities and charges160/5€35k€5k▼
Other liabilities and charges164/5€35k€5k▼
Amounts payable17/49€2.47M€2.32M▼
Amounts payable after more than one year17€1.71M€1.62M▼
Financial debts170/4€1.71M€1.62M▼
Amounts payable within one year42/48€666k€627k▼
Current portion of amounts payable after more than one year42€11k€16k▲
Financial debts43€18k€18k▲
Other loans439€18k€18k▲
Trade debts44€303k€308k▲
Suppliers440/4€303k€308k▲
Taxes, remuneration and social security45€157k€108k▼
Taxes450/3€60k€15k▼
Remuneration and social security454/9€97k€92k▼
Other amounts payable47/48€177k€177k=
Accrued charges and deferred income492/3€92k€70k▼
Income statement
Code20232024
Non-recurring operating income76A€194€0▼
Remuneration, social security and pensions62€950k€917k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€54k€38k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€14k€-34k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€-30k
Other operating charges640/8€53k€70k▲
Non-recurring operating charges66A-€4k
Gross operating margin9900€1.59M€1.13M▼
Operating profit (loss)9901€518k€164k▼
Financial income75/76B€4k€4k▼
Recurring financial income75€4k€4k▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€515k€160k▼
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€512k€158k▼
Profit (loss) for the period to be appropriated9905€512k€158k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-3.73M€-3.58M▲
Profit (loss) brought forward from the previous period14P€-4.25M€-3.73M▲
Social balance
Average headcount (FTE)908719.322.2▲
The notes to these accounts (25 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Weakest financial yearnet €158k ▼69.1%
Net result drops to €158k, the lowest in the series.
31-12
Financial
Equity above €1MEq €1.23M ▲38%
7 profitable years in a row build equity to €1.23M.
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Highest result since 2018net €512k ▲221%
Operating result €518k, net result €512k, both a record.
31-12
Financial
Equity above €500kEq €888k ▲492%
6 profitable years in a row build equity to €888k.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
31-12
Financial
Equity above €150kEq €150k
5 profitable years in a row build equity to €150k.
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 9 days late
2021
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 19 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
26-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 26 days late
2017
17-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
25-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Terhulpsesteenweg 1771170 Watermaal-BosvoordeGround area
5,127 m²
Building footprint
1,510 m²
Volume, LiDAR
23,163 m³
Parcel 21652E0039/00H003, Brussels · tallest building 36.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SKYDOO
since 20022.099.183.631
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0039/00H003 | Brussels | 5,127 m² | 1 · 1,510 m² | 36.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ADESO
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SOMKO
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Roeselare · Eq €1.23M
Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 7,415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded29-07-2002
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
72100
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
69109Other legal services
72220
72300
72400
72600
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.