SOLMAN
ActiveSOLMAN has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.22M and a net result of €122k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 86% of 2687 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▼-2
Solvency100=
Growth69▲+1
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.58 against 12.06 in 2024; short-term debt: 2.8% and cash: 4.7% of total assets), and 14.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
85.6%
Return on assets
8.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
9 d early
2024
9 d late
2023
22 d late
2022
4 d early
2021
22 d late
2020
24 d late
2019
11 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€433k▲ 16.7%
2024 · €371k
2018: €288k
2019: €274k
2020: €318k
2021: €256k
2022: €272k
2023: €347k
2024: €371k
2018 → 2025
EBIT margin
38.0%▼ 13.0pp
2024 · 51.0%
2018: 37.0%
2019: 51.3%
2020: 57.5%
2021: 44.8%
2022: 46.0%
2023: 32.2%
2024: 51.0%
2018 → 2025
Net result
€122k▼ 6.3%
2024 · €130k
2018: €84k
2019: €108k
2020: €131k
2021: €85k
2022: €92k
2023: €81k
2024: €130k
2018 → 2025
Working capital
€143k▼ 70.4%
2024 · €485k
2018: €85k
2019: €207k
2020: €350k
2021: €468k
2022: €582k
2023: €347k
2024: €485k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€256k-€272k▲ 6.0%€347k▲ 27.5%€371k▲ 6.9%€433k▲ 16.7%
Equity€796k-€892k▲ 12.0%€973k▲ 9.1%€1.10M▲ 13.3%€1.22M▲ 11.0%
Operating result€115k-€125k▲ 8.9%€112k▼ 10.7%€189k▲ 69.4%€164k▼ 13.1%
Net result€85k-€92k▲ 8.3%€81k▼ 12.5%€130k▲ 60.7%€122k▼ 6.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 13% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.43M
Fixed assets
€1.25M▲ 74.0%
Current assets
€184k▼ 65.3%
Equity and liabilities €1.43M
Equity
€1.22M▲ 11.0%
Debt
€206k▲ 44.0%
The debt ratio rises from 11.5% to 14.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€231k▼
2024 · €253k
Cash flow
€188k▼
2024 · €193k
Solvency
85.6%▼
2024 · 88.5%
Current ratio
4.58▼
2024 · 12.06
Quick ratio
4.58▼
2024 · 12.06
Debt / equity
0.17▲
2024 · 0.13
ROE
9.9%▼
2024 · 11.8%
ROA
8.5%▼
2024 · 10.4%
Interest coverage
62.08▲
2024 · 35.14
Debt
€206k▲
2024 · €143k
Debt ≤ 1 year
€40k▼
2024 · €44k
Debt > 1 year
€166k▲
2024 · €99k
Income taxes
€48k▼
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.25M€1.43M▲
Fixed assets21/28€716k€1.25M▲
Tangible fixed assets22/27€716k€1.25M▲
Land and buildings22€697k€1.20M▲
Plant, machinery and equipment23€14k€43k▲
Furniture and vehicles24€5k€3k▼
Current assets29/58€529k€184k▼
Amounts receivable within one year40/41€68k€113k▲
Trade receivables40€28k€73k▲
Other amounts receivable41€40k€40k▲
Cash at bank and in hand54/58€461k€68k▼
Deferred charges and accrued income490/1€697€3k▲
Equity and liabilities
Total equity and liabilities10/49€1.25M€1.43M▲
Equity10/15€1.10M€1.22M▲
Reserves13€1.10M€1.19M▲
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Tax-exempt reserves132-€416k
Distributable reserves133€1.09M€767k▼
Profit (loss) carried forward14€2k€33k▲
Amounts payable17/49€143k€206k▲
Amounts payable after more than one year17€99k€166k▲
Financial debts170/4€86k€151k▲
Other amounts payable178/9€13k€15k▲
Amounts payable within one year42/48€44k€40k▼
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Taxes, remuneration and social security45€38k€33k▼
Taxes450/3€38k€33k▼
Accrued charges and deferred income492/3€179€178▼
Income statement
Code20242025
Turnover70€371k€433k▲
Non-recurring operating income76A€7k-
Goods, raw materials, services and sundry goods60/61€118k€124k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€64k€66k▲
Other operating charges640/8€7k€78k▲
Gross operating margin9900€260k€309k▲
Operating profit (loss)9901€189k€164k▼
Financial income75/76B€2k€9k▲
Recurring financial income75€2k€9k▲
Financial charges65/66B€7k€4k▼
Recurring financial charges65€7k€4k▼
Profit (loss) for the period before taxes9903€184k€170k▼
Income taxes67/77€54k€48k▼
Profit (loss) for the period9904€130k€122k▼
Transfer to tax-exempt reserves689-€91k
Profit (loss) for the period to be appropriated9905€130k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€131k€33k▼
Profit (loss) brought forward from the previous period14P€2k€2k▲
Transfer to equity691/2€129k-
To other reserves6921€129k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 9 days late
2024
31-12
Financial
Equity above €1MEq €1.10M ▲13.3%
7 profitable years in a row build equity to €1.10M.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 22 days late
2023
31-12
Financial
Weakest financial yearnet €81k ▼12.5%
Net result drops to €81k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Liquidity times 5current ratio 38.33
Current ratio from 8.45 to 38.33; short-term debt falls from €47k to €13k.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 24 days late
2020
31-12
Financial
Highest result since 2018net €131k ▲21.3%
Net result €131k, the highest in the series.
11-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 11 days late
2019
31-12
Financial
Liquidity times 7current ratio 16.68
Current ratio from 2.55 to 16.68; short-term debt falls from €55k to €13k.
31-12
Financial
Equity above €500kEq €581k ▲22.8%
2 profitable years in a row build equity to €581k.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frans Halsstraat 1081070 AnderlechtGround area
294 m²
Building footprint
94 m²
Volume, LiDAR
728 m³
Parcel 21308H0716/00A002, Brussels · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SOLMAN
since 20112.205.284.409
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21308H0716/00A002 | Brussels | 294 m² | 1 · 94 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,394. 7,424 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-12-2011
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.