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ALLFLA INVEST

Active
Private limited companyfounded 2006active for 20 yearsWestlaan 136, 8800 Roeselare, BelgiumKBO/BCE: BE 0881.050.703
Summary

The computed 12-month bankruptcy probability of ALLFLA INVEST is 1.7% (moderate). The annual accounts of ALLFLA INVEST for financial year 2026 show a net loss of 58% of the equity at the start of that year. The 2026 annual accounts show equity of €18,183 and a net result of -€24,621. Equity has been shrinking by about 2.9% per year since 2019. Its solvency ranks better than 21% of 634 sector peers (NACE 47, financial year 2026). The company has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 02-05-2006 Normal situation
Activity
Retail sale of prescription glasses, lenses and sunglasses NACE 47742and 2 others
Establishment units
2.155.316.343 8800 Roeselare, since 28-07-2006
2.161.388.048 8310 Brugge, since 16-04-2007
Financial year end
31 March
Peppol
Reachable since 25-11-2025

Board and ownership

Board
  • OptomedyDirector · since 16-04-2024 · permanent representative Julien Lejeune
Shareholders
  • Optomedy· score 6830-09-2025 annual accounts of Optomedy
  • Optomedy BVannual accounts 31-03-2026
  • HOLDEL INVEST· score 9030-12-2023 annual accounts of HOLDEL INVEST

Financial position

54 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
1.7%
Annual accounts to 31-03-2026
Turnover
€966,234
▲ 3.1%
Loss
€24,621
Equity
€18,183
▼ 57.5%
Total assets
€399,296
▼ 4.1%
Employees on 31-03-2026
5
▼ 16.7%
Score breakdownraises riskEquity €18,183 (4.6% of total assets)Loss of €24,621 (financial year 2026)Sector: Retail trade (NACE 47)lowers riskFounded in 2006Show the evidence

Checked score

Score 2026
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 27% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2025
Weak
Solvency 30-5
equity 4.6% of total assets
Liquidity 34-20
short-term debt 59.5% · cash 11.5%
Profitability 29-20
return on assets -6.2%
Bankruptcy probability within 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.9%● unchanged vs 02-2025 04-2025: 1.8%▼ -0.1 percentage points vs 03-2025 05-2025: 1.9%▲ +0.1 percentage points vs 04-2025highest value 06-2025: 1.9%● unchanged vs 05-2025 07-2025: 1.8%▼ -0.1 percentage points vs 06-2025 08-2025: 1.8%● unchanged vs 07-2025 09-2025: 1.7%▼ -0.1 percentage points vs 08-2025 10-2025: 1.8%▲ +0.1 percentage points vs 09-2025 11-2025: 0.8%▼ -1.0 percentage point vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.7%▼ -0.1 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026lowest value 10-2026: 1.7%▲ +1.0 percentage point vs 09-2026 11-2026: 1.7%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.69 (0.97 in 2025), below 1. Short-term debt is 59.5% and cash 11.5% of total assets. 95.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 22% of them on solvency, 31% on liquidity, 24% on profitability and 31% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €18,183 (4.6% of total assets)
NBB · annual accounts
raises risk · Loss of €24,621 (financial year 2026)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Founded in 2006
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 634 sector peers (2026).
NBB · sector comparison
Position among 634 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 30-10-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
1 day early
2025
on the day
2024
10 days early
2023
20 days late
2022
94 days late
2021
29 days late
2020
16 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 31 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 84% of companies in retail tradesector median €23,867 · 634 companies -€24,621 View

Recent changes

  1. · Gazette deed 1 director appointed, 2 directors resigningResignations: HOLDEL INVEST BV (director) and Ketty Van Overschelde (director) · Permanent representatives: Kristof Holvoet and Julien Lejeune · Appointment: OPTOMEDY BV (director)
  2. · Gazette deed Resignation: Piet Coppin (director)Appointment: Van Overschelde Ketty (director)
  3. · Gazette deed 1 director appointed, 1 director resigningResignation: Kristof Holvoet BV (director) · Permanent representative: Kristof Holvoet · Appointment: Holdel Invest BV (director)
All 20 events

Comparable companies

These companies have the same main activity as ALLFLA INVEST: retail sale of prescription glasses, lenses and sunglasses (NACE 47742). They are comparable in size and age: total assets between €366,000 and €586,000, founded between 1999 and 2011.

CompanyTotal assetsGross margin
ALLFLA INVEST Roeselare€399,296€419,933
AUDIRIS & Co Soumagne€481,807€356,180
ACTINAM Liège€366,377€306,121
OPTIEK PUNIE Diest€523,805€367,270
LUNETTE Roeselare€584,181€532,193
CONTACTLENZEN VANSCHOENWINKEL Diepenbeek€562,097€310,077
Churchill Optique Ukkel€586,361€350,006
Full comparison

Key facts about ALLFLA INVEST

What is the company number of ALLFLA INVEST?
The company number of ALLFLA INVEST is 0881.050.703. The VAT number is the same number with BE in front: BE 0881.050.703.
Where is ALLFLA INVEST based?
The registered office is at Westlaan 136, 8800 Roeselare.Company details
What does ALLFLA INVEST do?
According to the KBO register, the main activity is retail sale of prescription glasses, lenses and sunglasses (NACE 47742).
What is the legal form of ALLFLA INVEST?
The legal form of ALLFLA INVEST is Private limited company (BV).
When was ALLFLA INVEST founded?
ALLFLA INVEST was founded on 02-05-2006.
Is ALLFLA INVEST still active?
Yes, ALLFLA INVEST is an active enterprise in the KBO register.
How many employees does ALLFLA INVEST have?
ALLFLA INVEST had an average of 3.8 full-time equivalents in financial year 2026, according to the filed annual accounts.Financials
What is the turnover of ALLFLA INVEST?
The turnover of ALLFLA INVEST was €966,234 in financial year 2026, according to the filed annual accounts.
Is ALLFLA INVEST profitable?
In financial year 2026, ALLFLA INVEST made a loss of €24,621.
Where can I find the annual accounts of ALLFLA INVEST?
ALLFLA INVEST filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of ALLFLA INVEST due?
ALLFLA INVEST must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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