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OPTIEK PUNIE

Active
Private limited companyfounded 2002active for 24 yearsHasseltsestraat 27, 3290 Diest, BelgiumKBO/BCE: BE 0477.960.471
Summary

OPTIEK PUNIE has been active since 2002 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €249,964 and a net result of €35,930. Equity grew by about 13% per year on average since 2018. In 2025 it fell by 25.1%. Its solvency ranks better than 53% of 275 sector peers (NACE 32, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-07-2002 Normal situation
Activity
Manufacture of medical and dental instruments and supplies NACE 32500and 1 other
Joint committees
201 Independent retail
100 Auxiliary committee for blue-collar workers · annual accounts 2024
Establishment unit
2.096.222.656 3290 Diest, since 29-07-2002
Financial year end
31 December
Peppol
Reachable since 07-08-2025

Board and ownership

Board
Shareholders
  • JOZEF PUNIE LUCannual accounts 2018
  • ROSA PUNIE ELISEannual accounts 2018

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts 2025
Gross margin
€367,270
▼ 11.2%
Turnover
≈ €870,000
estimated
Profit
€35,930
▼ 56.9%
Equity
€249,964
▼ 25.1%
Total assets
€523,805
▼ 6.9%
Employees on 31-12-2025
6
▲ 20.0%
  • 2025 accounts filed 29 days after the deadline
Score breakdownraises riskSize: 4.5 FTE, total assets €523,805lowers riskLiquidity: current ratio 1.80, cash €164,547Equity €249,964 (47.7% of total assets)Founded in 2002Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 50% of micro companies in other manufacturing (NACE 32)
Financial strength · tick: 2024
Strong
Solvency 73-11
equity 47.7% of total assets
Liquidity 66-13
short-term debt 48.0% · cash 31.4%
Profitability 77-10
return on assets 6.9%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,142 companies, NACE 32, micro)
Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.2%▲ +0.1 percentage points vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025highest value 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: < 0.1%▼ -0.2 percentage points vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: 0.1%▲ +0.1 percentage points vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €23,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.8 (2.59 in 2024), above the usual 1.5. Short-term debt is 48% and cash 31.4% of total assets. However, 52.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 32, micro). It does better than 55% of them on solvency, 66% on liquidity, 59% on profitability and 19% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 1.80, cash €164,547
NBB · annual accounts
lowers risk · Equity €249,964 (47.7% of total assets)
NBB · annual accounts
lowers risk · Founded in 2002
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: 4.5 FTE, total assets €523,805
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · 2025 accounts filed 29 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
29 days late
2024
on the day
2023
2 days late
2022
14 days early
2021
31 days early
2020
29 days early
2019
29 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 32), the median for financial year 2024 was 2 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 5 profitable years in a rowprofit 2025: €35,930 5 years View
  • Caution: Equity fell in 2025from €333,813 to €249,964 ▼ 25.1% View

Recent changes

  1. · Gazette deed Resignation: Luc Punie (director)Permanent representative: Luc Punie · Director discharge: Luc Punie (director (not named in the articles))
  2. · Gazette deed 1 director appointed, 1 director resigning, 1 director reappointedResignation: PUNIE Luc Jozef (statutory director) · Reappointment: PUNIE Luc Jozef (director) · Appointment: PUNIE Elise Rosa Laurent (director)
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as OPTIEK PUNIE: manufacture of medical and dental instruments and supplies (NACE 32500). They are comparable in size and age: total assets between €414,000 and €943,000, founded between 1991 and 2005.

CompanyTotal assetsGross margin
OPTIEK PUNIE Diest€523,805€367,270
PROTHESIA NV DENTAAL BEDRIJF Wijnegem€413,587€372,375
PROVIDENS Wanze€735,866€353,952
EYE TO EYE OPTIEK SERVICE Maasmechelen€552,703€323,816
DENTAL TEAM Tessenderlo-Ham€735,978€498,038
2INGIS Brussels€626,591€271,382
PROPATH Gavere€943,031€429,875
Full comparison

Key facts about OPTIEK PUNIE

What is the company number of OPTIEK PUNIE?
The company number of OPTIEK PUNIE is 0477.960.471. The VAT number is the same number with BE in front: BE 0477.960.471.
Where is OPTIEK PUNIE based?
The registered office is at Hasseltsestraat 27, 3290 Diest.Company details
What does OPTIEK PUNIE do?
According to the KBO register, the main activity is manufacture of medical and dental instruments and supplies (NACE 32500).
What is the legal form of OPTIEK PUNIE?
OPTIEK PUNIE is a private limited company (BV).
When was OPTIEK PUNIE founded?
OPTIEK PUNIE was founded on 10-07-2002.
Is OPTIEK PUNIE still active?
Yes, OPTIEK PUNIE is an active enterprise in the KBO register.
How many employees does OPTIEK PUNIE have?
OPTIEK PUNIE had an average of 4.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does OPTIEK PUNIE fall under?
In its 2024 annual accounts, OPTIEK PUNIE states joint committees 201 (Independent retail) and 100 (Auxiliary committee for blue-collar workers).
What is the turnover of OPTIEK PUNIE?
The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €367,270 and 2,281 comparable companies of the same size. It probably lies between €520,000 and €1.5m. It is a rough estimate.
Is OPTIEK PUNIE profitable?
In financial year 2025, OPTIEK PUNIE made a profit of €35,930.
Where can I find the annual accounts of OPTIEK PUNIE?
OPTIEK PUNIE filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of OPTIEK PUNIE due?
OPTIEK PUNIE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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