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LUNETTE

Active
Private limited companyfounded 201115 yrs activeHoogleedsesteenweg 149, 8800 Roeselare, BelgiumKBO/BCE: BE 0837.787.119
Summary

LUNETTE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €133,798 and a net result of €285,173. Equity remains stable across the filed fiscal years (±0.6% per year). Its solvency ranks better than 34% of 12386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Retail sale of prescription glasses, lenses and sunglasses
NACE 47742Retail trade NACE 47782
1 site
Size
€584,181total assets 2025
Staff
3 FTE
Equity
€133,798
Profit
€285,173
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 26 d early0 of 7 deeds read
Why 88- Sector Retail trade (NACE 47)+ Liquidity: current ratio 1.08, cash €207,209+ Founded in 2011+ Figures for FY 2025 (filed 06-01-2026)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 52% of its sector peers (NACE 47, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 48-16
equity 22.9% of total assets
Liquidity 58+15
short-term debt 68.0% · cash 35.5%
Profitability 100+4
return on assets 48.8%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,158 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%▲ +27.9% vs 11-2024 01-2025: 0.1%▲ +57.7% vs 12-2024 02-2025: 0.2%▲ +101% vs 01-2025 03-2025: 0.1%▼ -48.2% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%● 0.0% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%▲ +2.3% vs 06-2025 08-2025: 0.1%▲ +0.8% vs 07-2025 09-2025: 0.1%▼ -0.8% vs 08-2025 10-2025: 0.1%▲ +6.9% vs 09-2025 11-2025: 0.1%▲ +3.6% vs 10-2025 12-2025: 0.2%▲ +25.5% vs 11-2025 01-2026: 0.3%▲ +49.5% vs 12-2025highest value 02-2026: 0.2%▼ -27.9% vs 01-2026 03-2026: 0.2%● 0.0% vs 02-2026 04-2026: 0.2%● 0.0% vs 03-2026 05-2026: 0.2%● 0.0% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%● 0.0% vs 07-2026 09-2026: 0.2%▼ -1.5% vs 08-2026 10-2026: 0.2%▲ +10.4% vs 09-2026
  • Liquidity: current ratio 1.08, cash €207,209 lowers the probability
  • Founded in 2011 lowers the probability for this profile
  • Sector Retail trade (NACE 47) raises the probability
  • Figures for FY 2025 (filed 06-01-2026) lowers the probability
Credit up to €11,000 at 30 days acceptable
Liquidity tight (current ratio 1.08 against 1.54 in 2024; short-term debt: 68% and cash: 35.5% of total assets), and 77.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 38%, liquidity 64%, profitability 96%, growth against the median 8%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.08, cash €207,209
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Founded in 2011
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Sector Retail trade (NACE 47)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Figures for FY 2025 (filed 06-01-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
26 d early
2024
3 d late
2023
1 d early
2022
on the day
2021
21 d late
2020
2 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 31 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close05-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Caution: Equity fell in 2025from €430,762 to €133,798 ▼ 68.9% View
  • Positive: Among the best 8% on net resultsector median €28,371 · 12,374 companies €285,173 View
  • Positive: 7 profitable years in a rowprofit 2025: €285,173 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€584,181
Profit
€285,173
Solvency
22.9%
Total assets▼ 47.3%
Net result
20192025
Go to Financials

Timeline

Events
11
Since
2016
Next accounts
by 31-01-2027
  1. 05-01-2026Annual accounts filed
  2. 03-02-2025Annual accounts filed
  3. 30-01-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of prescription glasses, lenses and sunglassesNACE 47742
Founded
27-06-2011
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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