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ALFRED VENDING

Active
Private limited companyfounded 20224 yrs activeRue de Leval 16, 6560 Erquelinnes, BelgiumKBO/BCE: BE 0784.838.480
Summary

The computed 12-month bankruptcy probability of ALFRED VENDING is 2.0% (moderate). The 2025 annual accounts show equity of €38k and a net result of €16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 37% of 18280 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
50 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-19
Solvency44▲+5
Growth78▲+20
Track record94
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.13 in 2024; short-term debt: 68.6% and cash: 3.2% of total assets), and 81.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
18.7%
Return on assets
7.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
21 d late
2024
88 d late
2023
69 d late
2022
102 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€38k▲ 71.9%
2024 · €22k
2022: €33k 2023: €-15k 2024: €22k
2022 → 2025
Total assets
€202k▲ 29.9%
2024 · €156k
2022: €167k 2023: €139k 2024: €156k
2022 → 2025
Net result
€16k▼ 56.8%
2024 · €37k
2022: €-47k 2023: €-47k 2024: €37k
2022 → 2025
Working capital
€16k▲ 63.1%
2024 · €10k
2022: €25k 2023: €7k 2024: €10k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€33k-€-15k€22k€38k▲ 71.9%
Operating result€-40k-€-41k▼ 1.2%€45k€20k▼ 55.9%
Net result€-47k-€-47k▲ 0.2%€37k€16k▼ 56.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€-25k€0€25k€50kOperating result 2022: €-40k€-40kNet result 2022: €-47k€-47kOperating result 2023: €-41k€-41kNet result 2023: €-47k€-47kOperating result 2024: €45k€45kNet result 2024: €37k€37kOperating result 2025: €20k€20kNet result 2025: €16k€16k2022202320242025€-50k€-25k€0€25k€50kOperating result 2023: €-41k€-41kNet result 2023: €-47k€-47kOperating result 2024: €45k€45kNet result 2024: €37k€37kOperating result 2025: €20k€20kNet result 2025: €16k€16k202320242025
The operating result falls in 2025; 2025 is 56% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €202k
Fixed assets €47k ▼ 33.9%
Current assets €155k ▲ 83.5%
Equity and liabilities €202k
Equity €38k ▲ 71.9%
Debt €164k ▲ 23.0%
Debt's share of the balance-sheet total falls from 85.8% to 81.3%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€44k
2024 · €68k
Cash flow
€40k
2024 · €59k
Current ratio
1.12
2024 · 1.13
Quick ratio
0.88
2024 · 1.10
Debt to equity
4.34
2024 · 6.07
ROE
41.8%
2024 · 166.5%
ROA
7.8%
2024 · 23.6%
Interest coverage
10.76
2024 · 7.94
Debt ≤ 1 year
€139k
2024 · €74k
Debt > 1 year
€25k
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€156k€202k
Fixed assets21/28€71k€47k
Tangible fixed assets22/27€71k€47k
Plant, machinery and equipment23€58k€39k
Furniture and vehicles24€851-
Leasing and similar rights25€13k€7k
Current assets29/58€85k€155k
Stocks and contracts in progress3€3k€33k
Stocks30/36€3k€33k
Amounts receivable within one year40/41€46k€115k
Trade receivables40€45k€115k
Other amounts receivable41€872€42
Cash at bank and in hand54/58€26k€6k
Deferred charges and accrued income490/1€11k€145
Equity and liabilities
Total equity and liabilities10/49€156k€202k
Equity10/15€22k€38k
Contributions10/11€80k€80k=
Profit (loss) carried forward14€-58k€-42k
Amounts payable17/49€134k€164k
Amounts payable after more than one year17€59k€25k
Financial debts170/4€56k€22k
Other amounts payable178/9€3k€3k=
Amounts payable within one year42/48€74k€139k
Current portion of amounts payable after more than one year42€34k€35k
Trade debts44€33k€91k
Suppliers440/4€33k€91k
Taxes, remuneration and social security45€8k€4k
Taxes450/3€8k€4k
Other amounts payable47/48-€9k
Accrued charges and deferred income492/3€66€67
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€24k
Other operating charges640/8€2k€1k
Gross operating margin9900€70k€45k
Operating profit (loss)9901€45k€20k
Financial income75/76B€51-
Recurring financial income75€51-
Financial charges65/66B€9k€4k
Recurring financial charges65€9k€4k
Profit (loss) for the period before taxes9903€37k€16k
Profit (loss) for the period9904€37k€16k
Profit (loss) for the period to be appropriated9905€37k€16k
Appropriation of the result
Profit (loss) to be appropriated9906€-58k€-42k
Profit (loss) brought forward from the previous period14P€-95k€-58k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
21-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
27-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 88 days late
2024
31-12
Financial Back to profitnet €37k
Net result €37k after 2 loss-making years.
08-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 69 days late
2023
10-11
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 102 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Erquelinnes · 1 establishment unit since 2022
establishment approximate The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de Leval 166560 Erquelinnes
Ground area
1,696 m²
Building footprint
150 m²
Volume, LiDAR
1,204 m³
2 parcels, Wallonia · tallest building 12.3 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Alfred Vending
Rue de Namur 95, 6041 CharleroiWholesale trade
since 20222.331.258.705
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
56035B0234/00H000 Wallonia 1,487 m² 1 · 99 m² 8.1 m · 2 fl.
52028B0375/00L010indicative Wallonia 209 m² 1 · 51 m² 12.3 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Charleroi2.331.258.705
2 permissions
Beheerder automaten LM>3 maand · since 17-10-2022
Opslag kamer t° levensmiddelen · since 03-10-2022

Similar companies · same sector, comparable size

Of 3,234 companies in sector 47781 we hold annual accounts for 744. 439 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-04-2022
Fiscal year end31-12
Activities, NACEBEL 2025
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
46649Wholesale of other machinery and equipment
56220Contract catering and other food service activities
73110Advertising agencies
73120Media representation
77391Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

Contact details

3 entries
Enterprise
E-mail:info@alfredvending.com
Enterprise
Phone:+32494180054
Enterprise