Fruits&Passions
ActiveFruits&Passions has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €38k and a net result of €5k. Equity is growing by ~8.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 26052 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2024
55
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability74▼-13
Solvency56▼-16
Growth52=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.21 against 1.35 in 2023; short-term debt: 69.5% and cash: 5.6% of total assets), and 69.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.5%
Return on assets
4.4%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-10-2025, 90 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
90 d late
2023
89 d late
2022
98 d late
2021
64 d late
2020
125 d late
2019
122 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€38k▲ 16.8%
2023 · €33k
2018: €22k
2019: €37k
2020: €26k
2021: €15k
2022: €22k
2023: €33k
2018 → 2024
Total assets
€124k▲ 79.7%
2023 · €69k
2018: €62k
2019: €102k
2020: €75k
2021: €57k
2022: €57k
2023: €69k
2018 → 2024
Net result
€5k▼ 47.2%
2023 · €10k
2018: €15k
2019: €27k
2020: €-11k
2021: €-10k
2022: €7k
2023: €10k
2018 → 2024
Working capital
€18k▲ 44.6%
2023 · €13k
2018: €18k
2019: €19k
2020: €17k
2021: €11k
2022: €16k
2023: €13k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€26k-€15k▼ 40.2%€22k▲ 43.9%€33k▲ 46.6%€38k▲ 16.8%
Operating result€-10k-€-10k▲ 0.3%€8k€13k▲ 63.5%€9k▼ 30.6%
Net result€-11k-€-10k▲ 6.3%€7k€10k▲ 52.7%€5k▼ 47.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 31% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €124k
Fixed assets
€20k▼ 1.1%
Current assets
€105k▲ 112%
Equity and liabilities €124k
Equity
€38k▲ 16.8%
Debt
€86k▲ 136%
The debt ratio rises from 53.0% to 69.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€15k▼
2023 · €21k
Cash flow
€11k▼
2023 · €18k
Solvency
30.5%▼
2023 · 47.0%
Current ratio
1.21▼
2023 · 1.35
Quick ratio
1.18▲
2023 · 1.08
Debt / equity
2.28▲
2023 · 1.13
ROE
14.4%▼
2023 · 31.8%
ROA
4.4%▼
2023 · 14.9%
Interest coverage
18.00▼
2023 · 24.70
Debt
€86k▲
2023 · €37k
Debt ≤ 1 year
€86k▲
2023 · €37k
Income taxes
€3k▲
2023 · €2k
Staff costs
€23k▲
2023 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€69k€124k▲
Fixed assets21/28€20k€20k▼
Tangible fixed assets22/27€12k€12k▼
Plant, machinery and equipment23€566-
Furniture and vehicles24€12k€12k▲
Financial fixed assets28€8k€8k=
Current assets29/58€49k€105k▲
Stocks and contracts in progress3€10k€3k▼
Stocks30/36€10k€3k▼
Amounts receivable within one year40/41€37k€95k▲
Trade receivables40€18k€41k▲
Other amounts receivable41€19k€54k▲
Cash at bank and in hand54/58€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€69k€124k▲
Equity10/15€33k€38k▲
Contributions10/11€17k€17k=
Reserves13€836€836=
Non-distributable reserves130/1€836€836=
Reserves not available under the articles1311€836€836=
Profit (loss) carried forward14€14k€20k▲
Amounts payable17/49€37k€86k▲
Amounts payable within one year42/48€37k€86k▲
Financial debts43€913€2k▲
Credit institutions430/8€913€2k▲
Trade debts44€13k€61k▲
Suppliers440/4€13k€61k▲
Taxes, remuneration and social security45€4k€7k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€19k€16k▼
Income statement
Code20232024
Non-recurring operating income76A-€7k
Remuneration, social security and pensions62€13k€23k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€1k€626▼
Gross operating margin9900€35k€38k▲
Operating profit (loss)9901€13k€9k▼
Financial charges65/66B€849€833▼
Recurring financial charges65€849€833▼
Profit (loss) for the period before taxes9903€12k€8k▼
Income taxes67/77€2k€3k▲
Profit (loss) for the period9904€10k€5k▼
Profit (loss) for the period to be appropriated9905€10k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€20k▲
Profit (loss) brought forward from the previous period14P€4k€14k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 90 days late
2024
28-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 89 days late
2023
06-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 98 days late
2022
31-12
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
03-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 64 days late
2021
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 125 days late
2020
31-12
Financial
Weakest financial yearnet €-11k ▼140%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Highest result since 2018net €27k ▲87.7%
Operating result €36k, net result €27k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
25-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 86 days late
2017
15-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 46 days late
2016
31-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paapsemstraat 1231070 AnderlechtGround area
4,757 m²
Building footprint
1,636 m²
Volume, LiDAR
9,817 m³
Parcel 21306D0280/00D003, Brussels · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fruits & Passions
since 20162.250.470.769
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21306D0280/00D003 | Brussels | 4,757 m² | 1 · 1,636 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.250.470.769
Similar companies · same sector, comparable size
ALFRED VENDING
BE 0784.838.480
Erquelinnes · Eq €38k
RUBBENS & Co.
BE 0479.204.348
Leuven · Eq €37k
RO-SO
BE 0671.913.159
Merchtem · Eq €39k
CKS – Company Katty Spriet
BE 0556.729.718
Pittem · Eq €39k
NMN MANAGEMENT
BE 0787.355.037
Tienen · Eq €39k
Of 3,239 companies in sector 47781 we hold annual accounts for 744. 440 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-06-2007
Fiscal year end31-12
Activities, NACEBEL
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.