ALFONS THOMAS

Active

Private limited companyfounded 197650 yrs activeBrusselsesteenweg 130, 1785 Merchtem, BelgiumKBO/BCE: BE 0415.687.560

Summary

ALFONS THOMAS has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €371,410. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 50% of 12331 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch Report Compare

ALFONS THOMASActiveChecked score 97/100

Risk analysis Report Compare

Activity

Retail trade

NACE 47812Manufacture of machinery and equipment not elsewhere classified NACE 28220NACE 29220

#5 oldest company in Merchtem, Wholesale and retail trade sector1 site

Size

€3.7mtotal assets 2025

Staff: 12.3 FTE
Equity: €1.4m
Profit: €371,410

Turnover not published (abridged schema)

Financial health

97 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.1%

Structure

Parent: CARROSSERIE VAN WIEMEERSCH · 99.98%

Accounts filed 31 d late0 of 2 deeds read

Why 97- Latest accounts 31 days late; 1 of the last 3 late+ Founded in 1976+ Liquidity: current ratio 1.53, cash €1.1m+ Size: 12.3 FTE, total assets €3.7mShow the evidence

Checked score

Score 2025

97 / 100

Excellent

Probability in this band: under 0.55%

Better than 75% of its sector peers (NACE 47, small)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 62+13

equity 37.2% of total assets

Liquidity 55+32

short-term debt 62.7% · cash 30.2%

Profitability 81+37

return on assets 10.0%

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,688 companies)

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -0.9% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -1.8% vs 02-2025 04-2025: 0.1%▲ +1.8% vs 03-2025 05-2025: 0.1%▲ +2.7% vs 04-2025 06-2025: 0.1%▲ +3.5% vs 05-2025 07-2025: 0.1%▲ +16.0% vs 06-2025 08-2025: 0.3%▲ +92.0% vs 07-2025 09-2025: 0.2%▼ -22.3% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%▼ -1.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▼ -2.5% vs 02-2026 04-2026: 0.2%▲ +2.5% vs 03-2026 05-2026: 0.2%▲ +1.0% vs 04-2026 06-2026: 0.2%▲ +6.8% vs 05-2026 07-2026: 0.2%▲ +5.0% vs 06-2026 08-2026: 0.5%▲ +132% vs 07-2026highest value 09-2026: 0.1%▼ -85.7% vs 08-2026lowest value 10-2026: 0.1%● 0.0% vs 09-2026lowest value

Founded in 1976 lowers the probability for this profile
Liquidity: current ratio 1.53, cash €1.1m lowers the probability
Size: 12.3 FTE, total assets €3.7m lowers the probability for this profile
Latest accounts 31 days late; 1 of the last 3 late raises the probability

Credit up to €130,000 at 30 days acceptable

Liquidity ample (current ratio 1.53 against 1.28 in 2024; short-term debt: 62.7% and cash: 30.2% of total assets), but 62.8% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 58%, liquidity 73%, profitability 80%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 1976

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Liquidity: current ratio 1.53, cash €1.1m

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Size: 12.3 FTE, total assets €3.7m

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

31 d late

2024

21 d late

2023

29 d early

2022

87 d late

2021

61 d late

2020

30 d late

2019

4 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 56 days of that day).

Companies Code · seven months

Position in the running window

04-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

31-08-26 Annual accounts filedfiscal year 2025 · abbreviated…
31-12-25 Highest result since 2018net €371,410 ▲98.2%
21-08-25 Annual accounts filedfiscal year 2024 · abbreviated…

Key points

Positive: Result rose in 2025from €187,346 to €371,410 ▲ 98.2% View
Positive: Among the best 5% on net resultsector median €28,427 · 12,319 companies €371,410 View
Positive: 8 profitable years in a rowprofit 2025: €371,410 8 years View
Controlled by CARROSSERIE VAN WIEMEERSCH 99.98% View
Active since 1976founded 01-01-1976 50 years View