Etablissements FADEUR
ActiveEtablissements FADEUR has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.00M and a net result of €326k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 88% of 4149 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-1
Solvency100▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €250k at 30 days acceptable
Liquidity ample (current ratio 4.7 against 3.09 in 2024; short-term debt: 19.4% and cash: 20.8% of total assets), and 21.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
78.4%
Return on assets
8.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 31-10-2025, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
29 d late
2022
30 d late
2021
30 d late
2020
30 d late
2019
25 d late
2018
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close21-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€326k▼ 7.2%
2024 · €351k
2019: €192k
2020: €163k
2021: €295k
2022: €309k
2024: €351k
2019 → 2025
Working capital
€2.74M▲ 9.5%
2024 · €2.51M
2019: €1.27M
2020: €1.43M
2021: €1.67M
2022: €1.90M
2024: €2.51M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€1.55M-€1.81M▲ 16.8%€2.09M▲ 15.2%€2.71M▲ 29.8%€3.00M▲ 10.8%
Operating result€166k-€385k▲ 132%€430k▲ 11.7%€471k▲ 9.6%€472k▲ 0.1%
Net result€163k-€295k▲ 80.9%€309k▲ 5.0%€351k▲ 13.4%€326k▼ 7.2%
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 0% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.82M
Fixed assets
€340k▲ 13.4%
Current assets
€3.48M▼ 6.0%
Equity and liabilities €3.82M
Equity
€3.00M▲ 10.8%
Debt
€825k▼ 36.4%
The debt ratio falls from 32.4% to 21.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€525k▲
2024 · €520k
Cash flow
€379k▼
2024 · €399k
Solvency
78.4%▲
2024 · 67.6%
Current ratio
4.70▲
2024 · 3.09
Quick ratio
3.39▲
2024 · 2.02
Debt / equity
0.28▼
2024 · 0.48
ROE
10.9%▼
2024 · 13.0%
ROA
8.5%▼
2024 · 8.8%
Interest coverage
51.35▼
2024 · 63.46
Debt
€825k▼
2024 · €1.30M
Debt ≤ 1 year
€741k▼
2024 · €1.20M
Debt > 1 year
€84k▼
2024 · €98k
Income taxes
€136k▲
2024 · €112k
Staff costs
€302k▲
2024 · €285k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€4.01M€3.82M▼
Fixed assets21/28€300k€340k▲
Tangible fixed assets22/27€299k€339k▲
Land and buildings22€250k€223k▼
Plant, machinery and equipment23€1k€9k▲
Furniture and vehicles24€47k€60k▲
Leasing and similar rights25-€47k
Financial fixed assets28€2k€2k=
Current assets29/58€3.71M€3.48M▼
Stocks and contracts in progress3€1.28M€974k▼
Stocks30/36€1.28M€974k▼
Amounts receivable within one year40/41€1.70M€1.71M▲
Trade receivables40€1.31M€802k▼
Other amounts receivable41€396k€911k▲
Cash at bank and in hand54/58€725k€797k▲
Equity and liabilities
Total equity and liabilities10/49€4.01M€3.82M▼
Equity10/15€2.71M€3.00M▲
Contributions10/11€741k€741k=
Capital10€741k€741k=
Issued capital100€741k€741k=
Reserves13€427k€717k▲
Non-distributable reserves130/1€396k€26k▼
Legal reserve130€390k€20k▼
Reserves not available under the articles1311€6k€6k=
Tax-exempt reserves132€16k€16k=
Distributable reserves133€16k€676k▲
Profit (loss) carried forward14€1.54M€1.54M▲
Amounts payable17/49€1.30M€825k▼
Amounts payable after more than one year17€98k€84k▼
Financial debts170/4€98k€76k▼
Other amounts payable178/9-€8k
Amounts payable within one year42/48€1.20M€741k▼
Current portion of amounts payable after more than one year42€47k€107k▲
Financial debts43€500k-
Credit institutions430/8€500k-
Trade debts44€485k€466k▼
Suppliers440/4€485k€466k▼
Taxes, remuneration and social security45€130k€130k▼
Taxes450/3€92k€82k▼
Remuneration and social security454/9€38k€49k▲
Other amounts payable47/48€38k€38k▲
Income statement
Code20242025
Remuneration, social security and pensions62€285k€302k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€53k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-4k
Other operating charges640/8€13k€17k▲
Non-recurring operating charges66A-€2k
Gross operating margin9900€818k€841k▲
Operating profit (loss)9901€471k€472k▲
Financial income75/76B€93€186▲
Recurring financial income75€93€186▲
Financial charges65/66B€8k€10k▲
Recurring financial charges65€8k€10k▲
Profit (loss) for the period before taxes9903€463k€462k▼
Income taxes67/77€112k€136k▲
Profit (loss) for the period9904€351k€326k▼
Transfer from tax-exempt reserves789€16k-
Profit (loss) for the period to be appropriated9905€366k€326k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.59M€1.87M▲
Profit (loss) brought forward from the previous period14P€1.22M€1.54M▲
Transfer to equity691/2€16k€290k▲
To other reserves6921€16k€290k▲
Profit to be distributed694/7€34k€34k=
Directors or managers695€34k€34k=
Social balance
Average headcount (FTE)90877.07.0=
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-10
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
29-11
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 29 days late
31-03
Financial
Highest result since 2019net €351k ▲13.4%
Net result €351k, the highest in the series.
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 30 days late
31-03
Financial
Equity above €2MEq €2.09M ▲15.2%
4 profitable years in a row build equity to €2.09M.
2021
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2020
30-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
31-03
Financial
Weakest financial yearnet €163k ▼15%
Net result drops to €163k, the lowest in the series; recovery starts the following year.
2019
25-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 25 days late
2018
29-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 29 days late
2017
06-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 6 days late
2016
23-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2015
20-11
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Perwez · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Chapelle à la Barre 991360 PerwezGround area
8,890 m²
Building footprint
2,569 m²
Parcel 25101A0176/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Chapelle à la Barre 99, 1360 Perwez
since 19832.022.505.824
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25101A0176/00M000 | Wallonia | 8,890 m² | 1 · 2,569 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 345 companies in sector 47812 we hold annual accounts for 205. 119 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded12-03-1983
Fiscal year end31-03
Activities, NACEBEL
47812Retail trade
46610Wholesale trade
51880
28300Manufacture of machinery and equipment not elsewhere classified
29321
46140Agents in the wholesale of industrial machinery, ships and aircraft
71340
77399Renting and leasing of other machinery, equipment and tangible goods
Sources
Crossroads Bank for EnterprisesNational Bank · 41 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.