ALFA
ActiveSummary
ALFA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €261k and a net result of €-15k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 44% of 1736 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▼-14
Solvency62▼-34
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 1.72 against 3.55 in 2024; short-term debt: 58% and cash: 35.2% of total assets), but 62.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d early
2023
on the day
2022
3 d early
2021
4 d early
2020
1 d early
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€261k▼ 72.9%
2024 · €966k
2018: €236k
2019: €337k
2020: €428k
2021: €661k
2022: €851k
2023: €918k
2024: €966k
2018 → 2025
Total assets
€701k▼ 48.6%
2024 · €1.37M
2018: €714k
2019: €1.29M
2020: €1.37M
2021: €1.23M
2022: €1.67M
2023: €1.41M
2024: €1.37M
2018 → 2025
Net result
€-15k
2024 · €48k
2018: €26k
2019: €101k
2020: €92k
2021: €208k
2022: €190k
2023: €67k
2024: €48k
2018 → 2025
Working capital
€291k▼ 70.3%
2024 · €979k
2018: €211k
2019: €334k
2020: €456k
2021: €661k
2022: €847k
2023: €950k
2024: €979k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€661k-€851k▲ 28.8%€918k▲ 7.9%€966k▲ 5.2%€261k▼ 72.9%
Operating result€241k-€279k▲ 15.8%€93k▼ 66.6%€74k▼ 21.1%€73k▼ 1.4%
Net result€208k-€190k▼ 8.4%€67k▼ 64.7%€48k▼ 29.0%€-15k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 1% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €701k
Fixed assets
€4k =
Current assets
€697k ▼ 48.8%
Equity and liabilities €701k
Equity
€261k ▼ 72.9%
Debt
€440k ▲ 10.0%
Debt's share of the balance-sheet total rises from 29.3% to 62.7%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.72▼
2024 · 3.55
Debt to equity
1.68▲
2024 · 0.41
ROE
-5.7%▼
2024 · 4.9%
ROA
-2.1%▼
2024 · 3.5%
Debt ≤ 1 year
€407k▲
2024 · €383k
Income taxes
€87k▲
2024 · €25k
Staff costs
€1.32M▼
2024 · €1.39M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.37M€701k▼
Fixed assets21/28€4k€4k=
Financial fixed assets28€4k€4k=
Current assets29/58€1.36M€697k▼
Amounts receivable within one year40/41€911k€451k▼
Trade receivables40€895k€445k▼
Other amounts receivable41€16k€5k▼
Cash at bank and in hand54/58€451k€247k▼
Equity and liabilities
Total equity and liabilities10/49€1.37M€701k▼
Equity10/15€966k€261k▼
Contributions10/11€21k€21k=
Reserves13€945k€241k▼
Distributable reserves133€945k€241k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€400k€440k▲
Amounts payable within one year42/48€383k€407k▲
Trade debts44€177k€125k▼
Suppliers440/4€177k€125k▼
Advances received on contracts in progress46€400€400=
Taxes, remuneration and social security45€148k€193k▲
Taxes450/3€18k€70k▲
Remuneration and social security454/9€129k€123k▼
Other amounts payable47/48€58k€87k▲
Accrued charges and deferred income492/3€17k€33k▲
Income statement
Code20242025
Remuneration, social security and pensions62€1.39M€1.32M▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€3k€3k▼
Gross operating margin9900€1.47M€1.40M▼
Operating profit (loss)9901€74k€73k▼
Financial income75/76B€14€1▼
Recurring financial income75€14€1▼
Financial charges65/66B€442€435▼
Recurring financial charges65€442€435▼
Profit (loss) for the period before taxes9903€73k€72k▼
Income taxes67/77€25k€87k▲
Profit (loss) for the period9904€48k€-15k▼
Profit (loss) for the period to be appropriated9905€48k€-15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€-15k▼
Transfer from equity791/2€183k€704k▲
Transfer to equity691/2€231k€0▼
To other reserves6921€231k€0▼
Profit to be distributed694/7-€689k
Return on contributions (dividend)694-€689k
Social balance
Average headcount (FTE)908730.1-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-15k ▼131%
Net result drops to €-15k, the lowest in the series.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €208k ▲126%
Net result €208k, the highest in the series.
31-12
Financial
Equity above €500kEq €661k ▲54.2%
4 profitable years in a row build equity to €661k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lintsesteenweg 3062570 DuffelGround area
699 m²
Building footprint
142 m²
Volume, LiDAR
660 m³
Parcel 12009A0335/00M000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ALFA
since 19902.047.984.259
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12009A0335/00M000 | Flanders | 699 m² | 1 · 142 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 410 EUR awarded · 410 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 410 EUR | 410 EUR |
Schemes
Subsidie voor controlekosten voor de biologische landbouw
Recognitions · licences · registrations
Food safety, FASFC
1 siteDuffel2.047.984.259
Similar companies · same sector, comparable size
Ferme WATRIN
BE 0800.368.576
Juprelle · Eq €260,004
Fruitbedrijf BAERTS
BE 0891.195.814
Alken · Eq €259,990
Campinio
BE 0419.812.040
Hooglede · Eq €263,199
LIMBURGS COMPOSTBEDRIJF
BE 0455.255.939
Maasmechelen · Eq €264,141
VERSCHUEREN GUIDO
BE 0475.302.968
Sint-Katelijne-Waver · Eq €257,714
Of 3,625 companies in sector 01130 we hold annual accounts for 789. 588 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded15-03-1990
Fiscal year end31-12
Activities, NACEBEL 2025
01130Growing of vegetables, melons, roots and tubers
01280Crop and animal production, hunting and related service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.