Campinio
ActiveCampinio has been active since 1979 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €263k and a net result of €-83k. Equity is growing by ~12.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.32 against 3.42 in 2024), and 20.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€83k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
on the day
2022
30 d late
2021
5 d early
2020
on the day
2019
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€263k▼ 24.1%
2024 · €347k
2018: €165k
2019: €163k
2020: €202k
2021: €258k
2022: €304k
2023: €392k
2024: €347k
2018 → 2025
Total assets
€330k▼ 18.2%
2024 · €403k
2018: €353k
2019: €474k
2020: €420k
2021: €645k
2022: €497k
2023: €699k
2024: €403k
2018 → 2025
Net result
€-83k▼ 83.7%
2024 · €-45k
2018: €11k
2019: €-2k
2020: €39k
2021: €56k
2022: €46k
2023: €88k
2024: €-45k
2018 → 2025
Working capital
€80k▼ 40.8%
2024 · €136k
2018: €61k
2019: €82k
2020: €128k
2021: €76k
2022: €125k
2023: €178k
2024: €136k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€258k-€304k▲ 17.8%€392k▲ 29.1%€347k▼ 11.6%€263k▼ 24.1%
Operating result€79k-€65k▼ 18.2%€133k▲ 105%€-43k€-85k▼ 95.4%
Net result€56k-€46k▼ 17.4%€88k▲ 92.4%€-45k€-83k▼ 83.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €85k in 2025 against €43k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €330k
Fixed assets
€189k▼ 10.9%
Current assets
€141k▼ 26.3%
Equity and liabilities €330k
Equity
€263k▼ 24.1%
Debt
€67k▲ 17.7%
The debt ratio rises from 14.1% to 20.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-57k▼
2024 · €-15k
Cash flow
€-55k▼
2024 · €-17k
Solvency
79.8%▼
2024 · 85.9%
Current ratio
2.32▼
2024 · 3.42
Quick ratio
1.70▼
2024 · 3.33
Debt / equity
0.25▲
2024 · 0.16
ROE
-31.7%▼
2024 · -13.1%
ROA
-25.3%▼
2024 · -11.3%
Interest coverage
-40.50▼
2024 · -5.67
Debt
€67k▲
2024 · €57k
Debt ≤ 1 year
€61k▲
2024 · €56k
Staff costs
€32k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€403k€330k▼
Fixed assets21/28€212k€189k▼
Tangible fixed assets22/27€212k€189k▼
Land and buildings22€191k€171k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€17k€16k▼
Current assets29/58€192k€141k▼
Stocks and contracts in progress3€5k€38k▲
Stocks30/36€5k€38k▲
Amounts receivable within one year40/41€100k€82k▼
Trade receivables40€70k€74k▲
Other amounts receivable41€31k€8k▼
Current investments50/53€529€529=
Cash at bank and in hand54/58€77k€11k▼
Deferred charges and accrued income490/1€9k€10k▲
Equity and liabilities
Total equity and liabilities10/49€403k€330k▼
Equity10/15€347k€263k▼
Contributions10/11€99k€99k=
Reserves13€247k€239k▼
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€238k€229k▼
Profit (loss) carried forward14-€-75k
Amounts payable17/49€57k€67k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€56k€61k▲
Current portion of amounts payable after more than one year42€23k€0▼
Trade debts44€26k€43k▲
Suppliers440/4€26k€43k▲
Taxes, remuneration and social security45€100€2k▲
Taxes450/3€100€10▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€7k€16k▲
Accrued charges and deferred income492/3€704€6k▲
Income statement
Code20242025
Non-recurring operating income76A€40k€0▼
Remuneration, social security and pensions62€0€32k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▼
Other operating charges640/8€23k€18k▼
Gross operating margin9900€8k€-7k▼
Operating profit (loss)9901€-43k€-85k▼
Financial income75/76B€665€3k▲
Recurring financial income75€665€3k▲
Financial charges65/66B€3k€1k▼
Recurring financial charges65€3k€1k▼
Profit (loss) for the period before taxes9903€-45k€-83k▼
Income taxes67/77€0-
Profit (loss) for the period9904€-45k€-83k▼
Profit (loss) for the period to be appropriated9905€-45k€-83k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€-83k▼
Transfer from equity791/2€45k€8k▼
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-83k
Net result drops to €-83k, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 3.42
Current ratio from 1.63 to 3.42; short-term debt falls from €283k to €56k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Highest result since 2018net €88k ▲92.4%
Operating result €133k, net result €88k, both a record.
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 30 days late
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Back to profitnet €39k
Net result €39k after one loss-making year.
30-09
Financial
Equity above €200kEq €202k ▲24.3%
Equity rises from €163k to €202k.
28-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-03
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Hooglede · 1 establishment unit since 1979
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Amersveldestraat 1528830 HoogledeGround area
2,337 m²
Building footprint
352 m²
Volume, LiDAR
2,670 m³
Parcel 36006A0014/00Y002, Flanders · tallest building 13.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Amersveldestraat 152, 8830 Hooglede
since 19792.016.796.185
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36006A0014/00Y002 | Flanders | 2,337 m² | 1 · 352 m² | 13.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHooglede2.016.796.185
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Of 3,616 companies in sector 01130 we hold annual accounts for 783. 585 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded21-09-1979
Fiscal year end30-09
Activities, NACEBEL
01121
01130Growing of vegetables, melons, roots and tubers
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.