ALDO
ActiveSummary
ALDO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €309k and a net result of €33k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 76% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▲+2
Solvency91▲+13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.35 against 0.47 in 2024; short-term debt: 16% and cash: 3.8% of total assets), and 34.4% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
65.6%
Return on assets
7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 13-03-2026, 48 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
48 d early
2024
36 d early
2023
39 d early
2022
33 d early
2021
46 d early
2020
95 d early
2019
52 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
History
Financials · fiscal year 2025, abbreviated schema
Equity
€309k▲ 11.9%
2024 · €277k
Total assets
€472k▼ 8.9%
2024 · €518k
Net result
€33k▲ 11.5%
2024 · €30k
Working capital
€-49k▲ 26.3%
2024 · €-67k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€37k▼ 37.3%€90k▲ 141%€-35k€50k€54k▲ 6.9%
Net result€15k▼ 43.8%€36k▲ 144%€-44k€30k€33k▲ 11.5%
Equity€255k▼ 1.3%€291k▲ 14.2%€247k▼ 15.2%€277k▲ 11.9%€309k▲ 11.9%
Total assets€763k▼ 14.5%€659k▼ 13.7%€515k▼ 21.9%€518k▲ 0.6%€472k▼ 8.9%
Debt€508k▼ 19.9%€367k▼ 27.8%€268k▼ 27.1%€241k▼ 9.9%€162k▼ 32.8%
Working capital€-65k▼ 21.2%€-76k▼ 17.2%€-58k▲ 23.6%€-67k▼ 14.7%€-49k▲ 26.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €472k
Fixed assets
€445k ▼ 2.7%
Current assets
€26k ▼ 56.3%
Equity and liabilities €472k
Equity
€309k ▲ 11.9%
Debt
€162k ▼ 32.8%
Debt's share of the balance-sheet total falls from 46.6% to 34.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66k▲
2024 · €63k
Cash flow
€45k▲
2024 · €42k
Current ratio
0.35▼
2024 · 0.47
Debt to equity
0.52▼
2024 · 0.87
ROE
10.6%▼
2024 · 10.7%
ROA
7.0%▲
2024 · 5.7%
Interest coverage
11.89▲
2024 · 5.91
Debt ≤ 1 year
€76k▼
2024 · €127k
Debt > 1 year
€86k▼
2024 · €114k
Income taxes
€15k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €38k | €38k | €12k | €12k | €12k | = |
| Other operating charges640/8 | - | €6k | €7k | €5k | €2k | ▼ 58.3% |
| Non-recurring operating charges66A | - | - | €142k | - | - | - |
| Gross operating margin9900 | €99k | €134k | €127k | €67k | €68k | ▲ 1.0% |
| Operating profit (loss)9901 | €37k | €90k | €-35k | €50k | €54k | ▲ 6.9% |
| Financial income75/76B | - | - | €0 | - | - | - |
| Recurring financial income75 | €744 | - | €0 | - | - | - |
| Financial charges65/66B | - | €30k | €10k | €15k | €6k | ▼ 62.4% |
| Recurring financial charges65 | €9k | €8k | €10k | €11k | €6k | ▼ 47.5% |
| Non-recurring financial charges66B | - | €22k | - | €4k | - | - |
| Profit (loss) for the period before taxes9903 | €30k | €60k | €-44k | €36k | €48k | ▲ 35.8% |
| Income taxes67/77 | €15k | €24k | - | €6k | €15k | ▲ 154% |
| Profit (loss) for the period9904 | €15k | €36k | €-44k | €30k | €33k | ▲ 11.5% |
| Profit (loss) for the period to be appropriated9905 | €15k | €36k | €-44k | €30k | €33k | ▲ 11.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €763k | €659k | €515k | €518k | €472k | ▼ 8.9% |
| Fixed assets21/28 | €662k | €624k | €470k | €457k | €445k | ▼ 2.7% |
| Tangible fixed assets22/27 | €662k | €624k | €469k | €457k | €445k | ▼ 2.7% |
| Land and buildings22 | - | €624k | €469k | €457k | €445k | ▼ 2.7% |
| Furniture and vehicles24 | - | €0 | - | - | - | - |
| Financial fixed assets28 | €250 | €250 | €250 | €250 | €250 | = |
| Current assets29/58 | €101k | €34k | €45k | €60k | €26k | ▼ 56.3% |
| Amounts receivable within one year40/41 | €93k | €22k | €31k | €32k | €8k | ▼ 75.9% |
| Trade receivables40 | - | €17k | €7k | €9k | €8k | ▼ 13.0% |
| Other amounts receivable41 | - | €5k | €24k | €23k | €166 | ▼ 99.3% |
| Cash at bank and in hand54/58 | €3k | €10k | €11k | €28k | €18k | ▼ 35.6% |
| Deferred charges and accrued income490/1 | - | €3k | €3k | €740 | €850 | ▲ 14.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €763k | €659k | €515k | €518k | €472k | ▼ 8.9% |
| Equity10/15 | €255k | €291k | €247k | €277k | €309k | ▲ 11.9% |
| Contributions10/11 | - | €20k | €20k | €20k | €20k | = |
| Revaluation surpluses12 | - | €21k | - | - | - | - |
| Reserves13 | €214k | €250k | €227k | €257k | €289k | ▲ 12.8% |
| Non-distributable reserves130/1 | - | €2k | - | - | - | - |
| Reserves not available under the articles1311 | - | €2k | - | - | - | - |
| Distributable reserves133 | - | €248k | €227k | €257k | €289k | ▲ 12.8% |
| Amounts payable17/49 | €508k | €367k | €268k | €241k | €162k | ▼ 32.8% |
| Amounts payable after more than one year17 | €342k | €257k | €164k | €114k | €86k | ▼ 24.1% |
| Financial debts170/4 | - | €257k | €164k | €114k | €86k | ▼ 24.1% |
| Amounts payable within one year42/48 | €166k | €111k | €103k | €127k | €76k | ▼ 40.5% |
| Current portion of amounts payable after more than one year42 | - | €90k | €92k | €57k | €28k | ▼ 51.6% |
| Financial debts43 | - | - | €3k | €4k | €3k | ▼ 40.6% |
| Credit institutions430/8 | - | - | €3k | €4k | €3k | ▼ 40.6% |
| Trade debts44 | €9k | €3k | €494 | €1k | €136 | ▼ 87.8% |
| Suppliers440/4 | - | €3k | €494 | €1k | €136 | ▼ 87.8% |
| Taxes, remuneration and social security45 | - | €3k | - | - | - | - |
| Taxes450/3 | - | €3k | - | - | - | - |
| Other amounts payable47/48 | - | €15k | €7k | €65k | €45k | ▼ 30.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €36k | €-44k | €30k | €33k | ▲ 11.5% |
| + Depreciation and write-downs630 | €38k | €38k | €12k | €12k | €12k | = |
| Operating cash flow (approximation) | €53k | €74k | €-32k | €42k | €45k | ▲ 8.1% |
| Investment in fixed assets (approximation) | - | €0 | €142k | €0 | €0 | - |
| Change in cash | - | €7k | €1k | €17k | €-10k | ▼ 158% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
22-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Weakest financial yearnet €-44k
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €36k ▲144%
Operating result €90k, net result €36k, both a record.
15-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €200kEq €214k ▲19.2%
2 profitable years in a row build equity to €214k.
08-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
04-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2003
Ground area
4,541 m²
Building footprint
482 m²
Volume, LiDAR
2,386 m³
Parcel 11041C0181/00H000, Flanders · tallest building 16.6 m, ±1 floor. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Aldo
since 20032.132.502.537
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0181/00H000 | Flanders | 4,541 m² | 1 · 482 m² | 16.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GRANGE DES TROIS SIX
BE 0465.700.760
Ath · Eq €309,533
Prodilo
BE 1008.055.672
Westerlo · Eq €309,263
ALCONSULT
BE 0434.222.280
Beersel · Eq €309,209
LALOUMON
BE 0447.457.931
Lasne · Eq €309,709
Mikado-R
BE 0682.848.326
Antwerpen · Eq €309,713
Of 9,143 companies in sector 68201 we hold annual accounts for 6,764. 4,976 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-06-2003
Fiscal year end30-09
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.