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ACCO ESTATES

Active
Private limited companyfounded 2000active for 26 yearsWilfordkaai 37, 9140 Temse, BelgiumKBO/BCE: BE 0473.084.539

From the official registers: KBO 25 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

ACCO ESTATES has been active since 2000 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,081 and a net result of -€1,041. Equity has been shrinking by about 29% per year since 2018. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 20% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 19-10-2000 Normal situation
Activity
Renting and operating of own or leased residential real estate, excluding social housing NACE 68201and 1 other
Establishment unit
2.185.056.939 9140 Temse, since 01-11-2000
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€63,694
▼ 63.8%
Turnover
≈ €82,000
estimated
Loss
€1,041
Equity
€1,081
▼ 49.1%
Total assets
€497,204
▲ 271%
Filed on 26-05-2026, 66 days before the deadlinePDF
Score breakdownraises riskEquity €1,081 (0.2% of total assets)Liquidity: current ratio 0.04, cash €1,875, halvedLoss of €1,041 (financial year 2025)lowers riskSize: total assets €497,204Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 35% of micro companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 25-2
equity 0.2% of total assets
Liquidity 50+28
short-term debt 9.7% · cash 0.4%
Profitability 68-32
return on assets -0.2%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025lowest value 03-2025: 0.1%● unchanged vs 02-2025lowest value 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.2 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026highest value 07-2026: 0.3%● unchanged vs 06-2026highest value 08-2026: 0.3%● unchanged vs 07-2026highest value 09-2026: 0.3%● unchanged vs 08-2026highest value 10-2026: 0.3%● unchanged vs 09-2026highest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 20% of them on solvency, 53% on liquidity, 55% on profitability and 12% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €497,204
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Equity €1,081 (0.2% of total assets)
NBB · annual accounts
raises risk · Liquidity: current ratio 0.04, cash €1,875, halved
NBB · annual accounts
raises risk · Loss of €1,041 (financial year 2025)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 17119 sector peers (2025).
NBB · sector comparison
Position among 17119 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-05-2026, 66 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
66 days early
2024
36 days early
2023
64 days early
2022
180 days early
2021
54 days early
2020
64 days early
2019
28 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 70 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 May (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View

Comparable companies

These companies have the same main activity as ACCO ESTATES: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €455,000 and €589,000, founded between 1997 and 2003.

CompanyTotal assetsGross margin
ACCO ESTATES Temse€497,204€63,694
FRAMAR Hamme (Vl.)€497,013€63,245
D²MP Lievegem€588,653€59,712
ALPHA PASSION Amay€457,428€67,793
ALDO Schilde€471,591€68,023
FH Multi-Services Wavre€459,650€54,116
FLIMMO Seraing€455,386€54,445
Full comparison

Documents

Annual accounts at the NBB

All 25 annual accounts

Articles and registers

Key facts about ACCO ESTATES

What is the company number of ACCO ESTATES?
The company number of ACCO ESTATES is 0473.084.539. The VAT number is the same number with BE in front: BE 0473.084.539.
Where is ACCO ESTATES based?
The registered office is at Wilfordkaai 37, 9140 Temse.Company details
What does ACCO ESTATES do?
According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
What is the legal form of ACCO ESTATES?
The legal form of ACCO ESTATES is Private limited company (BV).
When was ACCO ESTATES founded?
ACCO ESTATES was founded on 19-10-2000.
Is ACCO ESTATES still active?
Yes, ACCO ESTATES is an active enterprise in the KBO register.
How many employees does ACCO ESTATES have?
ACCO ESTATES had an average of 4.3 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of ACCO ESTATES?
The turnover in financial year 2025 is ≈ €82,000. This figure is estimated from the gross margin of €63,694 and 45 comparable companies (NACE 682). It probably lies between €71,000 and €110,000.
Is ACCO ESTATES profitable?
In financial year 2025, ACCO ESTATES made a loss of €1,041.
Where can I find the annual accounts of ACCO ESTATES?
ACCO ESTATES filed 25 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of ACCO ESTATES due?
ACCO ESTATES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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