ALBERT ET LEONTINE
ActiveALBERT ET LEONTINE has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €163k and a net result of €10k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 79% of 709 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▲+3
Solvency100▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.02 against 1.04 in 2024; short-term debt: 15.4% and cash: 15.3% of total assets), and 22.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.4%
Return on assets
5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
17 d late
2024
22 d late
2023
23 d late
2022
46 d early
2021
22 d late
2020
20 d late
2019
82 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k▲ 96.7%
2024 · €5k
2018: €23k
2019: €21k
2020: €11k
2021: €13k
2022: €7k
2023: €16k
2024: €5k
2018 → 2025
Working capital
€628▼ 40.6%
2024 · €1k
2018: €-7k
2019: €-692
2020: €-4k
2021: €-7k
2022: €10k
2023: €7k
2024: €1k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€125k-€132k▲ 5.6%€147k▲ 11.9%€152k▲ 3.6%€163k▲ 6.9%
Operating result€21k-€13k▼ 37.6%€25k▲ 87.1%€11k▼ 55.7%€18k▲ 58.9%
Net result€13k-€7k▼ 44.7%€16k▲ 124%€5k▼ 65.9%€10k▲ 96.7%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 59% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €210k
Fixed assets
€177k▼ 5.4%
Current assets
€33k▲ 25.4%
Equity and liabilities €210k
Equity
€163k▲ 6.9%
Debt
€48k▼ 22.6%
The debt ratio falls from 28.7% to 22.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▲
2024 · €21k
Cash flow
€21k▲
2024 · €15k
Solvency
77.4%▲
2024 · 71.3%
Current ratio
1.02▼
2024 · 1.04
Quick ratio
1.02▼
2024 · 1.04
Debt / equity
0.29▼
2024 · 0.40
ROE
6.4%▲
2024 · 3.5%
ROA
5.0%▲
2024 · 2.5%
Interest coverage
17.58▲
2024 · 10.11
Debt
€48k▼
2024 · €61k
Debt ≤ 1 year
€32k▲
2024 · €25k
Debt > 1 year
€15k▼
2024 · €36k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€214k€210k▼
Fixed assets21/28€188k€177k▼
Tangible fixed assets22/27€34k€24k▼
Land and buildings22€16k€14k▼
Plant, machinery and equipment23€459-
Furniture and vehicles24€17k€10k▼
Financial fixed assets28€153k€153k=
Current assets29/58€26k€33k▲
Amounts receivable within one year40/41€1-
Trade receivables40€1-
Cash at bank and in hand54/58€26k€32k▲
Deferred charges and accrued income490/1€773€784▲
Equity and liabilities
Total equity and liabilities10/49€214k€210k▼
Equity10/15€152k€163k▲
Contributions10/11€6k€6k=
Reserves13€142k€152k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€140k€150k▲
Profit (loss) carried forward14€4k€5k▲
Amounts payable17/49€61k€48k▼
Amounts payable after more than one year17€36k€15k▼
Financial debts170/4€24k€8k▼
Other amounts payable178/9€12k€8k▼
Amounts payable within one year42/48€25k€32k▲
Current portion of amounts payable after more than one year42€16k€16k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€7k€13k▲
Taxes450/3€7k€13k▲
Other amounts payable47/48€356€196▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Other operating charges640/8€2k€2k▲
Gross operating margin9900€23k€30k▲
Operating profit (loss)9901€11k€18k▲
Financial income75/76B€111€113▲
Recurring financial income75€111€113▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€9k€16k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€5k€10k▲
Profit (loss) for the period to be appropriated9905€5k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€15k▲
Profit (loss) brought forward from the previous period14P€4k€4k▲
Transfer to equity691/2€5k€10k▲
To other reserves6921€5k€10k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 17 days late
17-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 17 days late
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 22 days late
2024
31-12
Financial
Weakest financial yearnet €5k ▼65.9%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €152k ▲3.6%
7 profitable years in a row build equity to €152k.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
21-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 82 days late
2019
31-12
Financial
Equity above €100kEq €101k ▲25.7%
2 profitable years in a row build equity to €101k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2017
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-04-2017
Resigned as Managing director
Location & real-estate footprint
Registered office, Marche-en-Famenne · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marche, Rue Porte Haute 66900 Marche-en-FamenneGround area
116 m²
Building footprint
42 m²
Parcel 83034A0336/00K000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Marche, Rue Porte Haute 6, 6900 Marche-en-Famenne
since 19982.085.263.438
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83034A0336/00K000 | Wallonia | 116 m² | 1 · 42 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 5,406 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-12-1997
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.