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ALBA DECOR

Active
Private limited companyfounded 2016active for 10 yearsLeffingestraat 252, 8400 Oostende, BelgiumKBO/BCE: BE 0647.839.838
Summary

ALBA DECOR has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,939 and a net result of €1,164. Equity is growing by about 3.5% per year across the filed financial years. Its solvency ranks better than 49% of 34,699 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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ALBA DECORActiveChecked score 83/100
Risk analysis ReportCompare

Overview

Activity
Bricklaying and masonry work
NACE 43910Roofing work NACE 43410
1 site
Size
€115,035total assets 2025
Equity
€52,939
Profit
€1,164
Turnover not published (micro format)
Financial health
83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Structure
2025 accounts 14 days early1 of 3 deeds summarised
Why 83raises riskSector: Specialised construction activities (NACE 43)Size: total assets €115,035lowers riskFounded in 2016Liquidity: current ratio 1.70, cash €12,837Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 41% of its sector peers (NACE 43, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 71+8
equity 46.0% of total assets
Liquidity 45+6
short-term debt 40.7% · cash 11.2%
Profitability 70+36
return on assets 1.0%
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,621 companies, NACE 43, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.4%● unchanged vs 11-2024 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025lowest value 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 1.4%▲ +1.0 percentage point vs 06-2025highest value 08-2025: 1.4%● unchanged vs 07-2025highest value 09-2025: 1.4%● unchanged vs 08-2025highest value 10-2025: 1.4%● unchanged vs 09-2025highest value 11-2025: 1.4%● unchanged vs 10-2025highest value 12-2025: 1.4%● unchanged vs 11-2025highest value 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.4%● unchanged vs 03-2026 05-2026: 1.4%● unchanged vs 04-2026 06-2026: 1.4%● unchanged vs 05-2026 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 0.4%▼ -1.0 percentage point vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.7, compared with 1.6 in 2024, above the usual 1.5; short-term debt: 40.7% and cash: 11.2% of total assets), but 54% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 50% on solvency, 35% on liquidity, 37% on profitability and 41% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
raises risk · Size: total assets €115,035
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2016
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.70, cash €12,837
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
14 days early
2024
36 days early
2023
30 days early
2022
31 days late
2021
30 days early
2020
9 days early
2019
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €1,164
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • One director decidessole director in office 1 View
  • Total assets 20256 financial years filed €115,035 View
  • Active since 2016founded 04-02-2016 10 years View

By topic

Financials

Financial year
2025
Total assets
€115,035
Profit
€1,164
Solvency
46.0%
Turnover▼ 31.6%
Net result
20182020
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 01-07-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 23-11-2023Resignation: GUTAJ Naim (manager)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Bricklaying and masonry workNACE 43910
Founded
04-02-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
34
Who signs
Each director alone
Annual meeting
Third Saturday of June at 18:00
Purpose
“Handel in onroerend goed,bouwen,verbouwen voor verdere verkoop; Het oprichten,het laten…” (deed in Dutch)
Go to Articles of association

Key facts about ALBA DECOR

What is the company number of ALBA DECOR?
0647.839.838. In Belgium the VAT number is the company number with BE in front: BE 0647.839.838.
Where is ALBA DECOR based?
The registered office is at Leffingestraat 252, 8400 Oostende.Company details
What does ALBA DECOR do?
According to the KBO register, the main activity is bricklaying and masonry work (NACE 43910).
What is the legal form of ALBA DECOR?
Private limited company (BV).
When was ALBA DECOR founded?
On 04-02-2016.
Is ALBA DECOR still active?
Yes, ALBA DECOR is an active enterprise in the KBO register.
How many employees does ALBA DECOR have?
On average 2.5 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of ALBA DECOR?
€199,856 in financial year 2020, according to the filed annual accounts.
Is ALBA DECOR profitable?
In financial year 2025, ALBA DECOR made a profit of €1,164.
Where can I find the annual accounts of ALBA DECOR?
ALBA DECOR filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ALBA DECOR due?
By 31-07-2027, for financial year 2026.Timeline

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