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CEN BOUW

Active
Private limited companyfounded 2018active for 7 yearsDe Pretstraat 17, 2060 Antwerpen, BelgiumKBO/BCE: BE 0713.870.807
Summary

The computed 12-month bankruptcy probability of CEN BOUW is 1.6% (moderate). The 2025 annual accounts show equity of €53,020 and a net result of €24,516. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 45% of 34,072 sector peers (NACE 43, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Bricklaying and masonry work
NACE 43910
1 site
Size
€123,596total assets 2025
Equity
€53,020
Profit
€24,516
Turnover not published (abbreviated or micro format)
Financial health
64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.6%
Structure
Accounts filed 29 days late0 of 2 deeds read
Why 64raises riskLatest accounts 29 days late; 2 of the last 3 lateSize: total assets €123,596Founded in 2018Sector: Specialised construction activities (NACE 43)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 59% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Strong
Solvency 68+5
equity 42.9% of total assets
Liquidity 34+9
short-term debt 57.1% · cash 11.0%
Profitability 94+33
return on assets 19.8%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,546 companies, NACE 43, micro)
Last 24 months 11-2024: 1.7% 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.4%▼ -0.3 percentage points vs 01-2025lowest value 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.5%▲ +0.1 percentage points vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.4%▼ -0.1 percentage points vs 05-2025 07-2025: 1.5%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.6 percentage points vs 07-2025 09-2025: 2.3%▲ +0.2 percentage points vs 08-2025 10-2025: 3.5%▲ +1.2 percentage points vs 09-2025highest value 11-2025: 3.1%▼ -0.4 percentage points vs 10-2025 12-2025: 3.1%● unchanged vs 11-2025 01-2026: 3.2%▲ +0.1 percentage points vs 12-2025 02-2026: 3.2%● unchanged vs 01-2026 03-2026: 3.2%● unchanged vs 02-2026 04-2026: 3.2%● unchanged vs 03-2026 05-2026: 3.2%● unchanged vs 04-2026 06-2026: 3.0%▼ -0.2 percentage points vs 05-2026 07-2026: 2.8%▼ -0.2 percentage points vs 06-2026 08-2026: 3.4%▲ +0.6 percentage points vs 07-2026 09-2026: 1.6%▼ -1.8 percentage points vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.75, compared with 1.59 in 2024, above the usual 1.5; short-term debt: 57.1% and cash: 11% of total assets), but 57.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 46% on solvency, 22% on liquidity, 80% on profitability and 90% on growth.

The bankruptcy probability was computed on 14-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Latest accounts 29 days late; 2 of the last 3 late
NBB · filings
raises risk · Size: total assets €123,596
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2018
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €53,020
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 7 filings
Deviation from the deadline
2025
29 days late
2024
89 days late
2023
61 days late
2022
27 days late
2021
37 days early
2020
23 days early
2019
41 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 27 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven months
Where today falls in the filing period
14-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Highest result from 2019 to 2025net €24,516 ▲1,215%
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Total assets 20256 financial years filed €123,596 View
  • Active since 2018founded 26-11-2018 7 years View

By topic

Financials

Financial year
2025
Total assets
€123,596
Profit
€24,516
Solvency
42.9%
Turnover▲ 813%
Net result
20212024
Go to Financials

Timeline

Events
11
Since
2020
Next accounts
by 31-07-2027
  1. 30-09-2024Annual accounts filed
  2. 27-08-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Bricklaying and masonry workNACE 43910
Founded
26-11-2018
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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