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HONO TOITURE

Active
Private limited companyfounded 2024active for 2 yearsRue Caquin 54, 4357 Donceel, BelgiumKBO/BCE: BE 1009.877.589
Summary

HONO TOITURE has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €52,851 and a net result of €40,198. Its solvency ranks better than 40% of 34,902 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 30-05-2024 Normal situation
Activity
Insulation installation NACE 43230and 5 others
Establishment unit
2.360.215.183 4357 Donceel, since 30-05-2024
Financial year end
31 December
Peppol
Reachable since 30-11-2025

Board and ownership

Board

Financial position

84 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€146,783
▲ 49.2%
Turnover
≈ €450,000
estimated
Profit
€40,198
▲ 292%
Equity
€52,851
▲ 318%
Total assets
€140,066
▲ 125%
Staff
≈ 1.6 FTE
estimated
Filed on 29-07-2026, 2 days before the deadline
Score breakdownraises riskFounded in 2024Size: total assets €140,066Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.47, cash €69,763Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 74% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 63+18
equity 37.7% of total assets
Liquidity 67+11
short-term debt 62.3% · cash 49.8%
Profitability 100+11
return on assets 28.7%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,674 companies, NACE 43, micro)
Last 24 months 06-2025: 1.9%highest value 07-2025: 1.9%● unchanged vs 06-2025highest value 08-2025: 1.0%▼ -0.9 percentage points vs 07-2025 09-2025: 1.0%● unchanged vs 08-2025 10-2025: 1.0%● unchanged vs 09-2025 11-2025: 1.1%▲ +0.1 percentage points vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.1%● unchanged vs 12-2025 02-2026: 1.2%▲ +0.1 percentage points vs 01-2026 03-2026: 1.1%▼ -0.1 percentage points vs 02-2026 04-2026: 1.2%▲ +0.1 percentage points vs 03-2026 05-2026: 1.3%▲ +0.1 percentage points vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.5%▼ -0.9 percentage points vs 07-2026lowest value 09-2026: 0.5%● unchanged vs 08-2026lowest value 10-2026: 0.5%● unchanged vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (0.86 in 2024), below the usual 1.5. Short-term debt is 62.3% and cash 49.8% of total assets. 62.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 40% of them on solvency, 66% on liquidity, 92% on profitability and 97% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.47, cash €69,763
NBB · annual accounts
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €140,066
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
2 days early
2024
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 2 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Key points

  • Positive: Higher net result than 81% of companies in specialised constructionsector median €10,227 · 34,889 companies €40,198 View

Recent changes

  1. · Gazette deed IncorporationStarting capital €2,400 · Appointment: TCHAKOTHEU Honoré (director)
All 3 events

Comparable companies

These companies have the same main activity as HONO TOITURE: insulation installation (NACE 43230). They are comparable in size and age: total assets between €90,100 and €185,000, founded between 2023 and 2025.

CompanyTotal assetsGross margin
HONO TOITURE Donceel€140,066€146,783
MG BOUWWERKEN Oosterzele€148,249€127,205
JUNA CONSTRUCT Alken€165,260€143,723
VMFoam Turnhout€125,132€146,962
HEtoiture Namur€163,533€110,062
HAYOT FLORIAN MENUISERIE Hamois€185,313€174,352
Isol-aide Fosses-la-Ville€90,099€144,710
Full comparison

Key facts about HONO TOITURE

What is the company number of HONO TOITURE?
The company number of HONO TOITURE is 1009.877.589. The VAT number is the same number with BE in front: BE 1009.877.589.
Where is HONO TOITURE based?
The registered office is at Rue Caquin 54, 4357 Donceel.Company details
What does HONO TOITURE do?
According to the KBO register, the main activity is insulation installation (NACE 43230).
What is the legal form of HONO TOITURE?
The legal form of HONO TOITURE is Private limited company (BV).
When was HONO TOITURE founded?
HONO TOITURE was founded on 30-05-2024.
Is HONO TOITURE still active?
Yes, HONO TOITURE is an active enterprise in the KBO register.
What is the turnover of HONO TOITURE?
The turnover in financial year 2025 is ≈ €450,000. This figure is estimated from the gross margin of €146,783 and 87 comparable companies (NACE 432). It probably lies between €360,000 and €550,000.Financials
Is HONO TOITURE profitable?
In financial year 2025, HONO TOITURE made a profit of €40,198.
Where can I find the annual accounts of HONO TOITURE?
HONO TOITURE filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of HONO TOITURE due?
HONO TOITURE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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