AL ZAIDI
ActiveSummary
AL ZAIDI has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €19k. Its solvency ranks better than 23% of 2566 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability87▲+56
Solvency34▲+16
Growth78
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.05 in 2024; short-term debt: 80.7% and cash: 4.6% of total assets), and 91% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
9%
Return on assets
14.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 2566 sector peers (2025).
NBB · sector comparisonPosition among 2566 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-04-2026, 93 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
93 d early
2024
13 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k
2024 · €-7k
2024: €-7k
2025: €12k▲ +266% vs 2024
2024 → 2025
Total assets
€131k▲ 29.7%
2024 · €101k
2024: €101k
2025: €131k▲ +29.7% vs 2024
2024 → 2025
Net result
€19k
2024 · €-12k
2024: €-12k
2025: €19k▲ +256% vs 2024
2024 → 2025
Working capital
€-88k▼ 6.4%
2024 · €-83k
2024: €-83k
2025: €-88k▼ -6.4% vs 2024
2024 → 2025
Trend over the years
Multi-year overview
Available amounts per fiscal year
Line20242025Trend
Equity€-7k-€12k
2024: €-7k
2025: €12k▲ +266% vs 2024
Operating result€-9k-€25k
2024: €-9k
2025: €25k▲ +395% vs 2024
Net result€-12k-€19k
2024: €-12k
2025: €19k▲ +256% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25k after a loss of €9k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €131k
Fixed assets
€113k ▲ 17.4%
Current assets
€17k ▲ 313%
Equity and liabilities €131k
Equity
€12k
Debt
€119k
Debt finances 91.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€46k▲
2024 · €11k
Cash flow
€40k▲
2024 · €8k
Current ratio
0.17▲
2024 · 0.05
Quick ratio
0.13▲
2024 · 0.05
Debt to equity
10.14▲
2024 · -15.26
ROE
160.2%
ROA
14.4%▲
2024 · -12.0%
Interest coverage
15.43▲
2024 · 3.22
Debt ≤ 1 year
€105k▲
2024 · €87k
Debt > 1 year
€14k▼
2024 · €21k
Income taxes
€6k
Staff costs
€134k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€101k€131k▲
Fixed assets21/28€96k€113k▲
Tangible fixed assets22/27€77k€76k▼
Plant, machinery and equipment23€1k€4k▲
Furniture and vehicles24€76k€72k▼
Financial fixed assets28€19k€37k▲
Current assets29/58€4k€17k▲
Stocks and contracts in progress3-€4k
Stocks30/36-€4k
Amounts receivable within one year40/41€4k€7k▲
Trade receivables40€2k€5k▲
Other amounts receivable41€3k€3k▲
Cash at bank and in hand54/58€130€6k▲
Equity and liabilities
Total equity and liabilities10/49€101k€131k▲
Equity10/15€-7k€12k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€-12k€7k▲
Amounts payable17/49€108k€119k▲
Amounts payable after more than one year17€21k€14k▼
Financial debts170/4€21k€14k▼
Amounts payable within one year42/48€87k€105k▲
Financial debts43€7k€7k▲
Credit institutions430/8€7k€7k▲
Trade debts44€14k€8k▼
Suppliers440/4€14k€8k▼
Taxes, remuneration and social security45€26k€46k▲
Taxes450/3€21k€39k▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€39k€44k▲
Income statement
Code20242025
Remuneration, social security and pensions62€49k€134k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€21k▲
Other operating charges640/8€5k€1k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€65k€183k▲
Operating profit (loss)9901€-9k€25k▲
Financial income75/76B-€3k
Recurring financial income75-€3k
Non-recurring financial income76B-€3k
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-12k€25k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€-12k€19k▲
Profit (loss) for the period to be appropriated9905€-12k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€7k▲
Profit (loss) brought forward from the previous period14P-€-12k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €49k | €134k | ▲ 175% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k | €21k | ▲ 4.6% |
| Other operating charges640/8 | €5k | €1k | ▼ 80.7% |
| Non-recurring operating charges66A | - | €2k | - |
| Gross operating margin9900 | €65k | €183k | ▲ 179% |
| Operating profit (loss)9901 | €-9k | €25k | ▲ 395% |
| Financial income75/76B | - | €3k | - |
| Recurring financial income75 | - | €3k | - |
| Non-recurring financial income76B | - | €3k | - |
| Financial charges65/66B | €4k | €3k | ▼ 15.4% |
| Recurring financial charges65 | €4k | €3k | ▼ 15.4% |
| Profit (loss) for the period before taxes9903 | €-12k | €25k | ▲ 308% |
| Income taxes67/77 | - | €6k | - |
| Profit (loss) for the period9904 | €-12k | €19k | ▲ 256% |
| Profit (loss) for the period to be appropriated9905 | €-12k | €19k | ▲ 256% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €101k | €131k | ▲ 29.7% |
| Fixed assets21/28 | €96k | €113k | ▲ 17.4% |
| Tangible fixed assets22/27 | €77k | €76k | ▼ 1.9% |
| Plant, machinery and equipment23 | €1k | €4k | ▲ 179% |
| Furniture and vehicles24 | €76k | €72k | ▼ 5.2% |
| Financial fixed assets28 | €19k | €37k | ▲ 95.9% |
| Current assets29/58 | €4k | €17k | ▲ 313% |
| Stocks and contracts in progress3 | - | €4k | - |
| Stocks30/36 | - | €4k | - |
| Amounts receivable within one year40/41 | €4k | €7k | ▲ 81.5% |
| Trade receivables40 | €2k | €5k | ▲ 192% |
| Other amounts receivable41 | €3k | €3k | ▲ 14.0% |
| Cash at bank and in hand54/58 | €130 | €6k | ▲ 4,497% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €101k | €131k | ▲ 29.7% |
| Equity10/15 | €-7k | €12k | ▲ 266% |
| Contributions10/11 | €5k | €5k | = |
| Profit (loss) carried forward14 | €-12k | €7k | ▲ 156% |
| Amounts payable17/49 | €108k | €119k | ▲ 10.4% |
| Amounts payable after more than one year17 | €21k | €14k | ▼ 35.2% |
| Financial debts170/4 | €21k | €14k | ▼ 35.2% |
| Amounts payable within one year42/48 | €87k | €105k | ▲ 21.3% |
| Financial debts43 | €7k | €7k | ▲ 7.7% |
| Credit institutions430/8 | €7k | €7k | ▲ 7.7% |
| Trade debts44 | €14k | €8k | ▼ 45.3% |
| Suppliers440/4 | €14k | €8k | ▼ 45.3% |
| Taxes, remuneration and social security45 | €26k | €46k | ▲ 76.8% |
| Taxes450/3 | €21k | €39k | ▲ 89.8% |
| Remuneration and social security454/9 | €6k | €7k | ▲ 28.2% |
| Other amounts payable47/48 | €39k | €44k | ▲ 10.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €-12k | €19k | ▲ 256% |
| + Depreciation and write-downs630 | €20k | €21k | ▲ 4.6% |
| Operating cash flow (approximation) | €8k | €40k | ▲ 405% |
| Investment in fixed assets (approximation) | - | €-38k | - |
| Change in cash | - | €6k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Laakdal · 1 establishment unit since 2023
Ground area
836 m²
Building footprint
112 m²
Volume, LiDAR
612 m³
Parcel 13042B0213/00C002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AL ZAIDI
since 20232.346.074.761
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13042B0213/00C002 | Flanders | 836 m² | 1 · 112 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 847 companies in sector 95319 we hold annual accounts for 251. 134 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded07-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
95319Other maintenance and repair of motor vehicles
49410Freight transport by road
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95314Bodywork repair (including spraying and painting)
Scores and ratios are computed by Checked and are not a credit decision.