Atelier PEETERS Bernard

Active

Private limited companyfounded 2023active for 3 yearsRue de Givet (Petithan) 32, 6940 Durbuy, BelgiumKBO/BCE: BE 0800.697.089

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of Atelier PEETERS Bernard is 1.6% (moderate). The 2025 annual accounts show equity of €48,732 and a net result of €27,852. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 33% of 3,291 sector peers (NACE 95, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Atelier PEETERS BernardActiveChecked score 63/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 13-04-2023 Normal situation
Legal form: Private limited company
Registered office: Rue de Givet (Petithan) 32, 6940 Durbuy
Activity: Other maintenance and repair of motor vehicles NACE 95319and 4 others
Establishment unit: 2.344.328.068 6940 Durbuy, since 13-04-2023
Financial year end: 31 December
Peppol: Reachable since 21-10-2025

Company details

Who decides

Board

PEETERS Bernard Michel PatriceDirector · since 11-04-2023

Board & ownership

How it is doing

63 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.6%

Annual accounts 2025

Gross margin: €176,476; ▲ 7.9%
Turnover: ≈ €530,000; estimated
Profit: €27,852; ▼ 30.4%
Equity: €48,732; ▼ 31.2%
Total assets: €233,458; ▲ 30.8%
Staff: 3 FTE; ▲ 11.1%

2025 accounts 94 days early

Filed on 28-04-2026PDF

Financials

Why 63raises riskFounded in 2023Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)Size: total assets €233,458Equity €48,732 (20.9% of total assets)Show the evidence

Checked score

Score 2025

63 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 38% of its sector peers (NACE 95, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 46-19

equity 20.9% of total assets

Liquidity 44-4

short-term debt 44.9% · cash 12.2%

Profitability 84-13

return on assets 11.9%

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (5,130 companies, NACE 95, micro)

Last 24 months 11-2024: 2.2% 12-2024: 2.3%▲ +0.1 percentage points vs 11-2024 01-2025: 2.2%▼ -0.1 percentage points vs 12-2024 02-2025: 2.2%● unchanged vs 01-2025 03-2025: 2.2%● unchanged vs 02-2025 04-2025: 2.4%▲ +0.2 percentage points vs 03-2025highest value 05-2025: 1.2%▼ -1.2 percentage points vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.2%● unchanged vs 06-2025 08-2025: 1.2%● unchanged vs 07-2025 09-2025: 1.2%● unchanged vs 08-2025 10-2025: 1.2%● unchanged vs 09-2025 11-2025: 1.1%▼ -0.1 percentage points vs 10-2025 12-2025: 1.1%● unchanged vs 11-2025 01-2026: 1.0%▼ -0.1 percentage points vs 12-2025 02-2026: 1.0%● unchanged vs 01-2026lowest value 03-2026: 1.0%● unchanged vs 02-2026lowest value 04-2026: 1.1%▲ +0.1 percentage points vs 03-2026 05-2026: 1.5%▲ +0.4 percentage points vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.6%▲ +0.1 percentage points vs 06-2026 08-2026: 1.6%● unchanged vs 07-2026 09-2026: 1.6%● unchanged vs 08-2026 10-2026: 1.6%● unchanged vs 09-2026

Credit of up to €3,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.85, compared with 1.26 in 2024, below 1; short-term debt: 44.9% and cash: 12.2% of total assets), and 79.1% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro): better than 32% on solvency, 36% on liquidity, 70% on profitability and 13% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Five signals.

raises riskneutral

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)

KBO

Size: total assets €233,458

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Equity €48,732 (20.9% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

94 days early

2024

93 days early

2023

28 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 53 days before the deadline; the sector median (NACE 95) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 April (3 of the last 3 filed years within 122 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

Key points

Among the largest 15% on gross marginsector median €40,066 · 3,287 companies €176,476 View

Documents

Annual accounts at the NBB

Annual accounts 2025filed on 28-04-2026
Annual accounts 2024filed on 29-04-2025
Annual accounts 2023filed on 28-08-2024

Acts in the Belgian Official Gazette

Incorporationact of 17-04-2023

All publications in the Belgian Official Gazette

Articles and registers

Coordinated articles of associationnotaries' database
Entry in the KBO registerKBO Public Search

Key facts about Atelier PEETERS Bernard

What is the company number of Atelier PEETERS Bernard?: 0800.697.089. In Belgium the VAT number is the company number with BE in front: BE 0800.697.089.
Where is Atelier PEETERS Bernard based?: The registered office is at Rue de Givet (Petithan) 32, 6940 Durbuy.Company details
What does Atelier PEETERS Bernard do?: According to the KBO register, the main activity is other maintenance and repair of motor vehicles (NACE 95319).
What is the legal form of Atelier PEETERS Bernard?: Private limited company (BV).
When was Atelier PEETERS Bernard founded?: On 13-04-2023.
Is Atelier PEETERS Bernard still active?: Yes, Atelier PEETERS Bernard is an active enterprise in the KBO register.
How many employees does Atelier PEETERS Bernard have?: On average 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Atelier PEETERS Bernard?: ≈ €530,000 in financial year 2025. Estimated from the gross margin of €176,476: probably between €420,000 and €710,000, based on 44 comparable companies, NACE 953.
Is Atelier PEETERS Bernard profitable?: In financial year 2025, Atelier PEETERS Bernard made a profit of €27,852.
Where can I find the annual accounts of Atelier PEETERS Bernard?: Atelier PEETERS Bernard filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Atelier PEETERS Bernard due?: By 31-07-2027, for financial year 2026.Timeline