AL-Architecte
ActiveSummary
AL-Architecte has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €116k and a net result of €-5k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 43% of 11615 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability21▼-79
Solvency73▼-27
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.3 against 5.08 in 2023; short-term debt: 20.9% and cash: 27.9% of total assets), but 52.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.7%
Return on assets
-2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
22 d late
2022
30 d late
2021
24 d early
2020
31 d early
2019
24 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€116k▼ 4.0%
2023 · €121k
2018: €45k
2019: €39k▼ -12.3% vs 2018lowest in 7 years
2020: €53k▲ +36.8% vs 2019
2021: €39k▼ -26.4% vs 2020
2022: €56k▲ +43.3% vs 2021
2023: €121k▲ +115% vs 2022highest in 7 years
2024: €116k▼ -4.0% vs 2023
2018 → 2024
Total assets
€244k▲ 62.0%
2023 · €150k
2018: €69k
2019: €60k▼ -12.9% vs 2018lowest in 7 years
2020: €71k▲ +18.0% vs 2019
2021: €85k▲ +19.1% vs 2020
2022: €87k▲ +3.0% vs 2021
2023: €150k▲ +72.3% vs 2022
2024: €244k▲ +62.0% vs 2023highest in 7 years
2018 → 2024
Net result
€-5k
2023 · €65k
2018: €-14klowest in 7 years
2019: €-5k▲ +59.9% vs 2018
2020: €15k▲ +377% vs 2019
2021: €4k▼ -75.2% vs 2020
2022: €20k▲ +437% vs 2021
2023: €65k▲ +224% vs 2022highest in 7 years
2024: €-5k▼ -107% vs 2023
2018 → 2024
Working capital
€66k▼ 43.5%
2023 · €117k
2018: €33k
2019: €27k▼ -17.7% vs 2018lowest in 7 years
2020: €53k▲ +93.2% vs 2019
2021: €47k▼ -11.3% vs 2020
2022: €59k▲ +26.7% vs 2021
2023: €117k▲ +96.7% vs 2022highest in 7 years
2024: €66k▼ -43.5% vs 2023
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€53k-€39k▼ 26.4%€56k▲ 43.3%€121k▲ 115%€116k▼ 4.0%
2020: €53k
2021: €39k▼ -26.4% vs 2020lowest in 5 years
2022: €56k▲ +43.3% vs 2021
2023: €121k▲ +115% vs 2022highest in 5 years
2024: €116k▼ -4.0% vs 2023
Operating result€17k-€6k▼ 61.0%€29k▲ 356%€91k▲ 211%€456▼ 99.5%
2020: €17k
2021: €6k▼ -61.0% vs 2020
2022: €29k▲ +356% vs 2021
2023: €91k▲ +211% vs 2022highest in 5 years
2024: €456▼ -99.5% vs 2023lowest in 5 years
Net result€15k-€4k▼ 75.2%€20k▲ 437%€65k▲ 224%€-5k
2020: €15k
2021: €4k▼ -75.2% vs 2020
2022: €20k▲ +437% vs 2021
2023: €65k▲ +224% vs 2022highest in 5 years
2024: €-5k▼ -107% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 100% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €244k
Fixed assets
€127k ▲ 2,509%
Current assets
€117k ▼ 19.6%
Equity and liabilities €244k
Equity
€116k ▼ 4.0%
Debt
€127k ▲ 334%
Debt's share of the balance-sheet total rises from 19.5% to 52.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€2k▼
2023 · €93k
Cash flow
€-3k▼
2023 · €67k
Current ratio
2.30▼
2023 · 5.08
Debt to equity
1.10▲
2023 · 0.24
ROE
-4.1%▼
2023 · 54.1%
ROA
-2.0%▼
2023 · 43.5%
Interest coverage
0.59▼
2023 · 107.81
Debt ≤ 1 year
€51k▲
2023 · €29k
Debt > 1 year
€76k
Income taxes
€1k▼
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€150k€244k▲
Fixed assets21/28€5k€127k▲
Tangible fixed assets22/27€5k€126k▲
Land and buildings22-€122k
Plant, machinery and equipment23-€2k
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€159€159=
Current assets29/58€145k€117k▼
Amounts receivable within one year40/41€32k€40k▲
Trade receivables40€31k€2k▼
Other amounts receivable41€325€38k▲
Cash at bank and in hand54/58€107k€68k▼
Deferred charges and accrued income490/1€6k€9k▲
Equity and liabilities
Total equity and liabilities10/49€150k€244k▲
Equity10/15€121k€116k▼
Contributions10/11€6k€6k=
Reserves13€105k€105k=
Distributable reserves133€105k€105k=
Profit (loss) carried forward14€9k€4k▼
Amounts payable17/49€29k€127k▲
Amounts payable after more than one year17-€76k
Financial debts170/4-€76k
Amounts payable within one year42/48€29k€51k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€8k€40k▲
Suppliers440/4€8k€40k▲
Taxes, remuneration and social security45€15k€75▼
Taxes450/3€15k€75▼
Other amounts payable47/48€6k€7k▲
Accrued charges and deferred income492/3€715€311▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€10k
Other operating charges640/8€698€721▲
Gross operating margin9900€94k€13k▼
Operating profit (loss)9901€91k€456▼
Financial charges65/66B€864€4k▲
Recurring financial charges65€864€4k▲
Profit (loss) for the period before taxes9903€91k€-4k▼
Income taxes67/77€25k€1k▼
Profit (loss) for the period9904€65k€-5k▼
Profit (loss) for the period to be appropriated9905€65k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€75k€4k▼
Profit (loss) brought forward from the previous period14P€10k€9k▼
Transfer to equity691/2€65k-
To other reserves6921€65k-
Profit to be distributed694/7€800-
Return on contributions (dividend)694€800-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €666 | €869 | €869 | €2k | €2k | ▲ 23.4% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €10k | - |
| Other operating charges640/8 | - | €12k | €637 | €698 | €721 | ▲ 3.4% |
| Gross operating margin9900 | €28k | €19k | €31k | €94k | €13k | ▼ 86.4% |
| Operating profit (loss)9901 | €17k | €6k | €29k | €91k | €456 | ▼ 99.5% |
| Financial income75/76B | - | €4 | - | - | - | - |
| Recurring financial income75 | €786 | €4 | - | - | - | - |
| Financial charges65/66B | - | €1k | €1k | €864 | €4k | ▲ 390% |
| Recurring financial charges65 | €544 | €1k | €1k | €864 | €4k | ▲ 390% |
| Profit (loss) for the period before taxes9903 | €17k | €5k | €28k | €91k | €-4k | ▼ 104% |
| Income taxes67/77 | €2k | €1k | €8k | €25k | €1k | ▼ 95.9% |
| Profit (loss) for the period9904 | €15k | €4k | €20k | €65k | €-5k | ▼ 107% |
| Profit (loss) for the period to be appropriated9905 | €15k | €4k | €20k | €65k | €-5k | ▼ 107% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €71k | €85k | €87k | €150k | €244k | ▲ 62.0% |
| Fixed assets21/28 | €2k | €2k | €3k | €5k | €127k | ▲ 2,509% |
| Tangible fixed assets22/27 | €2k | €2k | €3k | €5k | €126k | ▲ 2,594% |
| Land and buildings22 | - | - | - | - | €122k | - |
| Plant, machinery and equipment23 | - | - | - | - | €2k | - |
| Furniture and vehicles24 | - | €2k | €3k | €5k | €3k | ▼ 39.7% |
| Financial fixed assets28 | €159 | €159 | €159 | €159 | €159 | = |
| Current assets29/58 | €69k | €83k | €84k | €145k | €117k | ▼ 19.6% |
| Amounts receivable within one year40/41 | €18k | €33k | €960 | €32k | €40k | ▲ 26.7% |
| Trade receivables40 | - | €30k | €960 | €31k | €2k | ▼ 93.6% |
| Other amounts receivable41 | - | €3k | - | €325 | €38k | ▲ 11,648% |
| Cash at bank and in hand54/58 | €50k | €45k | €76k | €107k | €68k | ▼ 36.7% |
| Deferred charges and accrued income490/1 | - | €5k | €7k | €6k | €9k | ▲ 37.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €71k | €85k | €87k | €150k | €244k | ▲ 62.0% |
| Equity10/15 | €53k | €39k | €56k | €121k | €116k | ▼ 4.0% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €38k | €24k | €40k | €105k | €105k | = |
| Distributable reserves133 | - | €24k | €40k | €105k | €105k | = |
| Profit (loss) carried forward14 | €9k | €10k | €10k | €9k | €4k | ▼ 51.7% |
| Amounts payable17/49 | €18k | €45k | €31k | €29k | €127k | ▲ 334% |
| Amounts payable after more than one year17 | €1k | - | - | - | €76k | - |
| Financial debts170/4 | - | - | - | - | €76k | - |
| Amounts payable within one year42/48 | €17k | €36k | €24k | €29k | €51k | ▲ 77.7% |
| Current portion of amounts payable after more than one year42 | - | €1k | - | - | €4k | - |
| Trade debts44 | €5k | €6k | €8k | €8k | €40k | ▲ 428% |
| Suppliers440/4 | - | €6k | €8k | €8k | €40k | ▲ 428% |
| Taxes, remuneration and social security45 | - | €9k | €11k | €15k | €75 | ▼ 99.5% |
| Taxes450/3 | - | €9k | €11k | €15k | €75 | ▼ 99.5% |
| Other amounts payable47/48 | - | €20k | €5k | €6k | €7k | ▲ 14.9% |
| Accrued charges and deferred income492/3 | - | €9k | €7k | €715 | €311 | ▼ 56.5% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €15k | €4k | €20k | €65k | €-5k | ▼ 107% |
| + Depreciation and write-downs630 | €666 | €869 | €869 | €2k | €2k | ▲ 23.4% |
| Operating cash flow (approximation) | €16k | €5k | €21k | €67k | €-3k | ▼ 104% |
| Investment in fixed assets (approximation) | - | €-1k | €-2k | €-3k | €-124k | ▼ 3,951% |
| Change in cash | - | €-5k | €30k | €32k | €-39k | ▼ 224% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Highest result since 2018net €65k ▲224%
Operating result €91k, net result €65k, both a record.
31-12
Financial
Equity above €100kEq €121k ▲115%
4 profitable years in a row build equity to €121k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after 2 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jodoigne · 1 establishment unit since 2008
Ground area
4,143 m²
Building footprint
121 m²
Parcel 25052C0171/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
AL-Architecte
since 20082.343.736.764
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25052C0171/00D000 | Wallonia | 4,143 m² | 1 · 121 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRIFOLIO
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MONO DEVELOPMENT
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Schilde · Eq €116,294
3LINE ARCHITECTEN
BE 0664.938.859
Izegem · Eq €115,958
LARS
BE 0842.072.044
Hamont-Achel · Eq €115,953
Of 18,255 companies in sector 71111 we hold annual accounts for 6,323. 5,439 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-12-2008
Fiscal year end31-12
Activities, NACEBEL 2025
71111Activities of building architects
71113Urban planning and landscape architecture
Scores and ratios are computed by Checked and are not a credit decision.