3LINE ARCHITECTEN
Active3LINE ARCHITECTEN has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €54k. Equity is growing by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 46% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency75▼-25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 1.9 against 11.5 in 2024; short-term debt: 50% and cash: 79.6% of total assets), and 50% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50%
Return on assets
23.4%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
4 d early
2023
4 d early
2022
19 d early
2021
33 d early
2020
31 d early
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▼ 28.0%
2024 · €161k
2019: €64k
2020: €91k
2021: €116k
2022: €116k
2023: €116k
2024: €161k
2019 → 2025
Total assets
€232k▲ 32.4%
2024 · €175k
2019: €98k
2020: €116k
2021: €146k
2022: €160k
2023: €166k
2024: €175k
2019 → 2025
Net result
€54k▲ 20.2%
2024 · €45k
2019: €22k
2020: €27k
2021: €26k
2022: €33k
2023: €37k
2024: €45k
2019 → 2025
Working capital
€105k▼ 29.0%
2024 · €147k
2019: €46k
2020: €79k
2021: €104k
2022: €107k
2023: €101k
2024: €147k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€116k-€116k=€116k=€161k▲ 38.9%€116k▼ 28.0%
Operating result€36k-€41k▲ 15.3%€47k▲ 13.3%€58k▲ 23.9%€68k▲ 18.6%
Net result€26k-€33k▲ 29.6%€37k▲ 11.6%€45k▲ 21.6%€54k▲ 20.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 19% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €232k
Fixed assets
€11k▼ 17.8%
Current assets
€221k▲ 36.7%
Equity and liabilities €232k
Equity
€116k▼ 28.0%
Debt
€116k▲ 726%
The debt ratio rises from 8.0% to 50.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€71k▲
2024 · €60k
Cash flow
€57k▲
2024 · €48k
Solvency
50.0%▼
2024 · 92.0%
Current ratio
1.90▼
2024 · 11.50
Quick ratio
1.90▼
2024 · 11.50
Debt / equity
1.00▲
2024 · 0.09
ROE
46.8%▲
2024 · 28.0%
ROA
23.4%▼
2024 · 25.8%
Interest coverage
1311.39▲
2024 · 110.39
Debt
€116k▲
2024 · €14k
Debt ≤ 1 year
€116k▲
2024 · €14k
Income taxes
€14k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€175k€232k▲
Fixed assets21/28€14k€11k▼
Tangible fixed assets22/27€14k€11k▼
Land and buildings22€10k€9k▼
Plant, machinery and equipment23€264€135▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€161k€221k▲
Amounts receivable within one year40/41€24k€35k▲
Trade receivables40€24k€35k▲
Cash at bank and in hand54/58€136k€185k▲
Deferred charges and accrued income490/1€1k€880▼
Equity and liabilities
Total equity and liabilities10/49€175k€232k▲
Equity10/15€161k€116k▼
Contributions10/11€19k€19k=
Reserves13€143k€97k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€141k€95k▼
Amounts payable17/49€14k€116k▲
Amounts payable within one year42/48€14k€116k▲
Trade debts44€450€974▲
Suppliers440/4€450€974▲
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€8k€9k▲
Remuneration and social security454/9€2k€3k▲
Other amounts payable47/48€3k€103k▲
Income statement
Code20242025
Non-recurring operating income76A-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€695€2k▲
Non-recurring operating charges66A-€0
Gross operating margin9900€61k€72k▲
Operating profit (loss)9901€58k€68k▲
Financial charges65/66B€547€54▼
Recurring financial charges65€547€54▼
Profit (loss) for the period before taxes9903€57k€68k▲
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€45k€54k▲
Profit (loss) for the period to be appropriated9905€45k€54k▲
Appropriation of the result
Profit (loss) to be appropriated9906€45k€54k▲
Transfer from equity791/2-€45k
Transfer to equity691/2€45k-
To other reserves6921€45k-
Profit to be distributed694/7-€99k
Return on contributions (dividend)694-€99k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €54k ▲20.2%
Operating result €68k, net result €54k, both a record.
27-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity quadruplescurrent ratio 11.50
Current ratio from 3.01 to 11.50; short-term debt falls from €50k to €14k.
30-06
Financial
Equity above €150kEq €161k ▲38.9%
6 profitable years in a row build equity to €161k.
27-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
12-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Equity above €100kEq €116k ▲27.9%
3 profitable years in a row build equity to €116k.
2020
31-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
31-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
10-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roeselaarsestraat 838870 IzegemGround area
498 m²
Building footprint
175 m²
Volume, LiDAR
1,495 m³
Parcel 36008A0695/00X003, Flanders · tallest building 15.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
3LINE ARCHITECTEN
since 20162.258.039.046
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36008A0695/00X003 | Flanders | 498 m² | 1 · 175 m² | 15.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 18,256 companies in sector 71111 we hold annual accounts for 6,321. 5,440 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-10-2016
Fiscal year end30-06
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.