Equity
€116,294 ▲ 36.4%
MONO DEVELOPMENT has made a profit without a break since 2022.
MONO DEVELOPMENT
Lifetime
8 annual accounts with figures on one time axispeak €89,897 (2024)
€58,065▼ 35.4%
lowest -€12,501 (2021)
€31,015▼ 28.5%
peak €116,294 (2025)
€116,294▲ 36.4%
€168,412▼ 13.8%
Board1 name since 2017
1 directorVAN DEN BERGH Tom
Documentsfilings and deeds
04-08-20264 days late
2025micro format
Gross margin from €89,897 to €58,065Result from €43,353 to €31,015Equity from €85,279 to €116,294
Key points
from the 2025 annual accountsChecked score
89
Excellent
Financially stronger than 48% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.5%▼ -0.1 percentage points vs 04-2025
06-2025: 0.5%● unchanged vs 05-2025
07-2025: 0.4%▼ -0.1 percentage points vs 06-2025
08-2025: 0.4%● unchanged vs 07-2025
09-2025: 0.4%● unchanged vs 08-2025
10-2025: 0.4%● unchanged vs 09-2025
11-2025: 0.4%● unchanged vs 10-2025
12-2025: 0.4%● unchanged vs 11-2025
01-2026: 0.4%● unchanged vs 12-2025
02-2026: 0.4%● unchanged vs 01-2026
03-2026: 0.4%● unchanged vs 02-2026
04-2026: 0.4%● unchanged vs 03-2026
05-2026: 0.4%● unchanged vs 04-2026
06-2026: 0.4%● unchanged vs 05-2026
07-2026: 0.4%● unchanged vs 06-2026
08-2026: 0.7%▲ +0.3 percentage points vs 07-2026highest value
09-2026: 0.2%▼ -0.5 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026lowest value
11-2026: 0.2%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 4.83, cash €5,205
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Figures for financial year 2025 (filed on 04-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 39% of them on solvency, 25% on liquidity, 52% on profitability and 77% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as MONO DEVELOPMENT has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MONO DEVELOPMENT itself is lower: 0.2% within 12 months. It rests on far more data about MONO DEVELOPMENT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for MONO DEVELOPMENT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.83 (3.25 in 2024), above the usual 1.5. Short-term debt is 20.3% and cash 1.8% of total assets. However, 59.2% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Four signals.
lowers riskraises risk
raises risk · 2025 accounts filed 4 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 8 filingsDeviation from the deadline
2025
4 days late
2024
36 days early
2023
29 days late
2022
28 days late
2021
30 days late
2020
30 days late
2019
64 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 21 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- VAN DEN BERGH Tom 90 sharesdeed of 23-10-2023
- TAEYMANS Nathalie Magda Philippe 10 sharesdeed of 23-10-2023
Shares in 1 company, FTS WOONPROJECTEN
Board & ownershipRecent changes
Environmental permit granted
Bouwen of herbouwen · Sint-Gillis-Waas
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0670656218
Environmental permit granted
Bouwen of herbouwen · Turnhout
Change of role: VAN DEN BERGH Tom, from statutory manager to director
VAN DEN BERGH Tom holds 90 shares · TAEYMANS Nathalie Magda Philippe holds 10 shares · Director discharge: VAN DEN BERGH Tom · General meeting of 18-10-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MONO DEVELOPMENT Schilde | €284,706 | €58,065 | 40.8% | - |
| JP-DESIGNS Brecht | €256,905 | €58,101 | 7.2% | - |
| PEETERS PETER Antwerp | €316,521 | €51,221 | 18.7% | - |
| INZET ARCHITECTUUR Beerse | €325,883 | €57,504 | 62.0% | - |
| Rosé René Essen | €316,556 | €59,886 | 87.7% | - |
| Callaerts.com Geel | €230,749 | €59,463 | 84.3% | - |
| Atelier FUSE Uccle | €290,343 | €58,961 | 91.1% | - |
These companies have the same main activity as MONO DEVELOPMENT: activities of building architects (NACE 71111). They are comparable in size and age: total assets between €231,000 and €326,000, founded between 2016 and 2018.
Official details
Source: KBO- Status
- Active since 02-02-2017Normal situation
- Activity
- Activities of building architectsNACE 71111
- Establishment unit
- 2.262.611.5082970 Schilde, since 02-02-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 09-10-2025
Insights on MONO DEVELOPMENT
MONO DEVELOPMENT files the micro format. That format states no turnover. The gross margin rose from €34,656 in 2018 to €58,065 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MONO DEVELOPMENT
- What is the company number of MONO DEVELOPMENT?
- The company number of MONO DEVELOPMENT is 0670.656.218. The VAT number is the same number with BE in front: BE 0670.656.218.
- Where is MONO DEVELOPMENT based?
- The registered office is at Moerhoflaan 67, 2970 Schilde.Company details
- What does MONO DEVELOPMENT do?
- According to the KBO register, the main activity is activities of building architects (NACE 71111).
- What is the legal form of MONO DEVELOPMENT?
- MONO DEVELOPMENT is a private limited company (BV).
- When was MONO DEVELOPMENT founded?
- MONO DEVELOPMENT was founded on 02-02-2017.
- Is MONO DEVELOPMENT still active?
- Yes, MONO DEVELOPMENT is an active enterprise in the KBO register.
- What is the turnover of MONO DEVELOPMENT?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €58,065 and 30 comparable companies (NACE 71111). It probably lies between €110,000 and €250,000.Financials
- Is MONO DEVELOPMENT profitable?
- In financial year 2025, MONO DEVELOPMENT made a profit of €31,015.
- Where can I find the annual accounts of MONO DEVELOPMENT?
- MONO DEVELOPMENT filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MONO DEVELOPMENT due?
- MONO DEVELOPMENT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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