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AJL SOLUTION

Active Private limited companyfounded 2023active for 3 yearsRue du Bois Leratz 39, 6534 ThuinKBO/BCE: BE 0801.429.935

Overview

Lifetime

3 annual accounts with figures on one time axis
peak €64,650 (2025)
€64,650▲ 61.7%
peak €21,219 (2023)
€20,153▲ 90.1%
peak €54,474 (2025)
€54,474▲ 58.7%
€630,910▲ 7.4%
Board2 names since 2023
2 directorsAnne-Julie LEFEBVRE and 1 other
Documentsfilings and deeds
03-07-202628 days before the deadline
2025micro format
Gross margin from €39,980 to €64,650Result from €10,602 to €20,153Equity from €34,321 to €54,474Investments €85,055

Key points

from the 2025 annual accounts

Equity

€54,474 ▲ 58.7%

AJL SOLUTION has made a profit in every financial year since 2023.

Turnover

≈ €130,000 estimated

The micro format states no turnover.

Debts

€630,910 92% of the balance sheet
Financial debts 76%Suppliers 0%Taxes and wages 0%Other 24%

Of this, €156,668 falls due within a year.

Securities

€330,000

Mortgage mandates, new in 2025. 6.1 times equity · not in the 2024 accounts.

Investments

€270,694 14.7 × depreciation
202320242025

Green is investment, beige is depreciation. Land and buildings stand 62.3% higher than in 2024.

Position in the sector

7.9%

Lower solvency than 85% of companies in head offices and management consultancy. Sector median 55.5% · 39,368 companies.

Checked score

69
Healthy
Financially stronger than 49% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025 08-2025: 0.6%▲ +0.4 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.7%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 0.3%▼ -0.5 percentage points vs 06-2026 08-2026: 0.7%▲ +0.4 percentage points vs 07-2026 09-2026: 0.7%● unchanged vs 08-2026 10-2026: 0.7%● unchanged vs 09-2026 11-2026: 0.7%● unchanged vs 10-2026

Financial strength
Average

33+2equity 7.9% of total assets
84+39short-term debt 22.9%
49+4return on assets 2.9%

Score breakdown

raises risk
Liquidity: current ratio 0.07
Founded in 2023
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €685,384
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 15% of them on solvency, 76% on liquidity, 23% on profitability and 82% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,514 companies had the same profile as AJL SOLUTION has now. Each dot stands for 4 companies, two years later.

95.8%
were still trading
1.5%
stopped another way
2.4%
went bankrupt
  • Small
  • 2 to 5 years old
  • solvency under 10%
  • a profit under 5% of the balance sheet

Another 0.3% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of AJL SOLUTION itself: 0.7% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,514 companies, not a prediction for AJL SOLUTION. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €3,500 on 30-day terms is acceptable

Liquidity is insufficient, with a current ratio of 0.07 (0.1 in 2024), below 1. Short-term debt is 22.9% of total assets. 92.1% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.07
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €685,384
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 39368 sector peers (2025).
NBB · sector comparison
Position among 39368 sector peers
Solvency
better than 15%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
28 days early
2024
19 days early
2023
5 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 17 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 12 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Board and ownership

AJ
Director, since 03-05-2023
SG
Director, since 22-04-2024
  • Anne-Julie Lefebvre 55 sharesdeed of 14-06-2024
  • Sébastien Grobelle 45 sharesdeed of 14-06-2024

Shares in 1 company, BW Financial Center

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0801429935
Registered office moved from Courcelles to Gozée Transfer of 45 shares from Anne-Julie Lefebvre to Sébastien Grobelle · New registered office: rue Bois Leratz 39, 6534 Gozée · Previous registered office: RUE DU STOCQUY 80, 6182 COURCELLES · General meeting of 22-04-2024 · Gazette deed
Incorporation Founding capital of €2,500, 100 shares · Founder: LEFEBVRE Anne-Julie Mireille Virginie · Appointment: Anne-Julie LEFEBVRE (director) · published on 08-05-2023 · Gazette deed
First establishment Rue du Stocquy 80, Courcelles
All 8 events

Comparable companies

same main activity, similar in size and age
Company
AJL SOLUTION Thuin €685,384 €64,650 7.9% -
LT-Holding Oud-Turnhout €727,577 €64,055 82.1% -
Ghar Antwerp €613,951 €60,138 -8.1% -
VALMAR Knokke-Heist €633,499 €63,910 28.3% -
JUNIPR Halle €599,010 €56,862 38.0% -
Ebbs oder Nix Knokke-Heist €568,585 €54,808 22.5% -
Delyse Ghent €641,638 €51,701 -0.5% -

These companies have the same main activity as AJL SOLUTION: activities of head offices (NACE 70100). They are comparable in size and age: total assets between €569,000 and €728,000, founded between 2022 and 2023.

Official details

Source: KBO
Status
Active since 04-05-2023Normal situation
Activity
Activities of head officesNACE 70100and 1 other
Establishment unit
2.346.326.7636182 Courcelles, since 04-05-2023
Financial year end
31 December
Peppol
Reachable since 08-12-2025
Company details

Annual accounts 2025

€64,650▲ 61.7%
€20,153▲ 90.1%
€54,474▲ 58.7%
€685,384▲ 10.2%
Filing
Filed on 03-07-2026, 28 days before the end of the filing period
Financials

Insights on AJL SOLUTION

AJL SOLUTION files the micro format. That format states no turnover. The gross margin rose from €30,552 in 2023 to €64,650 in 2025.

The balance sheet grew most from 2024 to 2025 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 03-07-2026, 28 days before the deadline
€64,650
▲ 61.7%
€46,117
▲ 63.4%
€20,153
▲ 90.1%
-€146,220
▼ €28,753
7.9%
▲ 2.4 percentage points
0.07
▼ 0.04

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Turnover ≈ €130,000. Estimated: probably between €100,000 and €170,000.

Balance sheet

balance sheet total €685,384 on 31-12-2025
What the company ownsHow it is paid for

in euro

Position in the sector

7.9%

Higher than 15% of 39,368 companies in 2025.

0.07

Lower than 95% of 38,051 companies in 2025.

2.9%

Higher than 27% of 38,523 companies in 2025.

AJL SOLUTION Middle half of the sector 80% of the sector Micro accounts in head offices and management consultancy (NACE 70)

Net result: middle half · Equity: middle half · Balance sheet total: top quarter · Working capital: bottom quarter

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend202520242023
Balance sheet: assets
20/58 685,384621,66955,953
21/28 674,936608,30515,975
22/27 674,336607,70515,375
22 665,739410,080-
23 1,1251,5652,006
24 7,47210,42113,369
27 -185,639-
28 600600600
29/58 10,44813,36439,978
40/41 10,4236,14410,000
40 --10,000
41 10,4236,144-
54/58 -7,18429,883
490/1 253695
Balance sheet: equity and liabilities
10/49 685,384621,66955,953
10/15 54,47434,32123,719
10/11 2,5002,5002,500
14 51,97431,82121,219
17/49 630,910587,34832,234
17 472,643456,51720,000
170/4 472,643456,51720,000
42/48 156,668130,83112,234
42 21,804-1,313
43 4,272--
430/8 4,272--
44 2,8118,9641,875
440/4 2,8118,9641,875
45 2,0004,2105,500
450/3 -1,1902,480
454/9 2,0003,0203,020
47/48 125,781117,6573,546
492/3 1,599--
Income statement
9900 64,65039,98030,552
630 18,42411,3371,570
640/8 10941495
9901 46,11728,22928,887
75/76B 921327
75 921327
65/66B 20,30813,7591,695
65 20,30813,7591,695
9903 25,90114,60227,199
67/77 5,7484,0005,980
9904 20,15310,60221,219
9905 20,15310,60221,219
Appropriation of the result
9906 51,97431,82121,219
14P 31,82121,219-
Document PDFPDFPDF

The notes to these accounts have 12 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 03-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 03-07-2026 2026-00252227 PDF
31-12-2024 micro format 12-07-2025 2025-00261672 PDF
31-12-2023 micro format 26-07-2024 2024-00292499 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend202520242023
64,54139,56630,457
38,57721,93922,789
270,694603,66717,545
--22,699-
-146,220-117,46727,744
7.9%5.5%42.4%
0.070.103.27
11.5817.111.36
37.0%30.9%89.5%
2.9%1.7%37.9%
3.182.8817.97

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Securities and guarantees

on own assets and for others
Item202520242023
Mortgages, amount registered€176,000--
€330,000--
Carrying value of the mortgaged assets€665,738--

Source: notes to the 2023 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item202520242023
Tangible fixed assets€270,694€603,667€16,945
Financial fixed assets--€600
€18,424€11,337€1,570

Source: notes to the 2023 to 2025 annual accounts (statement of fixed assets)

Insights on AJL SOLUTION

The operating result for 2025 is 63% higher than in 2024 and the highest since 2023. It is a recovery after the fall in 2024.

Debt's share of the balance-sheet total falls from 94.5% to 92.1%. Equity and debt are higher.

Board & ownership

Board

2 directors, no change since 2024
Director (not named in the articles)
since 03-05-2023 term without a fixed end
listed in the 2025 annual accounts, filed on 03-07-2026
Director
since 22-04-2024
listed in the 2025 annual accounts, filed on 03-07-2026
Signing authorityThe articles say who may bind the company, for example by signing a contract.
“Article 12. Pouvoirs de l’organe d’administration S’il n’y a qu’un seul administrateur, la totalité des pouvoirs d’administration lui est…”
deed of 08-05-2023

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today
Anne-Julie LEFEBVRE
Director (not named in the articles)
Boardmandate already running before its first mention
Mandates as a list
  • Anne-Julie LEFEBVRE
    • Director (not named in the articles), from 03-05-2023 to date
  • Sébastien Grobelle
    • Director, since before 31-12-2023

See the board, name and registered office on a given date →

Control

This company
AJL SOLUTION
Equity €54,474
Profit €20,153 in 2025

Capital

Contribution
€2,500
Shares
100
Contribution per share
€25
Equity per share
€545 in 2025
Source
deed of 08-05-2023

Articles of association

deed of 08-05-2023 (in French)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
100 shares
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of June at 19:00

Shareholders

Stated in the deed deed of 14-06-2024 ↗
At incorporation deed of 08-05-2023 ↗
  • LEFEBVRE Anne-Julie Mireille Virginie 100 shares (100%) · €2,500 in cash

Network & group

Holdings

own 2025 accounts, the bar shows equity in euros
This companyAJL SOLUTION1 holding, 1 country 2025 accounts

Belgium 1 Equity Result

Source: list of holdings in its own 2025 accounts. Every holding stands with its own latest accounts.

Holdings and subsidiaries

1 holding

Holdings 1

Share, source and own figures per holding (1)
Holdings through the years 2023 to 2025
Holdings through the years
Name202320242025
BW Financial Center 15%

Source: list of holdings in its own accounts

Connections & network

2 current directors
Depth

The network starts from the directors of AJL SOLUTION. Every other company they run is a node.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

8 events since 2023

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 28 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:0801429935
Annual accounts 2024 filed PDFmicro format · 19 days before the deadline
2024
Weakest financial year net €10,602 ▼50% The net result drops to €10,602, the lowest from 2023 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 5 days before the deadline
Registered office moved from Courcelles to GozéeTransfer of 45 shares from Anne-Julie Lefebvre to Sébastien Grobelle · New registered office: rue Bois Leratz 39, 6534 Gozée · Previous registered office: RUE DU STOCQUY 80, 6182 COURCELLES · General meeting of 22-04-20246 points ▸

Open the deed in the Belgian Official Gazette

2023
IncorporationFounding capital of €2,500, 100 shares · Founder: LEFEBVRE Anne-Julie Mireille Virginie · Appointment: Anne-Julie LEFEBVRE (director) · published on 08-05-20234 points ▸
  • Registered office clause, Rue du Stocquy 80, 6182 Souvret (Courcelles)
  • Director appointment, Anne-Julie LEFEBVRE (director (not named in the articles))
  • Founder, LEFEBVRE Anne-Julie Mireille Virginie
  • Founding capital, €2,500, 100 shares
  • The deed holds 12 more points.

Open the deed in the Belgian Official Gazette

First establishment Rue du Stocquy 80, Courcelles

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

AJL SOLUTION was incorporated on 4 May 2023 as a private limited company by one natural person, with a starting capital of €2,500.12 The registered office was moved to Gozée in 2024.3 The board currently has 2 members. Anne-Julie LEFEBVRE has served longest, since 2023.4 Total assets rose from €55,953 in 2023 to €685,384 in 2025.5

  1. 1KBO register
  2. 2Belgian Official Gazette, 08-05-2023
  3. 3Belgian Official Gazette, 14-06-2024
  4. 4National Bank, annual accounts 2025
  5. 5National Bank, annual accounts 2023 and 2025

Company details

Identity

Enterprise number
0801.429.935
VAT number
BE 0801.429.935
Peppol ID
0208:0801429935
Legal form
Private limited company
Status
Active, normal situation
Founded
04-05-2023
Financial year
ends on 31 December
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Second Friday of June at 19:00
deed of 08-05-2023 (in French)
Peppol
Reachable since 08-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
AJL SOLUTION in French
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 08-05-2023 (in French)
Name clauseThe company operates under this name according to its articles.
AJL Solution
deed of 08-05-2023 (in French)

Activities

NACEBEL 2025
70100 Activities of head offices main activity
Codes under NACEBEL 2008
70100 Activities of head offices main activity
70220 Business consulting
PurposeThe purpose describes the activities the company may carry out under its articles.
“La societe a pour objet,en Belgique,l’execution de mandats d’administrateur,d’administrateur de societe ou de liquidateur dans d’autres…”
10 activities
  1. La societe a pour objet,en Belgique,l’execution de mandats d’administrateur,d’administrateur de societe ou de liquidateur dans d’autres societes.
  2. La societe peut accomplir toutes operations commerciales,se rapportant directement ou indirectement a son objet,pouvant en faciliter la realisation.
  3. La societe peut s’interesser a la gestion de ses actifs propres,de ses placements propres.
  4. La societe peut se porter garante et donner des biens immobiliers en garantie ou en hypotheque comme engagement pour des tiers.
  5. La societe peut donner tous ses autres biens en garantie et accorder son aval a l’avantage de tiers.
  6. La societe peut exercer des mandants administratifs et y accorder son assistance.
  7. La societe peut s’interesser par voie d’association,indépendamment de la forme,dans toutes les societes constituees ou a constituer,en Belgique,ayant un objet similaire,analogue ou connexe de nature a favoriser celui de la societe.
  8. Elle peut egalement accomplir toutes les operations,activites et transactions generalement quelconques,en matiere immobiliere pour compte propre.
  9. La société peut intervenir en tant que consultant dans la formation ou l'enseignement dans les domaines de la communication,du développement personnel,de l'informatique,de l'Internet,le tout au sens le plus large.
  10. La société peut donner du conseil dans les domaines de la communication,du développement personnel,de l'informatique,le tout au sens le plus large.
deed of 08-05-2023 (in French)

Registered office and establishments

1 establishment
Establishment Since Unit number
Rue du Bois Leratz 39 registered office 6534 Thuin
Rue du Stocquy 80 6182 Courcelles 64210 Activities of holding companies 04-05-2023 2.346.326.763
1 former office
  • Rue Du Stocquy 80, 6182 Courcelles until the deed of 14-06-2024

Buildings and parcels at the addresses

Ground area
1,201 m²
Buildings
279 m²
Volume, LiDAR
1,621 m³
Tallest building
9.8 m
Buildings to scale, each on its own parcel
172 m², 5.8 m 107 m², 9.8 m 172 m², 5.8 m 107 m², 9.8 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
56352A0221/00P000783 m² 1 · 172 m² 5.8 m · 1
52064B0825/00X003419 m² 1 · 107 m² 9.8 m · 3