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BW Financial Center

Active Risk: not assessed
Private limited companyfounded 2023active for 3 yearsLescours 28, 4653 Herve, BelgiumKBO/BCE: BE 0802.119.031
Summary

BW Financial Center is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €12,978 and a net result of €15,051. Equity is growing by about 157% per year across the filed financial years. Its solvency ranks better than 15% of 9,728 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

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BW Financial CenterActive
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Overview

Activity
Other financial services
NACE 64999Agents and brokers in banking services NACE 66191
1 site
Size
€157,411total assets 2025
Staff
7.1 FTE
Equity
€12,978
Profit
€15,051
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Largest shareholder
AGORA 99 · 15%
Board
4 members
2025 accounts filed 25 days late
Signalsraises riskWeak solvency vs sector2025 accounts filed 25 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
raises risk
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 9728 sector peers (2025).
NBB · sector comparison
Position among 9728 sector peers
Solvency
better than 15%
← weakest strongest →
raises risk · 2025 accounts filed 25 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
25 days late
2024
61 days late
2023
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 38 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (3 of the last 3 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Permanent representatives: AJL SOLUTION and Lefebvre…Resignations: AJL SOLUTION (director) and…
  3. Registered officePower of attorney · Registered-office…

Key points

  • Caution: Among the weakest 15% on equitysector median €124,645 · 9,735 companies €12,978 View
  • A director leftlatest change 30-06-2026 · 4 in office 1 left View
  • Total assets 20253 financial years filed €157,411 View

By topic

Financials

Financial year
2025
Total assets
€157,411
Profit
€15,051
Solvency
8.2%
Total assets▼ 10.8%
Net result
20232025
Go to Financials

Board & ownership

Board
4 members
Largest shareholder
AGORA 99 · 15%
  • AGORA 99Director
  • CS&K ProjectsDirector
  • LC FINANCEDirector
  • AJL SOLUTIONDirector
Go to Board & ownership

Timeline

Events
7
Since
2023
Next accounts
by 31-07-2027
  1. 30-09-2025Annual accounts filed
  2. 31-12-2024Back to profit
  3. 29-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other financial servicesNACE 64999
Founded
25-05-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
14
Annual meeting
First Friday of May at 12:00
Statutory auditor
No statutory auditor
Go to Articles of association

Key facts about BW Financial Center

What is the company number of BW Financial Center?
0802.119.031. In Belgium the VAT number is the company number with BE in front: BE 0802.119.031.
Where is BW Financial Center based?
The registered office is at Lescours 28, 4653 Herve.Company details
What does BW Financial Center do?
According to the KBO register, the main activity is other financial services (NACE 64999).
What is the legal form of BW Financial Center?
Private limited company (BV).
When was BW Financial Center founded?
On 25-05-2023.
Is BW Financial Center still active?
Yes, BW Financial Center is an active enterprise in the KBO register.
How many employees does BW Financial Center have?
On average 7.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of BW Financial Center?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is BW Financial Center profitable?
In financial year 2025, BW Financial Center made a profit of €15,051.
Where can I find the annual accounts of BW Financial Center?
BW Financial Center filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of BW Financial Center due?
By 31-07-2027, for financial year 2026.Timeline

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