AJL SOLUTION
ActiveSummary
AJL SOLUTION has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €20k. Equity is growing by ~44.8% per year across the filed fiscal years. Its solvency ranks better than 15% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability49▲+4
Solvency33▲+2
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity short (current ratio 0.07 against 0.1 in 2024; short-term debt: 22.9% of total assets), and 92.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.9%
Return on assets
2.9%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 31791 sector peers (2025).
NBB · sector comparisonPosition among 31791 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
28 d early
2024
19 d early
2023
5 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▲ 58.7%
2024 · €34k
2023: €24klowest in 3 years
2024: €34k▲ +44.7% vs 2023
2025: €54k▲ +58.7% vs 2024highest in 3 years
2023 → 2025
Total assets
€685k▲ 10.2%
2024 · €622k
2023: €56klowest in 3 years
2024: €622k▲ +1011% vs 2023
2025: €685k▲ +10.2% vs 2024highest in 3 years
2023 → 2025
Net result
€20k▲ 90.1%
2024 · €11k
2023: €21khighest in 3 years
2024: €11k▼ -50.0% vs 2023lowest in 3 years
2025: €20k▲ +90.1% vs 2024
2023 → 2025
Working capital
€-146k▼ 24.5%
2024 · €-117k
2023: €28khighest in 3 years
2024: €-117k▼ -523% vs 2023
2025: €-146k▼ -24.5% vs 2024lowest in 3 years
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€24k-€34k▲ 44.7%€54k▲ 58.7%
2023: €24klowest in 3 years
2024: €34k▲ +44.7% vs 2023
2025: €54k▲ +58.7% vs 2024highest in 3 years
Operating result€29k-€28k▼ 2.3%€46k▲ 63.4%
2023: €29k
2024: €28k▼ -2.3% vs 2023lowest in 3 years
2025: €46k▲ +63.4% vs 2024highest in 3 years
Net result€21k-€11k▼ 50.0%€20k▲ 90.1%
2023: €21khighest in 3 years
2024: €11k▼ -50.0% vs 2023lowest in 3 years
2025: €20k▲ +90.1% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 63% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €685k
Fixed assets
€675k ▲ 11.0%
Current assets
€10k ▼ 21.8%
Equity and liabilities €685k
Equity
€54k ▲ 58.7%
Debt
€631k ▲ 7.4%
Debt's share of the balance-sheet total falls from 94.5% to 92.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▲
2024 · €40k
Cash flow
€39k▲
2024 · €22k
Current ratio
0.07▼
2024 · 0.10
Debt to equity
11.58▼
2024 · 17.11
ROE
37.0%▲
2024 · 30.9%
ROA
2.9%▲
2024 · 1.7%
Interest coverage
3.18▲
2024 · 2.88
Debt ≤ 1 year
€157k▲
2024 · €131k
Debt > 1 year
€473k▲
2024 · €457k
Income taxes
€6k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€622k€685k▲
Fixed assets21/28€608k€675k▲
Tangible fixed assets22/27€608k€674k▲
Land and buildings22€410k€666k▲
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€10k€7k▼
Assets under construction and advance payments27€186k-
Financial fixed assets28€600€600=
Current assets29/58€13k€10k▼
Amounts receivable within one year40/41€6k€10k▲
Other amounts receivable41€6k€10k▲
Cash at bank and in hand54/58€7k-
Deferred charges and accrued income490/1€36€25▼
Equity and liabilities
Total equity and liabilities10/49€622k€685k▲
Equity10/15€34k€54k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€32k€52k▲
Amounts payable17/49€587k€631k▲
Amounts payable after more than one year17€457k€473k▲
Financial debts170/4€457k€473k▲
Amounts payable within one year42/48€131k€157k▲
Current portion of amounts payable after more than one year42-€22k
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€9k€3k▼
Suppliers440/4€9k€3k▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€1k-
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€118k€126k▲
Accrued charges and deferred income492/3-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€18k▲
Other operating charges640/8€414€109▼
Gross operating margin9900€40k€65k▲
Operating profit (loss)9901€28k€46k▲
Financial income75/76B€132€92▼
Recurring financial income75€132€92▼
Financial charges65/66B€14k€20k▲
Recurring financial charges65€14k€20k▲
Profit (loss) for the period before taxes9903€15k€26k▲
Income taxes67/77€4k€6k▲
Profit (loss) for the period9904€11k€20k▲
Profit (loss) for the period to be appropriated9905€11k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€32k€52k▲
Profit (loss) brought forward from the previous period14P€21k€32k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €11k | €18k | ▲ 62.5% |
| Other operating charges640/8 | €95 | €414 | €109 | ▼ 73.7% |
| Gross operating margin9900 | €31k | €40k | €65k | ▲ 61.7% |
| Operating profit (loss)9901 | €29k | €28k | €46k | ▲ 63.4% |
| Financial income75/76B | €7 | €132 | €92 | ▼ 30.3% |
| Recurring financial income75 | €7 | €132 | €92 | ▼ 30.3% |
| Financial charges65/66B | €2k | €14k | €20k | ▲ 47.6% |
| Recurring financial charges65 | €2k | €14k | €20k | ▲ 47.6% |
| Profit (loss) for the period before taxes9903 | €27k | €15k | €26k | ▲ 77.4% |
| Income taxes67/77 | €6k | €4k | €6k | ▲ 43.7% |
| Profit (loss) for the period9904 | €21k | €11k | €20k | ▲ 90.1% |
| Profit (loss) for the period to be appropriated9905 | €21k | €11k | €20k | ▲ 90.1% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €56k | €622k | €685k | ▲ 10.2% |
| Fixed assets21/28 | €16k | €608k | €675k | ▲ 11.0% |
| Tangible fixed assets22/27 | €15k | €608k | €674k | ▲ 11.0% |
| Land and buildings22 | - | €410k | €666k | ▲ 62.3% |
| Plant, machinery and equipment23 | €2k | €2k | €1k | ▼ 28.1% |
| Furniture and vehicles24 | €13k | €10k | €7k | ▼ 28.3% |
| Assets under construction and advance payments27 | - | €186k | - | - |
| Financial fixed assets28 | €600 | €600 | €600 | = |
| Current assets29/58 | €40k | €13k | €10k | ▼ 21.8% |
| Amounts receivable within one year40/41 | €10k | €6k | €10k | ▲ 69.6% |
| Trade receivables40 | €10k | - | - | - |
| Other amounts receivable41 | - | €6k | €10k | ▲ 69.6% |
| Cash at bank and in hand54/58 | €30k | €7k | - | - |
| Deferred charges and accrued income490/1 | €95 | €36 | €25 | ▼ 30.6% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €56k | €622k | €685k | ▲ 10.2% |
| Equity10/15 | €24k | €34k | €54k | ▲ 58.7% |
| Contributions10/11 | €3k | €3k | €3k | = |
| Profit (loss) carried forward14 | €21k | €32k | €52k | ▲ 63.3% |
| Amounts payable17/49 | €32k | €587k | €631k | ▲ 7.4% |
| Amounts payable after more than one year17 | €20k | €457k | €473k | ▲ 3.5% |
| Financial debts170/4 | €20k | €457k | €473k | ▲ 3.5% |
| Amounts payable within one year42/48 | €12k | €131k | €157k | ▲ 19.7% |
| Current portion of amounts payable after more than one year42 | €1k | - | €22k | - |
| Financial debts43 | - | - | €4k | - |
| Credit institutions430/8 | - | - | €4k | - |
| Trade debts44 | €2k | €9k | €3k | ▼ 68.6% |
| Suppliers440/4 | €2k | €9k | €3k | ▼ 68.6% |
| Taxes, remuneration and social security45 | €6k | €4k | €2k | ▼ 52.5% |
| Taxes450/3 | €2k | €1k | - | - |
| Remuneration and social security454/9 | €3k | €3k | €2k | ▼ 33.8% |
| Other amounts payable47/48 | €4k | €118k | €126k | ▲ 6.9% |
| Accrued charges and deferred income492/3 | - | - | €2k | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €21k | €11k | €20k | ▲ 90.1% |
| + Depreciation and write-downs630 | €2k | €11k | €18k | ▲ 62.5% |
| Operating cash flow (approximation) | €23k | €22k | €39k | ▲ 75.8% |
| Investment in fixed assets (approximation) | - | €-604k | €-85k | ▲ 85.9% |
| Change in cash | - | €-23k | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼50%
Net result drops to €11k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Thuin · 1 establishment unit since 2023
Ground area
1,201 m²
Building footprint
279 m²
Volume, LiDAR
793 m³
2 parcels, Wallonia · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
AJL SOLUTION
since 20232.346.326.763
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56352A0221/00P000 | Wallonia | 783 m² | 1 · 172 m² | 5.8 m · 1 fl. |
| 52064B0825/00X003 | Wallonia | 419 m² | 1 · 107 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,710 companies in sector 70100 we hold annual accounts for 3,495. 2,079 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
70100Activities of head offices
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.