AIC Consult
ActiveAIC Consult has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-72k) and a net result of €1k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 8578 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
16
/ 100
Critical▼ -17 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency36=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.63 against 0.61 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 8578 sector peers (2025).
NBB · sector comparisonPosition among 8578 sector peers
Solvency
better than 8%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
13 d early
2023
1 d early
2022
6 d early
2021
4 d early
2020
3 d early
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€-72k▲ 1.9%
2024 · €-74k
2018: €69k
2019: €73k
2020: €83k
2021: €84k
2022: €85k
2023: €-55k
2024: €-74k
2018 → 2025
Total assets
€872k▲ 0.7%
2024 · €866k
2018: €1.12M
2019: €1.07M
2020: €994k
2021: €996k
2022: €960k
2023: €814k
2024: €866k
2018 → 2025
Net result
€1k
2024 · €-18k
2018: €451
2019: €4k
2020: €10k
2021: €614
2022: €1k
2023: €-140k
2024: €-18k
2018 → 2025
Working capital
€-349k▲ 3.8%
2024 · €-363k
2018: €-271k
2019: €-279k
2020: €-276k
2021: €-285k
2022: €-258k
2023: €-359k
2024: €-363k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€84k-€85k▲ 1.5%€-55k€-74k▼ 33.0%€-72k▲ 1.9%
Operating result€27k-€15k▼ 42.8%€-116k€788€15k▲ 1,824%
Net result€614-€1k▲ 100%€-140k€-18k▲ 87.0%€1k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1,824% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €872k
Fixed assets
€277k▼ 4.3%
Current assets
€596k▲ 3.2%
Key figures and ratios
EBITDA
€28k▼
2024 · €29k
Cash flow
€14k▲
2024 · €10k
Solvency
-8.3%▲
2024 · -8.5%
Current ratio
0.63▲
2024 · 0.61
Quick ratio
0.63▲
2024 · 0.61
Debt / equity
-13.08▼
2024 · -12.77
ROE
-1.9%▼
2024 · 24.8%
ROA
0.2%▲
2024 · -2.1%
Interest coverage
2.04▲
2024 · 1.57
Debt
€945k▲
2024 · €940k
Debt ≤ 1 year
€945k▲
2024 · €940k
Income taxes
€272▼
2024 · €511
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€866k€872k▲
Fixed assets21/28€289k€277k▼
Intangible fixed assets21€198-
Tangible fixed assets22/27€39k€27k▼
Land and buildings22€29k€20k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€7k€5k▼
Financial fixed assets28€250k€250k=
Current assets29/58€577k€596k▲
Amounts receivable after more than one year29€393k€393k=
Other amounts receivable291€393k€393k=
Amounts receivable within one year40/41€79k€116k▲
Trade receivables40€79k€115k▲
Other amounts receivable41€398€888▲
Cash at bank and in hand54/58€18€224▲
Deferred charges and accrued income490/1€105k€87k▼
Equity and liabilities
Total equity and liabilities10/49€866k€872k▲
Equity10/15€-74k€-72k▲
Contributions10/11€20k€20k=
Reserves13€16k€16k=
Tax-exempt reserves132€16k€16k=
Profit (loss) carried forward14€-110k€-109k▲
Amounts payable17/49€940k€945k▲
Amounts payable within one year42/48€940k€945k▲
Current portion of amounts payable after more than one year42€314k€314k=
Financial debts43€749€22▼
Credit institutions430/8€749€22▼
Trade debts44€15k€3k▼
Suppliers440/4€15k€3k▼
Taxes, remuneration and social security45€2k€780▼
Taxes450/3€2k€780▼
Other amounts payable47/48€608k€627k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€12k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€32k€31k▼
Operating profit (loss)9901€788€15k▲
Financial income75/76B€9€5▼
Recurring financial income75€9€5▼
Financial charges65/66B€19k€14k▼
Recurring financial charges65€19k€14k▼
Profit (loss) for the period before taxes9903€-18k€2k▲
Income taxes67/77€511€272▼
Profit (loss) for the period9904€-18k€1k▲
Profit (loss) for the period to be appropriated9905€-18k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-110k€-109k▲
Profit (loss) brought forward from the previous period14P€-92k€-110k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €1k
Net result €1k after 2 loss-making years.
18-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-140k ▼11498%
Net result drops to €-140k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €10k ▲160%
Net result €10k, the highest in the series.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 69 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 2 establishment units since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegalenlei 32900 SchotenGround area
3,254 m²
Building footprint
626 m²
Volume, LiDAR
11,088 m³
2 parcels, Flanders · tallest building 38.6 m, ±12 floors. Linked by address, not a title deed.
2 establishment units
AIC Consult
since 20072.165.999.211
AIC Consult
since 20112.209.315.748
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0308/00A005 | Flanders | 2,933 m² | 1 · 305 m² | 18.0 m · 2 fl. |
| 31337F0053/00A000 | Flanders | 321 m² | 1 · 321 m² | 38.5 m · 12 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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BANSA
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FINPOWER METHODOLOGY
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Of 82,201 companies in sector 70200 we hold annual accounts for 52,400. 40,157 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
55203Holiday cottages, homes and apartments
55232
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.