Annaben
ActiveAnnaben has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €117k and a net result of €68k. Equity is growing by ~69.8% per year across the filed fiscal years. Its solvency ranks better than 53% of 8647 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency80▲+9
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.16 against 1.66 in 2024; short-term debt: 44.6% and cash: 6.8% of total assets), and 44.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.4%
Return on assets
32%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-09-2026, 46 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
46 d late
2024
49 d late
2022
59 d late
2021
1 d late
2020
117 d late
2019
90 d late
2018
58 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€117k▲ 137%
2024 · €49k
2018: €-830k
2019: €-699k
2020: €-560k
2021: €-195k
2022: €-66k
2024: €49k
2018 → 2025
Total assets
€211k▲ 98.5%
2024 · €106k
2018: €23k
2019: €24k
2020: €24k
2021: €61k
2022: €208k
2024: €106k
2018 → 2025
Net result
€68k▲ 23.6%
2024 · €55k
2018: €131k
2019: €131k
2020: €139k
2021: €365k
2022: €129k
2024: €55k
2018 → 2025
Working capital
€109k▲ 191%
2024 · €38k
2018: €-833k
2019: €-702k
2020: €-562k
2021: €-198k
2022: €-91k
2024: €38k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€-560k-€-195k▲ 65.2%€-66k▲ 65.9%€49k€117k▲ 137%
Operating result€139k-€366k▲ 163%€130k▼ 64.5%€85k▼ 34.6%€101k▲ 19.7%
Net result€139k-€365k▲ 163%€129k▼ 64.8%€55k▼ 57.5%€68k▲ 23.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €211k
Fixed assets
€7k▼ 36.5%
Current assets
€203k▲ 115%
Equity and liabilities €211k
Equity
€117k▲ 137%
Debt
€94k▲ 64.9%
The debt ratio falls from 53.7% to 44.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€108k▲
2024 · €91k
Cash flow
€74k▲
2024 · €61k
Solvency
55.4%▲
2024 · 46.3%
Current ratio
2.16▲
2024 · 1.66
Quick ratio
2.16▲
2024 · 1.66
Debt / equity
0.81▼
2024 · 1.16
ROE
57.9%▼
2024 · 111.2%
ROA
32.0%▼
2024 · 51.5%
Interest coverage
85.23▲
2024 · 37.36
Debt
€94k▲
2024 · €57k
Debt ≤ 1 year
€94k▲
2024 · €57k
Income taxes
€38k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€106k€211k▲
Fixed assets21/28€12k€7k▼
Tangible fixed assets22/27€12k€7k▼
Furniture and vehicles24€12k€7k▼
Current assets29/58€95k€203k▲
Amounts receivable within one year40/41€95k€189k▲
Trade receivables40€19k€44k▲
Other amounts receivable41€76k€145k▲
Cash at bank and in hand54/58-€14k
Equity and liabilities
Total equity and liabilities10/49€106k€211k▲
Equity10/15€49k€117k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€19k€19k=
Uncalled capital101€12k€12k=
Reserves13€43k€110k▲
Distributable reserves133€43k€110k▲
Amounts payable17/49€57k€94k▲
Amounts payable within one year42/48€57k€94k▲
Financial debts43€1k-
Credit institutions430/8€1k-
Trade debts44€12k€8k▼
Suppliers440/4€12k€8k▼
Advances received on contracts in progress46-€26k
Taxes, remuneration and social security45€44k€60k▲
Taxes450/3€44k€60k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€610€867▲
Gross operating margin9900€91k€108k▲
Operating profit (loss)9901€85k€101k▲
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€85k€106k▲
Income taxes67/77€30k€38k▲
Profit (loss) for the period9904€55k€68k▲
Profit (loss) for the period to be appropriated9905€55k€68k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€68k▲
Profit (loss) brought forward from the previous period14P€-12k-
Transfer to equity691/2€43k€68k▲
To other reserves6921€43k€68k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 46 days late
2025
31-12
Financial
Equity above €100kEq €117k ▲137%
7 profitable years in a row build equity to €117k.
18-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 49 days late
2024
31-12
Financial
Weakest financial yearnet €55k ▼57.5%
Net result drops to €55k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 1.66
Current ratio from 0.67 to 1.66; short-term debt falls from €274k to €57k.
2023
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
01-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 1 day late
2021
31-12
Financial
Highest result since 2018net €365k ▲163%
Operating result €366k, net result €365k, both a record.
25-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 117 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 56 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Constant Neutjensstraat 452900 SchotenGround area
444 m²
Building footprint
413 m²
Volume, LiDAR
2,235 m³
Parcel 11442C0281/00X004, Flanders · tallest building 10.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Annaben
since 20002.097.113.274
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11442C0281/00X004 | Flanders | 444 m² | 1 · 413 m² | 10.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 333 EUR awarded · 333 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 333 EUR | 333 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 40,824 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded03-12-1999
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.