ARDILA
ActiveARDILA has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €383k and a net result of €33k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 58% of 37960 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
79
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability76▼-4
Solvency90▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity short (current ratio 0.08 against 0.05 in 2023; short-term debt: 34.4% and cash: 1.9% of total assets), and 34.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
6 d early
2022
48 d early
2021
3 d early
2020
2 d early
2019
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€383k▲ 5.9%
2023 · €361k
2018: €283k
2019: €295k
2020: €307k
2021: €308k
2022: €317k
2023: €361k
2018 → 2024
Total assets
€585k▼ 1.7%
2023 · €595k
2018: €798k
2019: €759k
2020: €714k
2021: €649k
2022: €627k
2023: €595k
2018 → 2024
Net result
€33k▼ 39.7%
2023 · €55k
2018: €11k
2019: €12k
2020: €12k
2021: €10k
2022: €22k
2023: €55k
2018 → 2024
Working capital
€-185k▲ 15.2%
2023 · €-219k
2018: €-199k
2019: €-200k
2020: €-206k
2021: €-224k
2022: €-239k
2023: €-219k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€307k-€308k▲ 0.3%€317k▲ 2.8%€361k▲ 14.0%€383k▲ 5.9%
Operating result€39k-€30k▼ 23.8%€48k▲ 63.2%€92k▲ 90.1%€62k▼ 32.5%
Net result€12k-€10k▼ 13.7%€22k▲ 112%€55k▲ 150%€33k▼ 39.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 33% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €585k
Fixed assets
€569k▼ 2.7%
Current assets
€16k▲ 53.6%
Equity and liabilities €585k
Equity
€383k▲ 5.9%
Debt
€203k▼ 13.4%
The debt ratio falls from 39.3% to 34.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€82k▼
2023 · €112k
Cash flow
€54k▼
2023 · €75k
Solvency
65.4%▲
2023 · 60.7%
Current ratio
0.08▲
2023 · 0.05
Quick ratio
0.08▲
2023 · 0.05
Debt / equity
0.53▼
2023 · 0.65
ROE
8.7%▼
2023 · 15.3%
ROA
5.7%▼
2023 · 9.3%
Interest coverage
6.72▼
2023 · 12.49
Debt
€203k▼
2023 · €234k
Debt ≤ 1 year
€201k▼
2023 · €229k
Debt > 1 year
€0▼
2023 · €4k
Income taxes
€16k▼
2023 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€595k€585k▼
Fixed assets21/28€585k€569k▼
Tangible fixed assets22/27€585k€569k▼
Land and buildings22€585k€565k▼
Furniture and vehicles24€86€4k▲
Current assets29/58€10k€16k▲
Amounts receivable within one year40/41-€5k
Other amounts receivable41-€5k
Cash at bank and in hand54/58€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€595k€585k▼
Equity10/15€361k€383k▲
Contributions10/11€84k€84k=
Reserves13€121k€142k▲
Non-distributable reserves130/1€8k€8k=
Reserves not available under the articles1311€8k€8k=
Distributable reserves133€112k€134k▲
Profit (loss) carried forward14€157k€157k=
Amounts payable17/49€234k€203k▼
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€229k€201k▼
Current portion of amounts payable after more than one year42€44k€4k▼
Trade debts44€13k€20k▲
Suppliers440/4€13k€20k▲
Taxes, remuneration and social security45€15k€7k▼
Taxes450/3€15k€7k▼
Other amounts payable47/48€157k€171k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€20k▲
Other operating charges640/8€7k€8k▲
Gross operating margin9900€119k€90k▼
Operating profit (loss)9901€92k€62k▼
Financial charges65/66B€9k€12k▲
Recurring financial charges65€9k€12k▲
Profit (loss) for the period before taxes9903€83k€50k▼
Income taxes67/77€28k€16k▼
Profit (loss) for the period9904€55k€33k▼
Profit (loss) for the period to be appropriated9905€55k€33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€212k€190k▼
Profit (loss) brought forward from the previous period14P€157k€157k=
Transfer from equity791/2€11k€12k▲
Transfer to equity691/2€55k€33k▼
To other reserves6921€55k€33k▼
Profit to be distributed694/7€11k€12k▲
Return on contributions (dividend)694€11k€12k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
25-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €55k ▲150%
Operating result €92k, net result €55k, both a record.
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €10k ▼13.7%
Net result drops to €10k, the lowest in the series; recovery starts the following year.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
07-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 7 days late
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
2016
06-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 1997
Ground area
565 m²
Building footprint
329 m²
Volume, LiDAR
1,325 m³
Parcel 11040D0149/00Z003, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Alice Nahonlei 60, 2900 Schoten
since 19972.082.925.144
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0149/00Z003 | Flanders | 565 m² | 1 · 329 m² | 8.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 36,648 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-07-1997
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.