Checked processes every Belgian company, act by act, from the Belgian Official Gazette. The data below is real and verified, this company's full, act-by-act verified dossier is still being assembled.
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of AIA CONSTRUCT is 1.8% (moderate). The 2025 annual accounts show equity of €170k and a net result of €45k. Equity is growing by ~61.9% per year across the filed fiscal years. Its solvency ranks better than 61% of 52 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Signals
2 signals · with evidenceSignals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.
Trust signals
3 signalsAdministrative Flags
0 eventsBankruptcy probability (12 mo)
Checked model v1 · free for everyoneStatistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
Annual accounts & ratios
Source: NBB · 2025How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 40.6% | 32.8% | |
| Net result | €45k | €24k | |
| Equity | €170k | €72k | |
| Gross operating margin | €117k | €50k | |
| Total assets | €418k | €409k |
| Fiscal year | 2025 |
|---|---|
| Revenue | €557k |
| EBITDA | €116k |
| Net profit | €45k |
| Cash flow | €97k |
| Staff costs | - |
| Income taxes | €18k |
| Dividends | - |
| Total assets | €418k |
| Equity | €170k |
| Debt | €248k |
| of which ≤ 1y | €241k |
| of which > 1y | €7k |
| Working capital | €12k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 1.05 |
| Quick ratio | 1.05 |
| Working capital ratio | 2.8% |
| Solvency | 40.6% |
| Debt / equity | 1.46 |
| Long-term debt ratio | 0.04 |
| Interest coverage | 277.03 |
| Gross margin | 21.0% |
| Net margin | 8.0% |
| ROA | 10.7% |
| ROE | 26.4% |
| EBITDA margin | 20.7% |
| Days sales outstanding | 48d |
| Days payable outstanding | 1d |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €418k |
| Fixed assets | 21/28 | €166k |
| Tangible fixed assets | 22/27 | €166k |
| Current assets | 29/58 | €252k |
| Amounts receivable within one year | 40/41 | €194k |
| Cash & bank | 54/58 | €59k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €418k |
| Equity | 10/15 | €170k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €300 |
| Accumulated profits (losses) | 14 | €166k |
| Amounts payable | 17/49 | €248k |
| Amounts payable after one year | 17 | €7k |
| Amounts payable within one year | 42/48 | €241k |
| Trade debts payable within one year | 44 | €641 |
| Income statement | ||
| Turnover | 70 | €557k |
| Gross operating margin | 9900 | €117k |
| Operating result | 9901 | €63k |
| Financial charges | 65 | €417 |
| Result before taxes | 9903 | €63k |
| Income taxes | 67/77 | €18k |
| Net result for the period | 9904 | €45k |
| Result to be appropriated | 9905 | €45k |
Health barometer
FY 2025 · computedUnlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationReal-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23044A0802/00M008 | Flanders | 211 m² | 1 · 82 m² | 9.0 m · 2 fl. |
Analysis
Snowflake analysis
financial profile on 5 axesExceptional profile, strong across almost every axis.
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Credit advice
verdict per customer and amountSimilar
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Company registry (CBE)
Crossroads Bank| Legal nameNL | AIA CONSTRUCT |