AHCMC
ActiveSummary
AHCMC has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €199,939 and a net result of €54,941. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 1056 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-1
Solvency60▼-27
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity tight (current ratio 1.07 against 1.88 in 2024; short-term debt: 64.5% and cash: 40.7% of total assets), and 64.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
about 19% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.5%
Return on assets
9.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
3 d early
2024
4 d late
2023
20 d late
2022
22 d late
2021
29 d late
2020
123 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 33 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€199,939▼ 49.4%
2024 · €394,998
Total assets
€563,732▼ 11.4%
2024 · €635,999
Net result
€54,941▼ 15.5%
2024 · €65,003
Working capital
€24,561▼ 88.4%
2024 · €211,502
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€29,560€89,712€85,078▼ 5.2%€87,731▲ 3.1%€70,760▼ 19.3%
Net result-€34,925below the sector's middle half€68,513above the sector's middle half€62,829above the sector's middle half▼ 8.3%€65,003above the sector's middle half▲ 3.5%€54,941within the sector's middle half▼ 15.5%
Equity€198,654above the sector's middle half▼ 15.0%€267,166above the sector's middle half▲ 34.5%€329,996above the sector's middle half▲ 23.5%€394,998above the sector's middle half▲ 19.7%€199,939within the sector's middle half▼ 49.4%
Total assets€513,212above the sector's middle half▲ 29.5%€595,542above the sector's middle half▲ 16.0%€616,143above the sector's middle half▲ 3.5%€635,999above the sector's middle half▲ 3.2%€563,732within the sector's middle half▼ 11.4%
Debt€314,558▲ 93.4%€328,376▲ 4.4%€286,147▼ 12.9%€241,001▼ 15.8%€363,793▲ 51.0%
Working capital€190,287above the sector's middle half▼ 18.9%€261,032above the sector's middle half▲ 37.2%€325,089above the sector's middle half▲ 24.5%€211,502above the sector's middle half▼ 34.9%€24,561within the sector's middle half▼ 88.4%
Solvency38.7%within the sector's middle half▼ 20.2pp44.9%within the sector's middle half▲ 6.2pp53.6%within the sector's middle half▲ 8.7pp62.1%within the sector's middle half▲ 8.5pp35.5%within the sector's middle half▼ 26.6pp
Current ratio1.61within the sector's middle half▼ 0.991.79within the sector's middle half▲ 0.182.14within the sector's middle half▲ 0.341.88within the sector's middle half▼ 0.261.07within the sector's middle half▼ 0.81
Return on assets (ROA)-6.8%below the sector's middle half▼ 61.1pp11.5%within the sector's middle half▲ 18.3pp10.2%within the sector's middle half▼ 1.3pp10.2%within the sector's middle half=9.7%within the sector's middle half▼ 0.5pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 95, Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 19% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €563,732
Fixed assets
€175,378 ▼ 4.4%
Current assets
€388,354 ▼ 14.2%
Equity and liabilities €563,732
Equity
€199,939 ▼ 49.4%
Debt
€363,793 ▲ 51.0%
Debt's share of the balance-sheet total rises from 37.9% to 64.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€79,787▼
2024 · €94,142
Cash flow
€63,968▼
2024 · €71,413
Quick ratio
0.71▼
2024 · 1.40
Debt to equity
1.82▲
2024 · 0.61
ROE
27.5%▲
2024 · 16.5%
Interest coverage
26.86▼
2024 · 39.67
Debt ≤ 1 year
€363,793▲
2024 · €241,001
Income taxes
€12,849▼
2024 · €20,356
Staff costs
€77,137▼
2024 · €96,615
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,778 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 97% are still going.
- Small
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
2.6%
stopped otherwise
97%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 0.9% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,778 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €69,226 | €84,500 | €113,266 | €96,615 | €77,137 | ▼ 20.2% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,567 | €6,753 | €3,945 | €6,410 | €9,027 | ▲ 40.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €146,940 | - | - | - | - | - |
| Other operating charges640/8 | €4,977 | €1,532 | €1,094 | €25,038 | €3,975 | ▼ 84.1% |
| Gross operating margin9900 | €200,150 | €182,496 | €203,382 | €215,795 | €160,899 | ▼ 25.4% |
| Operating profit (loss)9901 | -€29,560 | €89,712 | €85,078 | €87,731 | €70,760 | ▼ 19.3% |
| Financial income75/76B | €9 | - | - | - | - | - |
| Recurring financial income75 | €9 | - | - | - | - | - |
| Financial charges65/66B | €5,000 | €3,931 | €2,349 | €2,373 | €2,971 | ▲ 25.2% |
| Recurring financial charges65 | €5,000 | €3,931 | €2,349 | €2,373 | €2,971 | ▲ 25.2% |
| Profit (loss) for the period before taxes9903 | -€34,551 | €85,781 | €82,729 | €85,358 | €67,789 | ▼ 20.6% |
| Income taxes67/77 | €374 | €17,268 | €19,900 | €20,356 | €12,849 | ▼ 36.9% |
| Profit (loss) for the period9904 | -€34,925 | €68,513 | €62,829 | €65,003 | €54,941 | ▼ 15.5% |
| Profit (loss) for the period to be appropriated9905 | -€34,925 | €68,513 | €62,829 | €65,003 | €54,941 | ▼ 15.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €513,212 | €595,542 | €616,143 | €635,999 | €563,732 | ▼ 11.4% |
| Fixed assets21/28 | €11,462 | €6,134 | €4,907 | €183,496 | €175,378 | ▼ 4.4% |
| Intangible fixed assets21 | €618 | - | - | - | - | - |
| Tangible fixed assets22/27 | €10,695 | €5,984 | €4,757 | €183,346 | €175,228 | ▼ 4.4% |
| Land and buildings22 | - | - | - | €181,531 | €173,206 | ▼ 4.6% |
| Furniture and vehicles24 | €10,695 | €5,984 | €4,757 | €1,815 | €2,022 | ▲ 11.4% |
| Financial fixed assets28 | €150 | €150 | €150 | €150 | €150 | = |
| Current assets29/58 | €501,750 | €589,408 | €611,236 | €452,503 | €388,354 | ▼ 14.2% |
| Stocks and contracts in progress3 | €36,735 | €51,442 | €85,857 | €115,556 | €130,338 | ▲ 12.8% |
| Stocks30/36 | €36,735 | €51,442 | €85,857 | €115,556 | €130,338 | ▲ 12.8% |
| Amounts receivable within one year40/41 | €11,790 | €22,966 | €9,016 | €15,145 | €28,667 | ▲ 89.3% |
| Trade receivables40 | €11,790 | €22,966 | €8,808 | €11,186 | €18,114 | ▲ 61.9% |
| Other amounts receivable41 | - | - | €208 | €3,959 | €10,553 | ▲ 167% |
| Cash at bank and in hand54/58 | €275,559 | €515,000 | €516,363 | €321,802 | €229,349 | ▼ 28.7% |
| Deferred charges and accrued income490/1 | €177,666 | - | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €513,212 | €595,542 | €616,143 | €635,999 | €563,732 | ▼ 11.4% |
| Equity10/15 | €198,654 | €267,166 | €329,996 | €394,998 | €199,939 | ▼ 49.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Outside capital11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Other1109/19 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €50,000 | €115,000 | €145,000 | €175,000 | €175,000 | = |
| Distributable reserves133 | €50,000 | €115,000 | €145,000 | €175,000 | €175,000 | = |
| Profit (loss) carried forward14 | €130,054 | €133,566 | €166,396 | €201,398 | €6,339 | ▼ 96.9% |
| Amounts payable17/49 | €314,558 | €328,376 | €286,147 | €241,001 | €363,793 | ▲ 51.0% |
| Amounts payable after more than one year17 | €3,095 | - | - | - | - | - |
| Financial debts170/4 | €3,095 | - | - | - | - | - |
| Amounts payable within one year42/48 | €311,463 | €328,376 | €286,147 | €241,001 | €363,793 | ▲ 51.0% |
| Current portion of amounts payable after more than one year42 | €2,867 | - | - | - | - | - |
| Trade debts44 | €60,550 | €95,344 | €43,944 | €41,516 | €44,554 | ▲ 7.3% |
| Suppliers440/4 | €60,550 | €95,344 | €43,944 | €41,516 | €44,554 | ▲ 7.3% |
| Taxes, remuneration and social security45 | €124,375 | €20,304 | €41,523 | €11,783 | €21,597 | ▲ 83.3% |
| Taxes450/3 | €103,518 | €12,969 | €20,653 | €434 | €11,203 | ▲ 2,483% |
| Remuneration and social security454/9 | €20,857 | €7,335 | €20,869 | €11,349 | €10,394 | ▼ 8.4% |
| Other amounts payable47/48 | €123,670 | €212,728 | €200,681 | €187,702 | €297,642 | ▲ 58.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€34,925 | €68,513 | €62,829 | €65,003 | €54,941 | ▼ 15.5% |
| + Depreciation and write-downs630 | €8,567 | €6,753 | €3,945 | €6,410 | €9,027 | ▲ 40.8% |
| Operating cash flow (approximation) | -€26,358 | €75,265 | €66,774 | €71,413 | €63,968 | ▼ 10.4% |
| Investment in fixed assets (approximation) | - | -€1,425 | -€2,717 | -€185,000 | -€909 | ▲ 99.5% |
| Change in cash | - | €239,441 | €1,363 | -€194,561 | -€92,453 | ▲ 52.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
31-12
Financial
Back to profitnet €68,513
Net result €68,513 after one loss-making year.
31-12
Financial
Equity above €200,000Eq €267,166 ▲34.5%
Equity rises from €198,654 to €267,166.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
31-12
Financial
Weakest financial yearnet -€34,925
Net result drops to -€34,925, the lowest in the series; recovery starts the following year.
01-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 123 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2019
Ground area
116 m²
Building footprint
61 m²
Parcel 62002D0140/00F000, Wallonia. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Centre de la machine à coudre
since 20192.286.074.620
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62002D0140/00F000 | Wallonia | 116 m² | 1 · 61 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,544 companies in sector 95290 we hold annual accounts for 419. 307 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-02-2019
Fiscal year end31-12
Activities, NACEBEL 2025
47789Other retail sale of new goods
95290Repair and maintenance of other personal and household goods
47513Retail trade
47559Retail sale of other household articles
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID
0208:0721630609
Also
9925:BE0721630609
Registered
21-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.