AGRYMAG
ActiveSummary
AGRYMAG has been active since 1986 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.2m and a net result of €5,686. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 84% of 1764 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability38▼-35
Solvency100▲+9
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 4.43 against 2.87 in 2024; short-term debt: 22.1% and cash: 31.7% of total assets), and 22.1% of the assets are financed with debt.
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Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Crop and animal production, hunting and related service activities (NACE 01)
about 70% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.9%
Return on assets
0.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192021222425
2018 to 2025 · latest year €1.2m
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
112 d late
2022
125 d late
2021
113 d late
2020
31 d late
2019
342 d late
2018
176 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 132 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 37% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 November (4 of the last 5 filed years within 81 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€1.2m▲ 0.5%
2024 · €1.2m
Total assets
€1.6m▼ 15.2%
2024 · €1.9m
Net result
€5,686▼ 97.8%
2024 · €264,189
Working capital
€1.2m▲ 0.4%
2024 · €1.2m
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220242025
Operating result€4,821▼ 99.8%€13,186▲ 174%€31,072▲ 136%-€11,428-€8,654
Net result€4,675within the sector's middle half▼ 99.7%€1,645within the sector's middle half▼ 64.8%€30,815above the sector's middle half▲ 1,773%€264,189above the sector's middle half-€5,686within the sector's middle half▼ 97.8%
Equity€919,547above the sector's middle half▲ 0.5%€921,192above the sector's middle half▲ 0.2%€952,007above the sector's middle half▲ 3.3%€1.2mabove the sector's middle half-€1.2mwithin the sector's middle half▲ 0.5%
Total assets€2.9mabove the sector's middle half▼ 11.4%€2.7mabove the sector's middle half▼ 6.7%€2.6mabove the sector's middle half▼ 2.2%€1.9mabove the sector's middle half-€1.6mwithin the sector's middle half▼ 15.2%
Debt€1.4m▼ 21.0%€1.2m▼ 13.8%€1.1m▼ 7.5%€640,754-€350,543▼ 45.3%
Working capital€1.5mabove the sector's middle half▲ 0.6%€1.5mabove the sector's middle half▲ 0.1%€1.5mabove the sector's middle half▲ 1.8%€1.2mabove the sector's middle half-€1.2mabove the sector's middle half▲ 0.4%
Solvency32.2%within the sector's middle half▲ 3.8pp34.6%within the sector's middle half▲ 2.4pp36.6%within the sector's middle half▲ 2.0pp65.8%above the sector's middle half-77.9%above the sector's middle half▲ 12.1pp
Current ratio2.05within the sector's middle half▲ 0.232.22within the sector's middle half▲ 0.172.33above the sector's middle half▲ 0.122.87above the sector's middle half-4.43above the sector's middle half▲ 1.56
Return on assets (ROA)0.2%within the sector's middle half▼ 49.2pp0.1%within the sector's middle half▼ 0.1pp1.2%within the sector's middle half▲ 1.1pp14.1%above the sector's middle half-0.4%below the sector's middle half▼ 13.8pp
above
within
below
the middle half (P25 to P75) of NACE 01, Crop and animal production, hunting and related service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2025 Net result -98% on 2024. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €8,654 after a loss of €11,428 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets
€35,587 =
Current assets
€1.6m ▼ 15.5%
Equity and liabilities €1.6m
Equity
€1.2m ▲ 0.5%
Debt
€350,543 ▼ 45.3%
Debt's share of the balance-sheet total falls from 34.2% to 22.1%. Equity is higher and debt is lower.
Key figures and ratios
Quick ratio
4.43▲
2024 · 2.87
Debt to equity
0.28▼
2024 · 0.52
ROE
0.5%▼
2024 · 21.4%
Debt ≤ 1 year
€350,518▼
2024 · €640,164
Income taxes
€2,604▲
2024 · -€276,082
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | €23,386 | - |
| Other operating charges640/8 | - | €1,220 | €943 | €1,344 | €648 | ▼ 51.8% |
| Gross operating margin9900 | €6,287 | €14,406 | €32,016 | -€10,084 | €32,688 | ▲ 424% |
| Operating profit (loss)9901 | €4,821 | €13,186 | €31,072 | -€11,428 | €8,654 | ▲ 176% |
| Financial charges65/66B | - | €11,483 | €257 | €465 | €364 | ▼ 21.7% |
| Recurring financial charges65 | €146 | €11,483 | €257 | €465 | €364 | ▼ 21.7% |
| Profit (loss) for the period before taxes9903 | €4,675 | €1,703 | €30,815 | -€11,893 | €8,290 | ▲ 170% |
| Income taxes67/77 | - | €58 | - | -€276,082 | €2,604 | ▲ 101% |
| Profit (loss) for the period9904 | €4,675 | €1,645 | €30,815 | €264,189 | €5,686 | ▼ 97.8% |
| Profit (loss) for the period to be appropriated9905 | €4,675 | €1,645 | €30,815 | €264,189 | €5,686 | ▼ 97.8% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.9m | €2.7m | €2.6m | €1.9m | €1.6m | ▼ 15.2% |
| Fixed assets21/28 | €1,512 | €1,512 | €1,512 | €35,587 | €35,587 | = |
| Tangible fixed assets22/27 | - | - | - | €34,075 | €34,075 | = |
| Land and buildings22 | - | - | - | €34,075 | €34,075 | = |
| Financial fixed assets28 | €1,512 | €1,512 | €1,512 | €1,512 | €1,512 | = |
| Current assets29/58 | €2.9m | €2.7m | €2.6m | €1.8m | €1.6m | ▼ 15.5% |
| Stocks and contracts in progress3 | €3,265 | €2,293 | €2,293 | €917 | €687 | ▼ 25.1% |
| Stocks30/36 | - | €2,293 | €2,293 | €917 | €687 | ▼ 25.1% |
| Amounts receivable within one year40/41 | €107,806 | €86,364 | €116,308 | €52,248 | €38,433 | ▼ 26.4% |
| Trade receivables40 | - | €38,091 | €28,207 | €29,216 | €1,824 | ▼ 93.8% |
| Other amounts receivable41 | - | €48,274 | €88,101 | €23,032 | €36,610 | ▲ 58.9% |
| Current investments50/53 | €2.2m | €2.2m | €2.2m | €994,890 | €994,854 | = |
| Cash at bank and in hand54/58 | €543,006 | €397,388 | €276,553 | €767,921 | €504,071 | ▼ 34.4% |
| Deferred charges and accrued income490/1 | - | €3,706 | €35,435 | €20,938 | €14,343 | ▼ 31.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.9m | €2.7m | €2.6m | €1.9m | €1.6m | ▼ 15.2% |
| Equity10/15 | €919,547 | €921,192 | €952,007 | €1.2m | €1.2m | ▲ 0.5% |
| Contributions10/11 | €73,129 | €73,129 | €73,129 | €73,129 | €73,129 | = |
| Capital10 | - | €73,129 | €73,129 | €73,129 | €73,129 | = |
| Issued capital100 | - | €73,129 | €73,129 | €73,129 | €73,129 | = |
| Reserves13 | €1.6m | €1.6m | €1.6m | €7,313 | €7,313 | = |
| Non-distributable reserves130/1 | - | €7,313 | €7,313 | €7,313 | €7,313 | = |
| Legal reserve130 | - | €7,313 | €7,313 | €7,313 | €7,313 | = |
| Tax-exempt reserves132 | - | €1.6m | €1.6m | - | - | - |
| Profit (loss) carried forward14 | -€769,892 | -€768,247 | -€737,432 | €1.2m | €1.2m | ▲ 0.5% |
| Provisions and deferred taxes16 | €536,333 | €536,333 | €536,333 | - | - | - |
| Deferred taxes168 | - | €536,333 | €536,333 | - | - | - |
| Amounts payable17/49 | €1.4m | €1.2m | €1.1m | €640,754 | €350,543 | ▼ 45.3% |
| Amounts payable within one year42/48 | €1.4m | €1.2m | €1.1m | €640,164 | €350,518 | ▼ 45.2% |
| Trade debts44 | €14,457 | €13,006 | €20,850 | €1,320 | €12,226 | ▲ 826% |
| Suppliers440/4 | - | €13,006 | €20,850 | €1,320 | €12,226 | ▲ 826% |
| Taxes, remuneration and social security45 | - | - | - | €203,156 | €2,604 | ▼ 98.7% |
| Taxes450/3 | - | - | - | €203,156 | €2,604 | ▼ 98.7% |
| Other amounts payable47/48 | - | €1.2m | €1.1m | €435,688 | €335,688 | ▼ 23.0% |
| Accrued charges and deferred income492/3 | - | €4,321 | - | €590 | €26 | ▼ 95.6% |
| Line | 2020 | 2021 | 2022 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,675 | €1,645 | €30,815 | €264,189 | €5,686 | ▼ 97.8% |
| Operating cash flow (approximation) | €4,675 | €1,645 | €30,815 | €264,189 | €5,686 | ▼ 97.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | - | €0 | - |
| Change in cash | - | -€145,617 | -€120,835 | - | -€263,849 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
20-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 112 days late
2024
31-12
Financial
Equity above €1mEq €1.2m ▲29.4%
5 profitable years in a row build equity to €1.2m.
2023
03-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 125 days late
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 113 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 342 days late
2020
23-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 176 days late
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 541 days late
2019
31-12
Financial
Back to profitnet €1.6m
Net result €1.6m after one loss-making year.
31-12
Financial
Liquidity quadruplescurrent ratio 1.82
Current ratio from 0.44 to 1.82; short-term debt falls from €3.1m to €1.8m.
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 53 days late
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 89 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Binche · 1 establishment unit since 1986
Ground area
8,061 m²
Building footprint
753 m²
Volume, LiDAR
3,130 m³
2 parcels, Wallonia · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AGRYMAG SA
since 19862.034.016.556
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25037G0146/00F000 | Wallonia | 5,323 m² | 1 · 552 m² | 6.4 m · 1 fl. |
| 56084B0449/00W000 | Wallonia | 2,737 m² | 1 · 201 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGrez-Doiceau2.034.016.556
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Of 5,170 companies in sector 01110 we hold annual accounts for 614. 402 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded18-07-1986
Fiscal year end31-12
Activities, NACEBEL 2025
01110Growing of cereals (except rice), leguminous crops and oil seeds
E-invoicing
Not found in the Peppol register
No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.