NETHE-LAAKDAL
ActiveNETHE-LAAKDAL has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €429k and a net result of €-55k. Equity is shrinking by ~11.2% per year across the filed fiscal years. Its solvency ranks better than 58% of 3102 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability62▲+54
Solvency66▼-12
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity tight (current ratio 1.39 against 1.81 in 2024; short-term debt: 7% and cash: 0.3% of total assets), and 58.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-55k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
16 d early
2023
14 d early
2022
3 d early
2021
4 d late
2020
12 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€429k▼ 11.4%
2024 · €484k
2018: €1.07M
2019: €794k
2020: €791k
2021: €718k
2022: €642k
2023: €561k
2024: €484k
2018 → 2025
Total assets
€1.03M▲ 14.0%
2024 · €907k
2018: €1.11M
2019: €805k
2020: €799k
2021: €857k
2022: €760k
2023: €981k
2024: €907k
2018 → 2025
Net result
€-55k▲ 27.7%
2024 · €-76k
2018: €-81k
2019: €-29k
2020: €-4k
2021: €-73k
2022: €-76k
2023: €-81k
2024: €-76k
2018 → 2025
Working capital
€28k▼ 32.2%
2024 · €41k
2018: €584k
2019: €268k
2020: €274k
2021: €257k
2022: €180k
2023: €112k
2024: €41k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€718k-€642k▼ 10.6%€561k▼ 12.6%€484k▼ 13.6%€429k▼ 11.4%
Operating result€-75k-€-80k▼ 6.6%€-79k▲ 0.1%€-75k▲ 5.7%€-54k▲ 28.4%
Net result€-73k-€-76k▼ 3.6%€-81k▼ 7.1%€-76k▲ 6.0%€-55k▲ 27.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €54k in 2025 against €75k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.03M
Fixed assets
€935k▲ 14.6%
Current assets
€100k▲ 9.1%
Equity and liabilities €1.03M
Equity
€429k▼ 11.4%
Debt
€605k▲ 43.2%
The debt ratio rises from 46.6% to 58.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▲
2024 · €-8k
Cash flow
€22k▲
2024 · €-9k
Solvency
41.5%▼
2024 · 53.4%
Current ratio
1.39▼
2024 · 1.81
Quick ratio
0.66▼
2024 · 1.01
Debt / equity
1.41▲
2024 · 0.87
ROE
-12.8%▲
2024 · -15.8%
ROA
-5.3%▲
2024 · -8.4%
Interest coverage
25.24▲
2024 · -8.86
Debt
€605k▲
2024 · €423k
Debt ≤ 1 year
€72k▲
2024 · €50k
Debt > 1 year
€533k▲
2024 · €372k
Income taxes
€584▲
2024 · €434
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€907k€1.03M▲
Fixed assets21/28€816k€935k▲
Tangible fixed assets22/27€815k€934k▲
Land and buildings22€583k€564k▼
Plant, machinery and equipment23€51k€80k▲
Furniture and vehicles24€176k€286k▲
Other tangible fixed assets26€5k€5k=
Financial fixed assets28€185€185=
Current assets29/58€91k€100k▲
Stocks and contracts in progress3€40k€52k▲
Stocks30/36€40k€52k▲
Amounts receivable within one year40/41€27k€27k▲
Trade receivables40€25k€18k▼
Other amounts receivable41€2k€9k▲
Cash at bank and in hand54/58€11k€3k▼
Deferred charges and accrued income490/1€13k€17k▲
Equity and liabilities
Total equity and liabilities10/49€907k€1.03M▲
Equity10/15€484k€429k▼
Contributions10/11€543k€543k=
Reserves13€79k€79k=
Non-distributable reserves130/1€79k€79k=
Reserves not available under the articles1311€79k€79k=
Profit (loss) carried forward14€-139k€-194k▼
Amounts payable17/49€423k€605k▲
Amounts payable after more than one year17€372k€533k▲
Financial debts170/4€372k€533k▲
Amounts payable within one year42/48€50k€72k▲
Current portion of amounts payable after more than one year42€22k€22k▲
Trade debts44€25k€16k▼
Suppliers440/4€25k€16k▼
Taxes, remuneration and social security45€4k€776▼
Taxes450/3€4k€776▼
Other amounts payable47/48€107€34k▲
Income statement
Code20242025
Non-recurring operating income76A-€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€77k▲
Other operating charges640/8€9k€8k▼
Gross operating margin9900€1k€31k▲
Operating profit (loss)9901€-75k€-54k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€916€925▲
Recurring financial charges65€916€925▲
Profit (loss) for the period before taxes9903€-76k€-55k▲
Income taxes67/77€434€584▲
Profit (loss) for the period9904€-76k€-55k▲
Profit (loss) for the period to be appropriated9905€-76k€-55k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-139k€-194k▼
Profit (loss) brought forward from the previous period14P€-62k€-139k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-81k
Net result drops to €-81k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 4 days late
2021
19-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 59.22
Current ratio from 19.21 to 59.22; short-term debt falls from €32k to €5k.
11-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 2 establishment units since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
's Herenweg(ITE) 252222 Heist-op-den-BergGround area
6,684 m²
Building footprint
409 m²
Volume, LiDAR
2,391 m³
Parcel 12017B0038/00B000, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
's Herenweg(ITE) 25, 2222 Heist-op-den-Berg
since 19932.030.766.561
Freux,Rue de la Fange du Loup 27, 6800 Libramont-Chevigny
since 20182.282.165.520
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017B0038/00B000 | Flanders | 6,684 m² | 1 · 409 m² | 9.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeist-op-den-Berg2.030.766.561
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HEDGES
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Of 5,168 companies in sector 01110 we hold annual accounts for 612. 486 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-1987
Fiscal year end31-12
Activities, NACEBEL
01110Growing of cereals (except rice), leguminous crops and oil seeds
01500Mixed farming
49410Freight transport by road
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.