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Agrarische Werken Cuyvers

Active
Private limited companyfounded 200818 yrs activeOlmenstraat 40, 3910 Pelt, BelgiumKBO/BCE: BE 0899.052.319
Summary

Agrarische Werken Cuyvers has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €692k and a net result of €66k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 57% of 1736 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
75 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+2
Solvency73▼-18
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.82 against 1.65 in 2024; short-term debt: 52.2% and cash: 17.2% of total assets), and 52.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
47.8%
Return on assets
4.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-01-2026, 9 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
9 d early
2024
10 d early
2023
6 d early
2022
8 d early
2021
25 d early
2020
10 d early
2019
10 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€692k▲ 10.6%
2024 · €626k
2019: €385k 2020: €407k 2021: €447k 2022: €527k 2023: €601k 2024: €626k
2019 → 2025
Total assets
€1.45M▲ 52.7%
2024 · €948k
2019: €730k 2020: €779k 2021: €849k 2022: €847k 2023: €1.04M 2024: €948k
2019 → 2025
Net result
€66k▲ 168%
2024 · €25k
2019: €36k 2020: €24k 2021: €42k 2022: €81k 2023: €74k 2024: €25k
2019 → 2025
Working capital
€-133k
2024 · €209k
2019: €215k 2020: €204k 2021: €223k 2022: €148k 2023: €93k 2024: €209k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€447k-€527k▲ 17.8%€601k▲ 14.1%€626k▲ 4.1%€692k▲ 10.6%
Operating result€46k-€84k▲ 82.7%€72k▼ 14.5%€27k▼ 63.0%€70k▲ 161%
Net result€42k-€81k▲ 94.5%€74k▼ 8.7%€25k▼ 66.7%€66k▲ 168%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2021: €46k€46kNet result 2021: €42k€42kOperating result 2022: €84k€84kNet result 2022: €81k€81kOperating result 2023: €72k€72kNet result 2023: €74k€74kOperating result 2024: €27k€27kNet result 2024: €25k€25kOperating result 2025: €70k€70kNet result 2025: €66k€66k20212022202320242025€0€20k€40k€60k€80kOperating result 2023: €72k€72kNet result 2023: €74k€74kOperating result 2024: €27k€27kNet result 2024: €25k€25kOperating result 2025: €70k€70kNet result 2025: €66k€66k202320242025
The operating result recovers in 2025; 2025 is 161% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.45M
Fixed assets €825k ▲ 97.9%
Current assets €623k ▲ 17.2%
Equity and liabilities €1.45M
Equity €692k ▲ 10.6%
Debt €755k ▲ 134%
Debt's share of the balance-sheet total rises from 34.0% to 52.2%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€250k
2024 · €174k
Cash flow
€246k
2024 · €172k
Current ratio
0.82
2024 · 1.65
Quick ratio
0.75
2024 · 1.46
Debt to equity
1.09
2024 · 0.51
ROE
9.6%
2024 · 3.9%
ROA
4.6%
2024 · 2.6%
Interest coverage
8526.42
2024 · 7365.26
Debt ≤ 1 year
€755k
2024 · €322k
Income taxes
€3k
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet Code20242025
Assets
Total assets20/58€948k€1.45M
Fixed assets21/28€417k€825k
Tangible fixed assets22/27€417k€825k
Land and buildings22€4k€11k
Plant, machinery and equipment23€103k€247k
Furniture and vehicles24€310k€567k
Current assets29/58€531k€623k
Stocks and contracts in progress3€60k€53k
Stocks30/36€60k€53k
Amounts receivable within one year40/41€210k€314k
Trade receivables40€27k€65k
Other amounts receivable41€183k€248k
Cash at bank and in hand54/58€254k€249k
Deferred charges and accrued income490/1€7k€7k
Equity and liabilities
Total equity and liabilities10/49€948k€1.45M
Equity10/15€626k€692k
Contributions10/11€211k€211k=
Reserves13€415k€481k
Distributable reserves133€415k€481k
Amounts payable17/49€322k€755k
Amounts payable within one year42/48€322k€755k
Trade debts44€529€441k
Suppliers440/4€529€441k
Taxes, remuneration and social security45€8k-
Taxes450/3€8k-
Other amounts payable47/48€314k€314k
Income statement Code20242025
Non-recurring operating income76A€28k€8k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€147k€180k
Other operating charges640/8€1k€2k
Gross operating margin9900€175k€252k
Operating profit (loss)9901€27k€70k
Financial income75/76B€5k€1
Recurring financial income75€5k€1
Financial charges65/66B€24€29
Recurring financial charges65€24€29
Profit (loss) for the period before taxes9903€32k€70k
Income taxes67/77€7k€3k
Profit (loss) for the period9904€25k€66k
Profit (loss) for the period to be appropriated9905€25k€66k
Appropriation of the result
Profit (loss) to be appropriated9906€25k€66k
Transfer to equity691/2€25k€66k
To other reserves6921€25k€66k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
22-01
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
21-01
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
25-01
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-01
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
Financial Highest result since 2019net €81k ▲94.5%
Operating result €84k, net result €81k, both a record.
30-06
Financial Equity above €500kEq €527k ▲17.8%
4 profitable years in a row build equity to €527k.
06-01
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial Weakest financial yearnet €24k ▼33.4%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
21-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
28-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
15-12
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Olmenstraat 403910 Pelt
Ground area
1,241 m²
Building footprint
180 m²
Volume, LiDAR
1,037 m³
Parcel 72362D0189/00D000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Agrarische Werken Cuyvers
Olmenstraat 40, 3910 PeltSupport activities for crop production
since 20082.172.186.821
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72362D0189/00D000 Flanders 1,241 m² 1 · 180 m² 9.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Pelt2.172.186.821
6 permissions
Groothandel zaaizaden zonder plantenpaspoort · since 23-07-2018
Groothandelaar meststoffen · since 23-07-2018
Loonwerker - gebruik en opslag gewasbeschermingsmiddelen · since 02-09-2013
and 3 more

Similar companies · same sector, comparable size

Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 953 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded04-07-2008
Fiscal year end30-06
Activities, NACEBEL 2025
01610Support activities for crop production
01309Crop and animal production, hunting and related service activities
46211Wholesale trade
46212Wholesale trade
47783Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.