SUENAERT ERIC
ActiveSummary
SUENAERT ERIC has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €697k and a net result of €90k. Equity is growing by ~13.3% per year across the filed fiscal years. Its solvency ranks better than 52% of 1736 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76▲+2
Solvency69▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 2.41 against 2.21 in 2024; short-term debt: 14.9% and cash: 5.3% of total assets), but 56.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 01
Relative position
BE, all sectors
reference
Sector 01
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.8%
Return on assets
5.7%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
81 d late
2023
71 d late
2022
63 d late
2021
43 d late
2020
31 d late
2019
179 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€697k▲ 14.9%
2024 · €607k
2018: €308k
2019: €310k
2020: €373k
2021: €467k
2022: €538k
2023: €541k
2024: €607k
2018 → 2025
Total assets
€1.59M▼ 2.3%
2024 · €1.63M
2018: €1.21M
2019: €1.49M
2020: €1.34M
2021: €1.21M
2022: €1.24M
2023: €1.18M
2024: €1.63M
2018 → 2025
Net result
€90k▲ 36.1%
2024 · €66k
2018: €2k
2019: €2k
2020: €63k
2021: €94k
2022: €71k
2023: €3k
2024: €66k
2018 → 2025
Working capital
€334k▲ 15.3%
2024 · €289k
2018: €-79k
2019: €-198k
2020: €-10k
2021: €250k
2022: €274k
2023: €231k
2024: €289k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€467k-€538k▲ 15.1%€541k▲ 0.6%€607k▲ 12.3%€697k▲ 14.9%
Operating result€129k-€72k▼ 44.3%€9k▼ 87.9%€99k▲ 1,042%€153k▲ 53.4%
Net result€94k-€71k▼ 25.0%€3k▼ 95.3%€66k▲ 1,892%€90k▲ 36.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 53% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.59M
Fixed assets
€1.02M ▼ 7.2%
Current assets
€571k ▲ 8.0%
Equity and liabilities €1.59M
Equity
€697k ▲ 14.9%
Provisions
€20k ▲ 126%
Debt
€876k ▼ 13.7%
Debt's share of the balance-sheet total falls from 62.2% to 55.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€283k▲
2024 · €232k
Cash flow
€221k▲
2024 · €198k
Current ratio
2.41▲
2024 · 2.21
Quick ratio
1.61▼
2024 · 2.13
Debt to equity
1.26▼
2024 · 1.67
ROE
12.9%▲
2024 · 10.9%
ROA
5.7%▲
2024 · 4.1%
Interest coverage
8.84▲
2024 · 8.38
Debt ≤ 1 year
€237k▼
2024 · €239k
Debt > 1 year
€610k▼
2024 · €747k
Income taxes
€27k▲
2024 · €15k
Staff costs
€5k▼
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 62 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.63M€1.59M▼
Fixed assets21/28€1.10M€1.02M▼
Tangible fixed assets22/27€1.10M€1.02M▼
Land and buildings22€638k€615k▼
Plant, machinery and equipment23€14k€29k▲
Furniture and vehicles24€7k€25k▲
Leasing and similar rights25€430k€334k▼
Other tangible fixed assets26€12k€18k▲
Financial fixed assets28€1k€1k=
Current assets29/58€528k€571k▲
Amounts receivable after more than one year29€100k€100k=
Other amounts receivable291€100k€100k=
Stocks and contracts in progress3€19k€190k▲
Stocks30/36€19k€190k▲
Amounts receivable within one year40/41€334k€194k▼
Trade receivables40€268k€98k▼
Other amounts receivable41€66k€95k▲
Cash at bank and in hand54/58€69k€84k▲
Deferred charges and accrued income490/1€7k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.63M€1.59M▼
Equity10/15€607k€697k▲
Contributions10/11€52k€52k=
Reserves13€555k€645k▲
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Tax-exempt reserves132€58k€83k▲
Distributable reserves133€492k€557k▲
Provisions and deferred taxes16€9k€20k▲
Deferred taxes168€9k€20k▲
Amounts payable17/49€1.01M€876k▼
Amounts payable after more than one year17€747k€610k▼
Financial debts170/4€747k€610k▼
Amounts payable within one year42/48€239k€237k▼
Current portion of amounts payable after more than one year42€118k€121k▲
Trade debts44€95k€67k▼
Suppliers440/4€95k€67k▼
Taxes, remuneration and social security45€26k€48k▲
Taxes450/3€25k€48k▲
Remuneration and social security454/9€1k€360▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€29k€29k=
Income statement
Code20242025
Remuneration, social security and pensions62€17k€5k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€132k€131k▼
Other operating charges640/8€25k€8k▼
Gross operating margin9900€273k€296k▲
Operating profit (loss)9901€99k€153k▲
Financial income75/76B€7k€7k▲
Recurring financial income75€7k€7k▲
Financial charges65/66B€28k€32k▲
Recurring financial charges65€28k€32k▲
Profit (loss) for the period before taxes9903€78k€128k▲
Transfer from deferred taxes780€3k€9k▲
Transfer to deferred taxes680-€20k
Income taxes67/77€15k€27k▲
Profit (loss) for the period9904€66k€90k▲
Transfer from tax-exempt reserves789€12k€35k▲
Transfer to tax-exempt reserves689-€60k
Profit (loss) for the period to be appropriated9905€79k€66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€79k€66k▼
Transfer to equity691/2€79k€66k▼
To other reserves6921€79k€66k▼
Social balance
Average headcount (FTE)90870.50.5=
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
20-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 81 days late
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 71 days late
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 63 days late
2022
31-12
Financial
Equity above €500kEq €538k ▲15.1%
5 profitable years in a row build equity to €538k.
12-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 43 days late
2021
31-12
Financial
Highest result since 2018net €94k ▲48.4%
Net result €94k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
26-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 179 days late
2019
31-12
Financial
Weakest financial yearnet €2k ▼7.5%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
13-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 44 days late
2018
30-11
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 122 days late
2017
17-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lange Munte 75B9860 OosterzeleGround area
2,582 m²
Building footprint
387 m²
Volume, LiDAR
1,865 m³
2 parcels, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SUENAERT ERIC
since 19992.200.144.793
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44059B0522/00D000 | Flanders | 1,314 m² | 1 · 167 m² | 6.1 m · 1 fl. |
| 44059B0540/00N000 | Flanders | 1,268 m² | 1 · 220 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 206 EUR awarded · 206 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 48 EUR | 48 EUR |
| 2023 | 1 | 158 EUR | 158 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteOosterzele2.200.144.793
Similar companies · same sector, comparable size
LOONBEDRIJF DE BOLLISSEN
BE 0448.885.613
Peer · Eq €698k
RABAKA
BE 0473.242.808
Sint-Truiden · Eq €695k
SERRY AGRI
BE 0869.507.406
Kruisem · Eq €701k
VORSENFRUIT
BE 0453.963.859
Gingelom · Eq €702k
EMERIK & TOM MAES
BE 0739.860.273
Oostkamp · Eq €703k
Of 4,676 companies in sector 01610 we hold annual accounts for 1,369. 950 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-1999
Fiscal year end31-12
Activities, NACEBEL 2025
01610Support activities for crop production
01110Growing of cereals (except rice), leguminous crops and oil seeds
46216Wholesale of agricultural produce and animal feed, general range
46382Wholesale trade
46900Non-specialised wholesale trade
47210Retail sale of fruit and vegetables
47279Other retail sale of food
47522Retail trade
47761Retail sale of flowers, plants, seeds and fertilisers
47762Retail sale of pets, pet food and pet supplies
47789Other retail sale of new goods
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.