AGIMA ASSURANCES
ActiveAGIMA ASSURANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-15k) and a net result of €16k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2413 sector peers (fiscal year 2025). The company has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 2413 sector peers (2025).
NBB · sector comparisonPosition among 2413 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
48 d early
2023
51 d early
2022
84 d late
2021
25 d late
2020
23 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-15k▲ 50.9%
2024 · €-31k
2018: €-73k
2019: €-27k
2020: €-23k
2021: €4k
2022: €-13k
2023: €-52k
2024: €-31k
2018 → 2025
Net result
€16k▼ 27.3%
2024 · €21k
2018: €-31k
2019: €45k
2020: €5k
2021: €26k
2022: €-17k
2023: €-39k
2024: €21k
2018 → 2025
Total assets
€26k▼ 22.9%
2024 · €34k
2018: €54k
2019: €45k
2020: €56k
2021: €110k
2022: €63k
2023: €53k
2024: €34k
2018 → 2025
Solvency
-57.5%▲ 32.8pp
2024 · -90.3%
2018: -134.2%
2019: -61.0%
2020: -40.1%
2021: 3.4%
2022: -20.9%
2023: -99.0%
2024: -90.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€-13k€-52k▼ 294%€-31k▲ 41.2%€-15k▲ 50.9%
Operating result€9k-€-14k€-38k▼ 169%€23k€17k▼ 27.8%
Net result€26k-€-17k€-39k▼ 129%€21k€16k▼ 27.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 28% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €26k
Fixed assets
€11k▼ 19.5%
Current assets
€15k▼ 25.0%
Key figures and ratios
Solvency
-57.5%▲
2024 · -90.3%
ROA
59.5%▼
2024 · 63.1%
Debt
€41k▼
2024 · €64k
Debt ≤ 1 year
€41k▼
2024 · €42k
Income taxes
€212▼
2024 · €499
Staff costs
€47k▼
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€26k▼
Fixed assets21/28€13k€11k▼
Tangible fixed assets22/27€10k€7k▼
Furniture and vehicles24€8k€6k▼
Other tangible fixed assets26€2k€935▼
Financial fixed assets28€3k€3k=
Current assets29/58€21k€15k▼
Amounts receivable within one year40/41€3k€2k▼
Trade receivables40€3k€2k▼
Other amounts receivable41€251€587▲
Cash at bank and in hand54/58€13k€7k▼
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€34k€26k▼
Equity10/15€-31k€-15k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-51k€-35k▲
Amounts payable17/49€64k€41k▼
Amounts payable within one year42/48€42k€41k▼
Current portion of amounts payable after more than one year42€0-
Financial debts43-€10k
Credit institutions430/8-€10k
Trade debts44€0€5k▲
Suppliers440/4€0€5k▲
Bills of exchange payable441€0-
Taxes, remuneration and social security45€13k€6k▼
Taxes450/3€2k€0▼
Remuneration and social security454/9€12k€6k▼
Other amounts payable47/48€28k€21k▼
Accrued charges and deferred income492/3€23k€0▼
Income statement
Code20242025
Non-recurring operating income76A€546€0▼
Remuneration, social security and pensions62€53k€47k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€85k€69k▼
Operating profit (loss)9901€23k€17k▼
Financial income75/76B€24€0▼
Recurring financial income75€24€0▼
Financial charges65/66B€1k€899▼
Recurring financial charges65€1k€899▼
Profit (loss) for the period before taxes9903€22k€16k▼
Income taxes67/77€499€212▼
Profit (loss) for the period9904€21k€16k▼
Profit (loss) for the period to be appropriated9905€21k€16k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-51k€-35k▲
Profit (loss) brought forward from the previous period14P€-72k€-51k▲
Transfer from equity791/2€0-
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €21k
Net result €21k after 2 loss-making years.
10-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
23-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 84 days late
2022
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 25 days late
2021
23-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 23 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 91 days late
2019
31-12
Financial
Back to profitnet €45k
Net result €45k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Genappe · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Bruxelles 41470 GenappeGround area
4,898 m²
Building footprint
3,230 m²
Volume, LiDAR
12,673 m³
Parcel 25003D0039/00G000, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Agima Assurances
since 19902.032.204.240
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25003D0039/00G000 | Wallonia | 4,898 m² | 1 · 3,230 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,687 companies in sector 66220 we hold annual accounts for 3,231. 477 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-1987
Fiscal year end31-12
Activities, NACEBEL
66220Insurance agents and brokers
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.