Agence Titres Services de Durbuy
ActiveSummary
Agence Titres Services de Durbuy has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €82k and a net result of €-4k. Equity is shrinking by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 61% of 575 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is < 0.1% (very low).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability33▲+33
Solvency69▼-2
Growth32=
Track record100
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.86 in 2023; short-term debt: 55.8% and cash: 50.1% of total assets), but 55.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
44.2%
Return on assets
-2%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 19-06-2025, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
42 d early
2023
55 d early
2022
61 d early
2021
72 d early
2020
61 d late
2019
90 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k▲ 91.2%
2023 · €-42k
2018: €6k
2019: €25k
2020: €-704
2021: €-19k
2022: €-31k
2023: €-42k
2018 → 2024
Working capital
€82k▼ 4.3%
2023 · €86k
2018: €153k
2019: €177k
2020: €177k
2021: €159k
2022: €128k
2023: €86k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€178k-€160k▼ 10.4%€128k▼ 19.5%€86k▼ 32.9%€82k▼ 4.3%
Operating result€-463-€-18k▼ 3,886%€-31k▼ 68.3%€-42k▼ 36.4%€-4k▲ 91.3%
Net result€-704-€-19k▼ 2,530%€-31k▼ 68.0%€-42k▼ 35.9%€-4k▲ 91.2%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €42k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €186k
Fixed assets
€153 =
Current assets
€186k ▲ 0.3%
Equity and liabilities €186k
Equity
€82k ▼ 4.3%
Debt
€104k ▲ 4.2%
Debt's share of the balance-sheet total rises from 53.7% to 55.8%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.79▼
2023 · 1.86
Debt to equity
1.26▲
2023 · 1.16
ROE
-4.5%▲
2023 · -49.1%
ROA
-2.0%▲
2023 · -22.7%
Debt ≤ 1 year
€104k▲
2023 · €100k
Staff costs
€667k▲
2023 · €650k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€186k€186k▲
Fixed assets21/28€153€153=
Tangible fixed assets22/27€0€0=
Plant, machinery and equipment23€0€0=
Financial fixed assets28€153€153=
Current assets29/58€186k€186k▲
Amounts receivable within one year40/41€72k€85k▲
Trade receivables40€60k€73k▲
Other amounts receivable41€12k€12k▼
Cash at bank and in hand54/58€106k€93k▼
Deferred charges and accrued income490/1€7k€8k▲
Equity and liabilities
Total equity and liabilities10/49€186k€186k▲
Equity10/15€86k€82k▼
Reserves13€128k€82k▼
Profit (loss) carried forward14€-42k-
Amounts payable17/49€100k€104k▲
Amounts payable within one year42/48€100k€104k▲
Trade debts44€5k€4k▼
Suppliers440/4€5k€4k▼
Taxes, remuneration and social security45€95k€100k▲
Taxes450/3€3k€3k▼
Remuneration and social security454/9€92k€98k▲
Income statement
Code20232024
Non-recurring operating income76A-€9k
Remuneration, social security and pensions62€650k€667k▲
Other operating charges640/8-€1k
Gross operating margin9900€608k€665k▲
Operating profit (loss)9901€-42k€-4k▲
Financial income75/76B€139€65▼
Recurring financial income75€139€65▼
Financial charges65/66B€76€81▲
Recurring financial charges65€76€81▲
Profit (loss) for the period before taxes9903€-42k€-4k▲
Profit (loss) for the period9904€-42k€-4k▲
Profit (loss) for the period to be appropriated9905€-42k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-4k▲
From contributions791-€4k
Social balance
Average headcount (FTE)908719.318.9▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Weakest financial yearnet €-42k
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
20-05
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 61 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
2019
31-12
Financial
Highest result since 2018net €25k ▲311%
Operating result €25k, net result €25k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 57 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
2016
22-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Durbuy · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Petit Barvaux 2A6940 DurbuyGround area
1,568 m²
Building footprint
43 m²
Parcel 83004B1004/00X000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Agence Titres Services de Durbuy
since 20092.180.986.897
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83004B1004/00X000 | Wallonia | 1,568 m² | 1 · 43 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 18,038 EUR awarded · 18,038 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 3,366 EUR | 3,366 EUR |
| 2024 | 1 | 4,091 EUR | 4,091 EUR |
| 2023 | 1 | 5,026 EUR | 5,026 EUR |
| 2022 | 1 | 5,555 EUR | 5,555 EUR |
Schemes
Dienstencheques
Recognitions: source did not answer, try again later.
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Of 810 companies in sector 96910 we hold annual accounts for 618. 481 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded26-06-2009
Fiscal year end31-12
Abbreviation FR
DTS
Activities, NACEBEL 2025
96910Personal service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.