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A.B.J.V.

Active
Private limited companyfounded 200521 yrs activeChaussée de Mons 55, 7180 Seneffe, BelgiumKBO/BCE: BE 0871.282.011
Summary

A.B.J.V. has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€73,691) and a net result of €6,447. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 8% of 2618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisWatch ReportCompare
A.B.J.V.ActiveChecked score 55/100
Risk analysis ReportCompare

Overview

Activity
Other business support services
NACE 82990General cleaning of buildings NACE 81210Personal service activities NACE 96910
#7 employer in Hainaut, Office administrative support sector1 site
Size
€182,790total assets 2025
Staff
46 FTE
Equity
-€73,691
Profit
€6,447
Financial health
55 Fair Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Board
2 members
Holdings
2
Accounts 4 d early2 of 12 deeds read
Why 55Capped at 59: negative equity- Negative equity -€73,691- Size: 46 FTE, total assets €182,790+ Liquidity: current ratio 0.82, cash €73,596+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 43% of its sector peers (NACE 82, small)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 0=
equity -40.3% of total assets
Liquidity 50+13
short-term debt 117.9% · cash 40.3%
Profitability 73-18
return on assets 3.5%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,111 companies)
Last 24 months 11-2024: 0.8% 12-2024: 0.8%● 0.0% vs 11-2024 01-2025: 0.7%▼ -1.1% vs 12-2024 02-2025: 0.7%● 0.0% vs 01-2025 03-2025: 0.7%▼ -4.0% vs 02-2025 04-2025: 0.7%▲ +1.5% vs 03-2025 05-2025: 0.7%▼ -1.0% vs 04-2025 06-2025: 0.7%▼ -3.5% vs 05-2025 07-2025: 0.3%▼ -59.4% vs 06-2025 08-2025: 0.3%● 0.0% vs 07-2025 09-2025: 0.3%● 0.0% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%● 0.0% vs 10-2025 12-2025: 0.3%● 0.0% vs 11-2025 01-2026: 0.3%▼ -1.1% vs 12-2025 02-2026: 0.3%● 0.0% vs 01-2026 03-2026: 0.3%▼ -2.9% vs 02-2026 04-2026: 0.3%▲ +4.1% vs 03-2026 05-2026: 0.3%▼ -2.8% vs 04-2026 06-2026: 0.3%▼ -2.6% vs 05-2026lowest value 07-2026: 0.3%▲ +3.7% vs 06-2026 08-2026: 0.8%▲ +173% vs 07-2026highest value 09-2026: 0.8%● 0.0% vs 08-2026highest value 10-2026: 0.8%● 0.0% vs 09-2026highest value
  • Negative equity -€73,691 raises the probability
  • Liquidity: current ratio 0.82, cash €73,596 lowers the probability
  • Size: 46 FTE, total assets €182,790 raises the probability for this profile
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
No credit on open account
Liquidity short (current ratio 0.82 against 0.87 in 2024; short-term debt: 117.9% and cash: 40.3% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, small). Better than this share of them on solvency 1%, liquidity 46%, profitability 65%, growth against the median 59%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity -€73,691
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.82, cash €73,596
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Size: 46 FTE, total assets €182,790
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 8% of 2618 sector peers (2025).
NBB · sector comparison
Position among 2618 sector peers
Solvency
better than 8%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
48 d early
2023
41 d early
2022
38 d early
2021
54 d early
2020
59 d early
2019
3 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 34 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Appointment: BALCAEN Nathalie (director)State Gazette act
  3. Resignation: Zahra AZROUR (director)Appointment: ESSIOM SRL (director) ·…

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€73,691 View
  • Caution: Among the weakest 7% on equitysector median €200,842 · 2,619 companies -€73,691 View
  • Board changedlatest change 01-06-2026 · 2 in office 2 joined · 1 left View
  • Caution: Staff fell in 2025from 72.6 FTE to 46 FTE ▼ 36.6% View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€182,790
Profit
€6,447
Solvency
-40.3%
Total assets▲ 3.7%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 27-07-2026Annual accounts filed
  2. 25-06-2026Appointment: BALCAEN Nathalie (director)
  3. 05-05-2026Resignation: Zahra AZROUR (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
18-01-2005
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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