AFCT
ActiveAFCT has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172k and a net result of €-3k. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 35% of 679 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
2
/ 100
Critical▼ -37 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-43
Solvency9▼-6
Growth37=
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.02 against 0.58 in 2024), and 87.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
66 d early
2023
23 d late
2022
30 d late
2021
53 d early
2020
89 d early
2019
101 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€223k▲ 80.0%
2023 · €124k
2020: €191k
2021: €152k
2022: €137k
2023: €124k
2020 → 2024
EBIT margin
19.6%▼ 96.6pp
2023 · 116.3%
2020: 35.9%
2021: 45.1%
2022: 62.9%
2023: 116.3%
2020 → 2024
Net result
€-3k
2024 · €1k
2018: €41k
2019: €26k
2020: €39k
2021: €47k
2022: €58k
2023: €126k
2024: €1k
2018 → 2025
Working capital
€-295k▼ 201%
2024 · €-98k
2018: €-20k
2019: €-300k
2020: €-223k
2021: €-181k
2022: €-127k
2023: €-245k
2024: €-98k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€152k-€137k▼ 10.3%€124k▼ 9.4%€223k▲ 80.0%
Equity€252k-€309k▲ 22.9%€289k▼ 6.6%€290k▲ 0.4%€172k▼ 40.7%
Operating result€69k-€86k▲ 25.1%€144k▲ 67.4%€44k▼ 69.6%€40k▼ 8.4%
Net result€47k-€58k▲ 23.7%€126k▲ 118%€1k▼ 99.1%€-3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 8% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets
€1.34M▼ 0.1%
Current assets
€6k▼ 95.6%
Equity and liabilities €1.35M
Equity
€172k▼ 40.7%
Debt
€1.17M▼ 1.0%
The debt ratio rises from 80.3% to 87.2%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€48k▼
2024 · €112k
Cash flow
€5k▼
2024 · €69k
Solvency
12.8%▼
2024 · 19.7%
Current ratio
0.02▼
2024 · 0.58
Quick ratio
0.02▼
2024 · 0.58
Debt / equity
6.82▲
2024 · 4.09
ROE
-1.6%▼
2024 · 0.4%
ROA
-0.2%▼
2024 · 0.1%
Interest coverage
1.13▼
2024 · 2.66
Debt
€1.17M▼
2024 · €1.19M
Debt ≤ 1 year
€301k▲
2024 · €233k
Debt > 1 year
€872k▼
2024 · €953k
Income taxes
€320▼
2024 · €678
Staff costs
€69▼
2024 · €115
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.48M€1.35M▼
Fixed assets21/28€1.34M€1.34M▼
Intangible fixed assets21€2k€2k▼
Tangible fixed assets22/27€1.12M€1.12M=
Land and buildings22€800k€806k▲
Plant, machinery and equipment23€309k€307k▼
Furniture and vehicles24€8k€3k▼
Financial fixed assets28€222k€222k=
Current assets29/58€135k€6k▼
Amounts receivable within one year40/41€132k-
Trade receivables40€115k-
Other amounts receivable41€17k-
Cash at bank and in hand54/58€2k€5k▲
Deferred charges and accrued income490/1€600€619▲
Equity and liabilities
Total equity and liabilities10/49€1.48M€1.35M▼
Equity10/15€290k€172k▼
Contributions10/11€1k€1k=
Outside capital11€1k€1k=
Share premium1100/10€1k€1k=
Reserves13€287k€172k▼
Non-distributable reserves130/1€287k€172k▼
Reserves not available under the articles1311€287k€172k▼
Profit (loss) carried forward14€2k€-796▼
Amounts payable17/49€1.19M€1.17M▼
Amounts payable after more than one year17€953k€872k▼
Financial debts170/4€953k€872k▼
Amounts payable within one year42/48€233k€301k▲
Current portion of amounts payable after more than one year42€76k€80k▲
Financial debts43-€6k
Credit institutions430/8-€6k
Trade debts44€93k€9k▼
Suppliers440/4€93k€9k▼
Taxes, remuneration and social security45€20k€13k▼
Taxes450/3€20k€13k▼
Other amounts payable47/48€43k€193k▲
Income statement
Code20242025
Turnover70€223k-
Goods, raw materials, services and sundry goods60/61€134k€94k▼
Remuneration, social security and pensions62€115€69▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€68k€8k▼
Other operating charges640/8€19k€3k▼
Gross operating margin9900€131k€51k▼
Operating profit (loss)9901€44k€40k▼
Financial charges65/66B€42k€42k▲
Recurring financial charges65€42k€42k▲
Profit (loss) for the period before taxes9903€2k€-2k▼
Income taxes67/77€678€320▼
Profit (loss) for the period9904€1k€-3k▼
Profit (loss) for the period to be appropriated9905€1k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€-796▼
Profit (loss) brought forward from the previous period14P€790€2k▲
Transfer from equity791/2-€115k
Profit to be distributed694/7-€115k
Return on contributions (dividend)694-€115k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-3k ▼343%
Net result drops to €-3k, the lowest in the series.
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Highest result since 2018net €126k ▲118%
Operating result €144k, net result €126k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €205k ▲23.9%
3 profitable years in a row build equity to €205k.
21-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
02-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pepinster · 2 establishment units since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Peléeheid 34860 PepinsterGround area
3,219 m²
Building footprint
892 m²
Volume, LiDAR
6,258 m³
2 parcels, Wallonia · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
AFCT
since 20102.193.145.155
AFCT
since 20192.294.897.363
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63006D0328/00G002 | Wallonia | 2,523 m² | 1 · 821 m² | 7.7 m · 2 fl. |
| 63452D0069/00M000indicative | Wallonia | 696 m² | 1 · 72 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 sitePepinster2.193.145.155
Similar companies · same sector, comparable size
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SARABO
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DEPA NASSEN
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Ferox P
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Of 2,995 companies in sector 55203 we hold annual accounts for 687. 505 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-08-2010
Fiscal year end31-12
Activities, NACEBEL
55203Holiday cottages, homes and apartments
28295Manufacture of machinery and equipment not elsewhere classified
28299Manufacture of machinery and equipment not elsewhere classified
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.