AFCT

Active

Private limited companyfounded 2010active for 16 yearsRoute de Peléeheid 3, 4860 Pepinster, BelgiumKBO/BCE: BE 0828.327.738

Summary

AFCT has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172,104 and a net result of -€2,695. Equity remains stable across the filed financial years (±1% per year). Its solvency ranks better than 36% of 885 sector peers (NACE 55, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

AFCTActiveChecked score 86/100

Risk analysis Report Compare

Activity

Holiday cottages, homes and apartments

NACE 55203

2 sites

Size

≈ €140,000turnover 2025, estimated

Staff: ≈ 0 FTE, estimated
Equity: €172,104
Loss: -€2,695

Turnover estimated from the gross margin

Financial health

86 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

FETTWEIS AlexandreManaging director
TOTH CatherineDirector

2025 accounts 2 days early2 of 6 deeds summarised

Why 86raises riskEquity €172,104 (12.8% of total assets)lowers riskSize: total assets €1.3mFounded in 2010Figures for financial year 2025 (filed 29-07-2026)Show the evidence

Checked score

Score 2025

86 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 31% of its sector peers (NACE 55, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 38-7

equity 12.8% of total assets

Liquidity 43-4

short-term debt 22.4% · cash 0.4%

Profitability 28-33

return on assets -0.2%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (2,518 companies, NACE 55, micro)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024lowest value 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.5%▲ +0.3 percentage points vs 05-2025 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.2%▼ -0.4 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €14,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.02, compared with 0.58 in 2024, below 1; short-term debt: 22.4% and cash: 0.4% of total assets), and 87.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 55, micro): better than 41% on solvency, 41% on liquidity, 26% on profitability and 15% on growth.

The bankruptcy probability was computed on 30-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Size: total assets €1.3m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Founded in 2010

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Equity €172,104 (12.8% of total assets)

NBB · annual accounts

Figures for financial year 2025 (filed 29-07-2026)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

2 days early

2024

66 days early

2023

23 days late

2022

30 days late

2021

53 days early

2020

89 days early

2019

101 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 37 days before the deadline; the sector median (NACE 55) for financial year 2024 is 1 day before the deadline, and 45% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 July (4 of the last 5 filed years within 51 days of that day).

Companies Code · seven months

Where today falls in the filing period

31-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

29-07-2026 Annual accounts filedfinancial year 2025 · abbreviated…
31-12-2025 Weakest financial yearnet -€2,695
26-05-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Caution: Equity fell in 2025from €290,096 to €172,104 ▼ 40.7% View
Board2 directors in office 2 View
Total assets 20256 financial years filed €1.3m View

By topic

Financials

Financial year: 2025
Total assets: €1.3m
Loss: -€2,695
Solvency: 12.8%

Turnover▲ 80.0%

Net result

20202024

Go to Financials

Board & ownership

Board: 2 members

FETTWEIS AlexandreManaging director
TOTH CatherineDirector

Go to Board & ownership

Timeline

Events: 20
Since: 2012
Next accounts: by 31-07-2027

23-08-2024Annual accounts filed
31-12-2023Highest result from 2018 to 2025
28-12-2023Appointments: FETTWEIS Alexandre (director) and TOTH Catherine…

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Holiday cottages, homes and apartmentsNACE 55203
Founded: 06-08-2010
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 29

Annual meeting: Third Thursday of May at 17:00

Go to Articles of association

Key facts about AFCT

What is the company number of AFCT?: 0828.327.738. In Belgium the VAT number is the company number with BE in front: BE 0828.327.738.
Where is AFCT based?: The registered office is at Route de Peléeheid 3, 4860 Pepinster.Company details
What does AFCT do?: According to the KBO register, the main activity is holiday cottages, homes and apartments (NACE 55203).
What is the legal form of AFCT?: Private limited company (BV).
When was AFCT founded?: On 06-08-2010.
Is AFCT still active?: Yes, AFCT is an active enterprise in the KBO register.
How many employees does AFCT have?: On average 0.4 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
What is the turnover of AFCT?: €222,780 in financial year 2024, according to the filed annual accounts.
Is AFCT profitable?: In financial year 2025, AFCT made a loss of €2,695.
Where can I find the annual accounts of AFCT?: AFCT filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AFCT due?: By 31-07-2027, for financial year 2026.Timeline