AFA pro3
ActiveSummary
AFA pro3 has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €51,181 and a net result of -€5,657. Equity has been growing by about 5% per year since 2018. Its solvency ranks better than 77% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 17-10-1990 Normal situation
- Activity
- Business and other management consultancy NACE 70200and 2 others
- Establishment unit
- 2.050.044.718 2110 Wijnegem, since 30-10-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 23-07-2024
Board and ownership
Board
- ALLYMMODirector · permanent representative VERMEIREN Erik Jozef Elvire
- BUSSCHOTS Filip Alfons Bert KrisDirector
- Finami E.P.Director · permanent representative PEETERS Eric Marie-Paul Julia Leo Ghislain Marcel
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.7%
Annual accounts 2025
- Gross margin
- €11,236
- ▼ 80.1%
- Turnover
- ≈ €52,000
- estimated
- Loss
- €5,657
- Equity
- €51,181
- ▼ 10.0%
- Total assets
- €64,149
- ▼ 30.3%
Filed on 10-06-2026, 51 days before the deadline
Score breakdownraises risk3 changes of registered office in 24 monthsLoss of €5,657 (financial year 2025)lowers riskLiquidity: current ratio 34.77, cash €29,513Sector: Activities of head offices; management consultancy activities (NACE 70)Show the evidence
Checked score
Score 2025
70
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 55% of micro companies in head offices and management consultancy (NACE 70)
Financial strength · tick: 2024
Strong
Solvency
100+13
equity 79.8% of total assets
Liquidity
100+47
short-term debt 1.5% · cash 46.0%
Profitability
8-92
return on assets -8.8%
Bankruptcy probability within 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.3%▼ -0.3 percentage points vs 04-2025lowest value
06-2025: 0.3%● unchanged vs 05-2025lowest value
07-2025: 0.3%● unchanged vs 06-2025lowest value
08-2025: 0.3%● unchanged vs 07-2025lowest value
09-2025: 0.3%● unchanged vs 08-2025lowest value
10-2025: 0.3%● unchanged vs 09-2025lowest value
11-2025: 0.3%● unchanged vs 10-2025lowest value
12-2025: 0.3%● unchanged vs 11-2025lowest value
01-2026: 0.3%● unchanged vs 12-2025lowest value
02-2026: 0.3%● unchanged vs 01-2026lowest value
03-2026: 0.3%● unchanged vs 02-2026lowest value
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 1.4%▲ +1.1 percentage points vs 05-2026highest value
07-2026: 0.7%▼ -0.7 percentage points vs 06-2026
08-2026: 0.7%● unchanged vs 07-2026
09-2026: 0.7%● unchanged vs 08-2026
10-2026: 0.7%● unchanged vs 09-2026
11-2026: 0.7%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 34.77 (2.05 in 2024), above the usual 1.5. Short-term debt is 1.5% and cash 46% of total assets. 20.2% of the assets are financed with debt and provisions.
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 97% on liquidity, 10% on profitability and 28% on growth.
The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
99 days early
2023
76 days early
2022
52 days early
2021
102 days early
2020
100 days early
2019
88 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 81 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 17 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 10-06-2026 PDF all 35 filings
Turnover
≈ €52,000
Estimated: probably between €24,000 and €110,000
Total assets
€64,149▼ 30.3%
2024 · €91,979
Net result
-€5,657
2024 · €43,460
Working capital
€32,697▲ 35.2%
2024 · €24,187
Trend over the years
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result for 2025 is a loss of €5,338, after a profit of €45,613 in 2024.
Operating result-€5,338
2025
Net result-€5,657
2025
Total assets€64,149
2025
Equity€51,181
2025
Debt€12,968
2025
Working capital€32,697
2025
Return on assets (ROA)-8.8%
2025
Solvency79.8%
2025
Current ratio34.77
2025
Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.
Assets, equity and debt per financial year.
Above zero, the company can pay its short-term debts with what it holds in the short term.
The EBIT margin is the share of each euro of turnover left from operations. The return on assets is what the assets earn.
The higher the solvency, the better the company absorbs a setback.
A ratio above 1 means the short-term assets cover the short-term debts.
Use the arrow keys on the chart for the figures per year.
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio and return on assets (ROA).
Every figure with its change against the financial year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€20,907-€22,702▲ 8.6%€14,568▼ 35.8%€19,832▲ 36.1%€22,006▲ 11.0%-€45,690€45,613-€5,338
Net result€12,754-€16,503▲ 29.4%€9,729within the sector's middle half▼ 41.1%€12,007within the sector's middle half▲ 23.4%€15,803within the sector's middle half▲ 31.6%-€46,255below the sector's middle half€43,460within the sector's middle half-€5,657below the sector's middle half
Equity€31,092-€44,595▲ 43.4%€54,323below the sector's middle half▲ 21.8%€66,330below the sector's middle half▲ 22.1%€82,133below the sector's middle half▲ 23.8%€13,378below the sector's middle half▼ 83.7%€56,838below the sector's middle half▲ 325%€51,181within the sector's middle half▼ 10.0%
Total assets€224,414-€222,713▼ 0.8%€170,683below the sector's middle half▼ 23.4%€67,725below the sector's middle half▼ 60.3%€89,125below the sector's middle half▲ 31.6%€26,372below the sector's middle half▼ 70.4%€91,979below the sector's middle half▲ 249%€64,149below the sector's middle half▼ 30.3%
Debt€193,322-€178,118▼ 7.9%€116,360▼ 34.7%€1,395▼ 98.8%€6,992▲ 401%€12,993▲ 85.8%€35,141▲ 170%€12,968▼ 63.1%
Working capital-€21,150--€28,336▼ 34.0%€18,644within the sector's middle half€47,660within the sector's middle half▲ 156%€59,783within the sector's middle half▲ 25.4%€6,154within the sector's middle half▼ 89.7%€24,187within the sector's middle half▲ 293%€32,697within the sector's middle half▲ 35.2%
Solvency13.9%-20.0%▲ 6.2pp31.8%within the sector's middle half▲ 11.8pp97.9%above the sector's middle half▲ 66.1pp92.2%above the sector's middle half▼ 5.8pp50.7%within the sector's middle half▼ 41.4pp61.8%within the sector's middle half▲ 11.1pp79.8%above the sector's middle half▲ 18.0pp
Current ratio0.51-0.33▼ 0.183.82above the sector's middle half▲ 3.4935.15above the sector's middle half▲ 31.339.55above the sector's middle half▼ 25.607.19above the sector's middle half▼ 2.362.05within the sector's middle half▼ 5.1534.77above the sector's middle half▲ 32.73
Return on assets (ROA)5.7%-7.4%▲ 1.7pp5.7%within the sector's middle half▼ 1.7pp17.7%above the sector's middle half▲ 12.0pp17.7%above the sector's middle half=-175.4%below the sector's middle half▼ 193.1pp47.2%above the sector's middle half▲ 222.6pp-8.8%below the sector's middle half▼ 56.1pp
above
within
below
The sector band is the middle half of the companies in Activities of head offices; management consultancy activities (NACE 70). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €64,149
Fixed assets
€30,484 ▼ 31.7%
Current assets
€33,665 ▼ 28.9%
Equity and liabilities €64,149
Equity
€51,181 ▼ 10.0%
Debt
€12,968 ▼ 63.1%
Debt's share of the balance-sheet total falls from 38.2% to 20.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€1,379▼
2024 · €51,434
Cash flow
-€1,699▼
2024 · €49,280
Debt to equity
0.25▼
2024 · 0.62
ROE
-11.1%▼
2024 · 76.5%
Interest coverage
-8.27▼
2024 · over 100
Debt ≤ 1 year
€968▼
2024 · €23,141
Debt > 1 year
€12,000=
2024 · €12,000
Income taxes
€153▼
2024 · €1,987
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.
Investments
| Item | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|
| Tangible fixed assets | - | €10,721 | €9,207 | €31,246 | €3,550 |
| Depreciation and write-downs of the year | €7,437 | €5,980 | €5,885 | €5,820 | €3,959 |
Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)
Comparable companies
These companies have the same main activity as AFA pro3: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €56,500 and €76,200, founded between 1985 and 1992.
| Company | Founded | Total assets | Equity | Gross margin | Net result | Financial year |
|---|---|---|---|---|---|---|
| AFA pro3 Wijnegem | 1990 | €64,149 | €51,181 | €11,236 | -€5,657 | 2025 |
| D-SERV Wichelen | 1992 | €70,103 | €58,159 | €10,741 | -€8,558 | 2025 |
| REVA - MAASMECHELEN Maasmechelen | 1991 | €56,504 | €29,237 | €10,227 | €3,384 | 2025 |
| VUBO Brugge | 1988 | €61,219 | €51,156 | €13,377 | €12,403 | 2024 |
| PHOTOCOMPOSITION N. DIEU Nivelles | 1985 | €65,138 | €39,018 | €10,361 | €10,241 | 2025 |
| CONREUR P. Beaumont | 1991 | €68,383 | -€38,634 | €9,259 | €10,729 | 2025 |
| SBE Knokke-Heist | 1992 | €76,190 | €32,222 | €9,695 | -€4,625 | 2025 |
They were chosen from the 54,693 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity
Companies with the same profile, two years later
Historical observationIn July 2024, 12,322 companies had the same profile as AFA pro3 has now. Two years later, 0.7% had gone bankrupt and 90.3% were still going.
- Micro
- 20 years or older
- solvency 30% or more
- a small loss
0.7%
went bankrupt
8.6%
stopped otherwise
90.3%
was still going
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of AFA pro3 itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,445 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for AFA pro3. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €8,428 | - | - | - | €13,203 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,914 | €9,860 | €12,740 | €7,437 | €5,980 | €5,885 | €5,820 | €3,959 | ▼ 32.0% |
| Other operating charges640/8 | - | - | - | €4,488 | €1,161 | €1,114 | €4,994 | €943 | ▼ 81.1% |
| Non-recurring operating charges66A | - | - | - | - | €1,061 | €6,447 | - | €11,671 | - |
| Gross operating margin9900 | €35,210 | €35,286 | €35,378 | €31,756 | €30,207 | -€32,243 | €56,427 | €11,236 | ▼ 80.1% |
| Operating profit (loss)9901 | €20,907 | €22,702 | €14,568 | €19,832 | €22,006 | -€45,690 | €45,613 | -€5,338 | - |
| Financial income75/76B | - | - | - | €47 | €839 | €56 | €0 | - | - |
| Recurring financial income75 | €2 | €53 | €13 | €47 | €839 | €56 | €0 | - | - |
| Financial charges65/66B | - | - | - | €2,604 | €271 | €309 | €166 | €167 | ▲ 0.2% |
| Recurring financial charges65 | €2,976 | €2,292 | €1,828 | €2,604 | €271 | €309 | €166 | €167 | ▲ 0.2% |
| Profit (loss) for the period before taxes9903 | €17,933 | €20,463 | €12,752 | €17,275 | €22,575 | -€45,943 | €45,447 | -€5,504 | - |
| Income taxes67/77 | €5,179 | €3,960 | €3,024 | €5,269 | €6,772 | €312 | €1,987 | €153 | ▼ 92.3% |
| Profit (loss) for the period9904 | €12,754 | €16,503 | €9,729 | €12,007 | €15,803 | -€46,255 | €43,460 | -€5,657 | - |
| Profit (loss) for the period to be appropriated9905 | €12,754 | €16,503 | €9,729 | €12,007 | €15,803 | -€46,255 | €43,460 | -€5,657 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €224,414 | €222,713 | €170,683 | €67,725 | €89,125 | €26,372 | €91,979 | €64,149 | ▼ 30.3% |
| Fixed assets21/28 | €202,021 | €208,569 | €145,438 | €18,670 | €22,350 | €19,225 | €44,651 | €30,484 | ▼ 31.7% |
| Tangible fixed assets22/27 | €202,021 | €208,569 | €145,438 | €18,670 | €22,350 | €19,225 | €44,651 | €30,484 | ▼ 31.7% |
| Land and buildings22 | - | - | - | - | - | - | €29,892 | €29,164 | ▼ 2.4% |
| Plant, machinery and equipment23 | - | - | - | €4,885 | €8,907 | €8,558 | €7,019 | - | - |
| Furniture and vehicles24 | - | - | - | €7,927 | €9,318 | €10,667 | €7,739 | €1,320 | ▼ 82.9% |
| Other tangible fixed assets26 | - | - | - | €5,858 | €4,125 | - | - | - | - |
| Current assets29/58 | €22,393 | €14,144 | €25,245 | €49,055 | €66,775 | €7,147 | €47,328 | €33,665 | ▼ 28.9% |
| Amounts receivable within one year40/41 | €14,661 | €9,156 | €11,458 | €8,680 | €43,204 | €3,751 | €33,989 | €4,010 | ▼ 88.2% |
| Trade receivables40 | - | - | - | €7,675 | €20,728 | €3,751 | €33,989 | - | - |
| Other amounts receivable41 | - | - | - | €1,005 | €22,475 | - | - | €4,010 | - |
| Cash at bank and in hand54/58 | €7,732 | €4,988 | €13,479 | €39,263 | €22,660 | €1,074 | €9,378 | €29,513 | ▲ 215% |
| Deferred charges and accrued income490/1 | - | - | - | €1,112 | €912 | €2,322 | €3,961 | €141 | ▼ 96.4% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €224,414 | €222,713 | €170,683 | €67,725 | €89,125 | €26,372 | €91,979 | €64,149 | ▼ 30.3% |
| Equity10/15 | €31,092 | €44,595 | €54,323 | €66,330 | €82,133 | €13,378 | €56,838 | €51,181 | ▼ 10.0% |
| Contributions10/11 | €22,500 | €22,500 | - | €22,500 | €22,500 | - | - | - | - |
| Reserves13 | €2,250 | €2,250 | €4,250 | €16,257 | €59,633 | €59,633 | €59,633 | €59,633 | = |
| Non-distributable reserves130/1 | - | - | - | €2,250 | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €2,250 | - | - | - | - | - |
| Distributable reserves133 | - | - | - | €14,007 | €59,633 | €59,633 | €59,633 | €59,633 | = |
| Profit (loss) carried forward14 | €6,342 | €19,845 | €27,573 | €27,573 | - | -€46,255 | -€2,795 | -€8,452 | ▼ 202% |
| Amounts payable17/49 | €193,322 | €178,118 | €116,360 | €1,395 | €6,992 | €12,993 | €35,141 | €12,968 | ▼ 63.1% |
| Amounts payable after more than one year17 | €149,780 | €135,638 | €109,759 | - | - | €12,000 | €12,000 | €12,000 | = |
| Financial debts170/4 | - | - | - | - | - | €12,000 | €12,000 | €12,000 | = |
| Amounts payable within one year42/48 | €43,542 | €42,480 | €6,601 | €1,395 | €6,992 | €993 | €23,141 | €968 | ▼ 95.8% |
| Financial debts43 | - | - | - | €297 | €416 | €165 | €2,489 | - | - |
| Credit institutions430/8 | - | - | - | €297 | €416 | €165 | €2,489 | - | - |
| Trade debts44 | €2,208 | €257 | €570 | €903 | €804 | €372 | €396 | €399 | ▲ 0.6% |
| Suppliers440/4 | - | - | - | €903 | €804 | €372 | €396 | €399 | ▲ 0.6% |
| Taxes, remuneration and social security45 | - | - | - | €195 | €5,772 | €456 | €1,994 | - | - |
| Taxes450/3 | - | - | - | - | €5,772 | €456 | €1,994 | - | - |
| Remuneration and social security454/9 | - | - | - | €195 | - | - | - | - | - |
| Other amounts payable47/48 | - | - | - | - | - | - | €18,262 | €570 | ▼ 96.9% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12,754 | €16,503 | €9,729 | €12,007 | €15,803 | -€46,255 | €43,460 | -€5,657 | - |
| + Depreciation and write-downs630 | €9,914 | €9,860 | €12,740 | €7,437 | €5,980 | €5,885 | €5,820 | €3,959 | ▼ 32.0% |
| Operating cash flow (approximation) | €22,668 | €26,364 | €22,468 | €19,443 | €21,783 | -€40,369 | €49,280 | -€1,699 | - |
| Investment in fixed assets (approximation) | - | -€16,408 | €50,391 | €119,331 | -€9,660 | -€2,760 | -€31,246 | €10,208 | - |
| Change in cash | - | -€2,744 | €8,491 | €25,785 | -€16,604 | -€21,586 | €8,304 | €20,135 | ▲ 142% |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Latest 10 of 35 filings with the National Bank
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 10-06-2026 | 2026-00149877 | |
| 31-12-2024 | abbreviated format | 23-04-2025 | 2025-00073289 | |
| 31-12-2023 | abbreviated format | 16-05-2024 | 2024-00088724 | |
| 31-12-2022 | abbreviated format | 09-06-2023 | 2023-00116175 | |
| 31-12-2021 | abbreviated format | 20-04-2022 | 2022-20004447 | |
| 31-12-2020 | abbreviated format | 22-04-2021 | 2021-11000217 | |
| 31-12-2019 | abbreviated format | 04-05-2020 | 2020-11200186 | |
| 31-12-2018 | abbreviated format | 20-03-2019 | 2019-07400562 | |
| 31-12-2017 | abbreviated format | 08-08-2018 | 2018-44600399 | |
| 31-12-2016 | abbreviated format | 31-07-2017 | 2017-39400405 |
Board & ownership
Directors
Directors
4 directors, last change in 2026
Board 4
ALLYMMO
Current
Director · appointed in the act of 03-07-2026 · term without a fixed end · Private limited company · permanent representative: VERMEIREN Erik Jozef Elvire · also on the board of 2 other companies
BUSSCHOTS Filip Alfons Bert Kris
Current
Director · appointed in the act of 03-07-2026 · term without a fixed end
Finami E.P.
Current
Director · appointed in the act of 03-07-2026 · term without a fixed end · Private limited company · permanent representative: PEETERS Eric Marie-Paul Julia Leo Ghislain Marcel · also on the board of 2 other companies
OOSTERWIJK Patrick Pierre Armand
Current
Director · appointed in the act of 03-07-2026 · term without a fixed end
Permanent representatives 2
PEETERS Eric Marie-Paul Julia Leo Ghislain Marcel
Current
Permanent representative · appointed in the act of 03-07-2026 · for Finami E.P.
VERMEIREN Erik Jozef Elvire
Current
Permanent representative · appointed in the act of 03-07-2026 · for ALLYMMO
Signing authorityThe articles say who may bind the company, for example by signing a contract.
Each director alone
deed of 07-04-2022Owners and capital
Owners
Mandate history
6 people, 4 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| ALLYMMO |
|
| BUSSCHOTS Filip Alfons Bert Kris |
|
| Finami E.P. |
|
| OOSTERWIJK Patrick Pierre Armand |
|
| LEYSEN Johan August |
|
| Koenraad Gustave Béroudiaux |
|
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “Één of meer bestuurders, 12”
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Artikel 7-Overdracht van aandelen onder levenden en bij overlijden, 7”
Articles of association, deed of 03-07-2026 (in Dutch)
Network & group
Companies at the same address
5 other companiesConnections & network
3 connected companiesThis company
Company
Director
Shareholding
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Linked via shared directors
AFA Pro 2
Shared corporate director
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FAM3
Shared corporate director
→
MP ELEKTRO
Shared corporate director
→
Timeline
Acts, filings and financial milestones
Deadline for the 2026 accounts:
2026
03-07
Gazette deed
Company renamed from HOOFDZAKEN to AFA pro3Registered office moved from Antwerpen to Wijnegem · Resignation: LEYSEN Johan August (director) · Appointments: OOSTERWIJK Patrick Pierre Armand, FINAMI E.P. and 2 others13 points ▸
Gazette deed
Company renamed from HOOFDZAKEN to AFA pro3
Registered office moved from Antwerpen to Wijnegem · Resignation: LEYSEN Johan August (director) · Appointments: OOSTERWIJK Patrick Pierre Armand, FINAMI E.P. and 2 others13 points ▸
- General meeting, 01-07-2026
- Director resignation, LEYSEN Johan August (director)
- Director discharge, LEYSEN Johan August
- Director appointment, OOSTERWIJK Patrick Pierre Armand (director)
- Director appointment, FINAMI E.P. (director)
- Permanent representative, PEETERS Eric Marie-Paul Julia Leo Ghislain Marcel
- Director appointment, BUSSCHOTS Filip Alfons Bert Kris (director)
- Director appointment, ALLYMMO (director)
- Permanent representative, VERMEIREN Erik Jozef Elvire
- Name change, AFA pro3
- Registered-office move, Rode Dreef 18,2110 Wijnegem
- Other provision, “kennisname bijzonder verslag bestuursorgaan over wijziging statutair voorwerp, voorzitter vrijgesteld inhoud verder op te nemen” (deed in Dutch)
- The act holds 1 more point.
10-06
micro format · 51 days before the deadline
04-05
Gazette deed
Registered office moved within HobokenPower of attorney2 points ▸
Gazette deed
Registered office moved within Hoboken
Power of attorney2 points ▸
- Registered-office move, 2660 Hoboken, Kapelstraat 148/001
- Power of attorney, Van Hoofstadt Natascha
2025
31-12
Financial
Liquidity times 17current ratio 34.77
The current ratio rises from 2.05 to 34.77. Short-term debt falls from €23,141 to €968.
07-07
Gazette deed
Registered office moved from Antwerpen to HobokenResignation: Koenraad Gustave Béroudiaux (director) · Appointment: Johan August Leysen (director) · Director discharge5 points ▸
Gazette deed
Registered office moved from Antwerpen to Hoboken
Resignation: Koenraad Gustave Béroudiaux (director) · Appointment: Johan August Leysen (director) · Director discharge5 points ▸
- General meeting, 05-06-2025
- Director resignation, Koenraad Gustave Béroudiaux (director (not named in the articles))
- Director discharge, Koenraad Gustave Béroudiaux
- Director appointment, Johan August Leysen (director (not named in the articles))
- Registered-office move, Kapelstraat 148, 2660 Hoboken
23-04
abbreviated format · 99 days before the deadline
2024
31-12
Financial
Back to profitnet €43,460
The net result is €43,460, after one loss-making year.
16-05
abbreviated format · 76 days before the deadline
2023
31-12
Financial
Weakest financial yearnet -€46,255
The net result drops to -€46,255, the lowest from 2018 to 2025. It recovers the following year.
27-07
Gazette deed
Registered office moved within Antwerpen2 points ▸
Gazette deed
Registered office moved within Antwerpen
2 points ▸
- General meeting, 18-04-2023
- Registered-office move, 2030 Antwerpen, Kempenstraat 90/2006
09-06
abbreviated format · 52 days before the deadline
2022
20-04
abbreviated format · 102 days before the deadline
Show earlier events
07-04
Gazette deed
Resignation: BÉROUDIAUX Koenraad Gustave Maria (director)Reappointment: BÉROUDIAUX Koenraad Gustave Maria (director) · Purpose change · Capital conversion14 points ▸
Gazette deed
Resignation: BÉROUDIAUX Koenraad Gustave Maria (director)
Reappointment: BÉROUDIAUX Koenraad Gustave Maria (director) · Purpose change · Capital conversion14 points ▸
- General meeting, 25-03-2022
- Other provision, “vrijstelling voorlezing bijzonder verslag, bijzonder verslag opgesteld door de zaakvoerder in uitvoering van artikel 5:101 van het Wetboek van vennootschappen e…” (deed in Dutch)
- Other provision, “ontvangst stukken, afschrift ontvangen en kennis genomen” (deed in Dutch)
- Purpose change
- Other provision, 100, “omzetting aantal aandelen” (deed in Dutch)
- Other provision, “aanpassing statuten en behoud rechtsvorm, artikel 39,§1,eerste en derde lid van de wet van 23-03-2019” (deed in Dutch)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Amendment of the articles
- Director resignation, BÉROUDIAUX Koenraad Gustave Maria
- Director reappointment, BÉROUDIAUX Koenraad Gustave Maria (director (not named in the articles))
- Director discharge, BÉROUDIAUX Koenraad Gustave Maria
- Registered office clause, “Franklin Rooseveltplaats 4 bus 23, achtste besluit” (deed in Dutch)
- The act holds 2 more points.
2021
31-12
Financial
Liquidity more than 9 timescurrent ratio 35.15
The current ratio rises from 3.82 to 35.15. Short-term debt falls from €6,601 to €1,395.
22-04
abbreviated format · 100 days before the deadline
2020
31-12
Financial
Liquidity more than 11 timescurrent ratio 3.82
The current ratio rises from 0.33 to 3.82. Short-term debt falls from €42,480 to €6,601.
04-05
abbreviated format · 88 days before the deadline
2019
20-03
abbreviated format · 133 days before the deadline
2018
08-08
abbreviated format · 8 days late
2017
31-07
abbreviated format · on the deadline day
1990
08-11
Gazette deed
Incorporation
Financial milestoneGazette deedNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordName
AFA pro3 in Dutch
Former name
HOOFDZAKEN until the act of 03-07-2026
Enterprise number
0441.767.494
Legal form
Private limited company
Status
Active, normale toestand
Founded
17-10-1990
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 03-07-2026 (in Dutch)Name clauseThe company operates under this name according to its articles.
AFA pro3
deed of 03-07-2026 (in Dutch)Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
“Vlaamse Gewest, 3”
deed of 03-07-2026 (in Dutch)Registered office and establishments
Registered office
Rode Dreef 18, 2110 Wijnegem, Belgium
Former registered offices
2660 Antwerpen until the act of 03-07-2026
2030 Antwerpen until 05-06-2025 · act of 07-07-2025
2060 Antwerpen until 01-06-2023 · act of 27-07-2023
Establishment unit
AFA pro3, Rode Dreef 18, 2110 Wijnegem since 30-10-1990 · unit number 2.050.044.71868110 Buying and selling of own real estate
Activities
NACEBEL 202570200
Business and other management consultancy main activity
68121
Development of residential building projects
68122
Development of non-residential building projects
Codes under NACEBEL 2008
70220
Business consulting main activity
Invoicing and payment
VAT number
BE 0441.767.494
Financial year and general meeting
Accounts at the NBBFinancial year end
31-12
Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
Third Tuesday of April at 10:00
deed of 03-07-2026 (in Dutch)Sites & property
Location
Buildings and parcels at the address
Ground area
1,246 m²
Building footprint
235 m²
Building volume
1,413 m³
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11050B0292/00Y006 | Flanders | 1,245 m² | 1 · 235 m² | 15.9 m · 2 |