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D-SERV

Active Private limited companyfounded 1992active for 34 yearsHeidestraat 12, 9260 WichelenKBO/BCE: BE 0447.566.413 #7 oldest company in Wichelen, Professional and technical services sector

Lifetime

19 annual accounts with figures on one time axis, 33 filings since 1993
peak €46,288 (2010)
€10,741▼ 64.4%
lowest -€22,985 (2019)
-€8,558▼ €19,790
peak €78,111 (2015)
€58,159▼ 12.8%
€11,944▼ 37.1%
Board1 name since 2021
Documentsfilings and deeds
27-08-202627 days late
2025abbreviated format
Gross margin from €30,163 to €10,741Loss of €8,558Equity from €66,717 to €58,159Debts from €18,974 to €11,944Cash from €3,213 to €6,780

Key points

from the 2025 annual accounts

Turnover

≈ €42,000 estimated

The accounts state no turnover.

Filings

33 annual accounts since 1993
AprilJune31 JulyOctober200020102020

Nine of the last ten came late. The 2023 accounts came latest: 42 days after the end of the period.

Position in the sector

-€8,558

Lower net result than 84% of companies in head offices and management consultancy. Sector median €37,464 · 10,858 companies.

Checked score

89
Excellent
Financially stronger than 47% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.4%▼ -0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.2 percentage points vs 07-2025highest value 09-2025: 0.2%▼ -0.4 percentage points vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.2 percentage points vs 07-2026 09-2026: 0.2%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026lowest value 11-2026: 0.2%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 83.0% of total assets
61+6short-term debt 11.6% · cash 9.7%
53-32return on assets -12.2%

Score breakdown

raises risk
Loss of €8,558 (financial year 2025)
Last filed accounts filed 27 days late; 1 of the last 3 accounts late
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Size: total assets €70,103
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 53% on liquidity, 25% on profitability and 26% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 5,831 companies had the same profile as D-SERV has now. Each dot stands for 15 companies, two years later.

84.5%
were still trading
13.4%
stopped another way
1.7%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.4% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of D-SERV itself is lower: 0.2% within 12 months. It rests on far more data about D-SERV than the profile alone.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 5,831 companies, not a prediction for D-SERV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €5,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 1.75 (1.82 in 2024), above the usual 1.5. Short-term debt is 11.6% and cash 9.7% of total assets. 17% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Loss of €8,558 (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Size: total assets €70,103
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Last filed accounts filed 27 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
27 days late
2024
30 days late
2023
42 days late
2022
32 days late
2021
17 days late
2020
3 days early
2019
38 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DR
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0447566413
Legal-form change · Resignations & appointments Resignation: DE RIJCKE Lieven (manager) · Reappointment: DE RIJCKE Lieven (director) · General meeting of 21-12-2023 · Gazette deed
First establishment Heidestraat 12, Wichelen
Incorporation published on 27-06-1992 · Gazette deed
All 44 events

Comparable companies

same main activity, similar in size and age
Company
D-SERV Wichelen €70,103 €10,741 83.0% -
AFA pro3 Wijnegem €64,149 €11,236 79.8% -
SBE Knokke-Heist €76,190 €9,695 42.3% -
DESMAT Incourt €79,641 €9,739 59.5% -
CONREUR P. Beaumont €68,383 €9,259 -56.5% -
REVA - MAASMECHELEN Maasmechelen €56,504 €10,227 51.7% -
KANTOOR NELISSEN PAUL Hasselt €74,371 €8,854 30.1% -

These companies have the same main activity as D-SERV: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €56,500 and €79,600, founded between 1989 and 1992.

Official details

Source: KBO
Status
Active since 10-06-1992Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.057.885.7819260 Wichelen, since 18-06-1992
Financial year end
31 December
Peppol
Reachable since 11-09-2025
Company details

Annual accounts 2025

€70,103▼ 18.2%
Filing
Filed on 27-08-2026
Financials

Insights on D-SERV

D-SERV files the abbreviated format. That format states no turnover. The gross margin fell from €18,648 in 2007 to €10,741 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about D-SERV

What is the company number of D-SERV?
The company number of D-SERV is 0447.566.413. The VAT number is the same number with BE in front: BE 0447.566.413.
Where is D-SERV based?
The registered office is at Heidestraat 12, 9260 Wichelen.Company details
What does D-SERV do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of D-SERV?
D-SERV is a private limited company (BV).
When was D-SERV founded?
D-SERV was founded on 10-06-1992.
Is D-SERV still active?
Yes, D-SERV is an active enterprise in the KBO register.
What is the turnover of D-SERV?
The turnover in financial year 2025 is ≈ €42,000. This figure is estimated from the gross margin of €10,741 and 140 comparable companies (NACE 70200). It probably lies between €19,000 and €110,000. It is a rough estimate.Financials
Is D-SERV profitable?
In financial year 2025, D-SERV made a loss of €8,558.
Where can I find the annual accounts of D-SERV?
D-SERV filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of D-SERV due?
D-SERV must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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