AFA Pro 2
ActiveSummary
AFA Pro 2 has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8,708 and a net result of -€5,779. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 2310 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability29▼-32
Solvency30▼-70
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5%
Return on assets
-3.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2310 sector peers (2025).
NBB · sector comparisonPosition among 2310 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
37 d early
2023
29 d late
2022
31 d late
2021
5 d early
2020
6 d late
2019
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 8 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 July (4 of the last 5 filed years within 35 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€8,708▼ 39.9%
2024 · €14,487
Total assets
€172,620▲ 993%
2024 · €15,787
Net result
-€5,779
2024 · €1,502
Working capital
€9,452▼ 34.8%
2024 · €14,487
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,250▲ 50.0%€17,871▲ 3.6%€12,327▼ 31.0%€662▼ 94.6%-€4,745
Net result€17,189within the sector's middle half▲ 50.4%€17,871within the sector's middle half▲ 4.0%€13,125within the sector's middle half▼ 26.6%€1,502within the sector's middle half▼ 88.6%-€5,779below the sector's middle half
Equity-€18,011below the sector's middle half▲ 48.8%-€139below the sector's middle half▲ 99.2%€12,986below the sector's middle half€14,487below the sector's middle half▲ 11.6%€8,708below the sector's middle half▼ 39.9%
Total assets€1,677below the sector's middle half=€12,317below the sector's middle half▲ 635%€15,486below the sector's middle half▲ 25.7%€15,787below the sector's middle half▲ 1.9%€172,620below the sector's middle half▲ 993%
Debt€19,687▼ 46.6%€12,456▼ 36.7%€1,300€163,912▲ 12,509%
Working capital-€1,816within the sector's middle half€14,487within the sector's middle half€9,452within the sector's middle half▼ 34.8%
Solvency-1.1%below the sector's middle half83.9%above the sector's middle half▲ 85.0pp91.8%above the sector's middle half▲ 7.9pp5.0%below the sector's middle half▼ 86.7pp
Current ratio0.85below the sector's middle half12.14above the sector's middle half1.06within the sector's middle half▼ 11.09
Return on assets (ROA)145.1%above the sector's middle half84.8%above the sector's middle half▼ 60.3pp9.5%within the sector's middle half▼ 75.2pp-3.3%below the sector's middle half▼ 12.9pp
above
within
below
the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4,745 after €662 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €172,620
Equity
€8,708 ▼ 39.9%
Debt
€163,912 ▲ 12,509%
Debt's share of the balance-sheet total rises from 8.2% to 95.0%. Equity is lower and debt is higher.
Key figures and ratios
Quick ratio
0.21▼
2024 · 12.14
Debt to equity
18.82▲
2024 · 0.09
ROE
-66.4%▼
2024 · 10.4%
Debt ≤ 1 year
€163,168▲
2024 · €1,300
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 974 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a small loss
2.3%
went bankrupt
4.5%
stopped otherwise
93%
still going
A further 0.5% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | - | - | €2,500 | -€2,500 | - | - |
| Other operating charges640/8 | - | €72 | €109 | - | €920 | - |
| Gross operating margin9900 | €17,250 | €17,943 | €14,936 | -€1,838 | -€3,826 | ▼ 108% |
| Operating profit (loss)9901 | €17,250 | €17,871 | €12,327 | €662 | -€4,745 | ▼ 817% |
| Financial income75/76B | - | - | €798 | €840 | €843 | ▲ 0.4% |
| Recurring financial income75 | - | - | €798 | €840 | €843 | ▲ 0.4% |
| Financial charges65/66B | €61 | - | - | - | €1,876 | - |
| Recurring financial charges65 | €61 | - | - | - | €1,876 | - |
| Profit (loss) for the period before taxes9903 | €17,189 | €17,871 | €13,125 | €1,502 | -€5,779 | ▼ 485% |
| Profit (loss) for the period9904 | €17,189 | €17,871 | €13,125 | €1,502 | -€5,779 | ▼ 485% |
| Profit (loss) for the period to be appropriated9905 | €17,189 | €17,871 | €13,125 | €1,502 | -€5,779 | ▼ 485% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1,677 | €12,317 | €15,486 | €15,787 | €172,620 | ▲ 993% |
| Fixed assets21/28 | €1,677 | €1,677 | - | - | - | - |
| Financial fixed assets28 | €1,677 | €1,677 | - | - | - | - |
| Current assets29/58 | - | €10,640 | €15,486 | €15,787 | €172,620 | ▲ 993% |
| Stocks and contracts in progress3 | - | - | - | - | €138,771 | - |
| Stocks30/36 | - | - | - | - | €138,771 | - |
| Amounts receivable within one year40/41 | - | €10,640 | €15,486 | €15,787 | €15,330 | ▼ 2.9% |
| Trade receivables40 | - | €10,640 | - | - | - | - |
| Other amounts receivable41 | - | - | €15,486 | €15,787 | €15,330 | ▼ 2.9% |
| Cash at bank and in hand54/58 | - | - | - | - | €18,519 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1,677 | €12,317 | €15,486 | €15,787 | €172,620 | ▲ 993% |
| Equity10/15 | -€18,011 | -€139 | €12,986 | €14,487 | €8,708 | ▼ 39.9% |
| Contributions10/11 | €18,592 | €18,592 | €18,592 | €18,592 | €18,592 | = |
| Outside capital11 | €18,592 | - | - | - | - | - |
| Other1109/19 | €18,592 | - | - | - | - | - |
| Profit (loss) carried forward14 | -€36,603 | -€18,731 | -€5,606 | -€4,105 | -€9,884 | ▼ 141% |
| Provisions and deferred taxes16 | - | - | €2,500 | - | - | - |
| Provisions for liabilities and charges160/5 | - | - | €2,500 | - | - | - |
| Environmental obligations163 | - | - | €2,500 | - | - | - |
| Amounts payable17/49 | €19,687 | €12,456 | - | €1,300 | €163,912 | ▲ 12,509% |
| Amounts payable within one year42/48 | €18,937 | €12,456 | - | €1,300 | €163,168 | ▲ 12,451% |
| Financial debts43 | - | - | - | - | €162,633 | - |
| Other loans439 | - | - | - | - | €162,633 | - |
| Trade debts44 | €7,360 | €363 | - | €1,300 | €535 | ▼ 58.8% |
| Suppliers440/4 | €7,360 | €363 | - | €1,300 | €535 | ▼ 58.8% |
| Other amounts payable47/48 | €11,577 | €12,093 | - | - | - | - |
| Accrued charges and deferred income492/3 | €750 | - | - | - | €744 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,189 | €17,871 | €13,125 | €1,502 | -€5,779 | ▼ 485% |
| Operating cash flow (approximation) | €17,189 | €17,871 | €13,125 | €1,502 | -€5,779 | ▼ 485% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet -€5,779
Net result drops to -€5,779, the lowest in the series.
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Highest result since 2018net €17,871 ▲4%
Operating result €17,871, net result €17,871, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 55 days late
2019
31-12
Financial
Back to profitnet €3,670
Net result €3,670 after one loss-making year.
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 1 establishment unit since 2024
Ground area
1,246 m²
Building footprint
235 m²
Volume, LiDAR
1,413 m³
Parcel 11050B0292/00Y006, Flanders · tallest building 15.9 m, ±2 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
AFA Pro 2
since 20242.370.590.225
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050B0292/00Y006 | Flanders | 1,245 m² | 1 · 235 m² | 15.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,516 companies in sector 82990 we hold annual accounts for 9,419. 4,251 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded01-07-1991
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
Contact
Website
www.afa-projecten.euWijnegem
E-mail
erik.vermeiren@telenet.beWijnegem
Phone
0495521913Wijnegem
E-invoicing
Reachable via Peppol
Peppol ID
0208:0445419248
Also
9925:BE0445419248
Registered
24-02-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.