AdvVisory
ActiveSummary
AdvVisory has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €22,060 and a net result of €58,329. Equity is shrinking by ~23.5% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 33% of 1660 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+24
Solvency49▲+16
Growth32=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.31 against 1.09 in 2024; short-term debt: 76% and cash: 98.6% of total assets), and 76% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24%
Return on assets
63.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-03-2026, 143 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
143 d early
2024
146 d early
2023
146 d early
2022
144 d early
2021
140 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 144 days before the deadline; the sector median for financial year 2024 is 6 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
Is this your company? See how customers and banks see it.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, abbreviated schema
Equity
€22,060▲ 1.5%
2024 · €21,731
Total assets
€91,800▼ 64.6%
2024 · €259,505
Net result
€58,329▲ 308%
2024 · €14,283
Working capital
€21,362▲ 5.6%
2024 · €20,226
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€137,770-€74,191▼ 46.1%€91,370▲ 23.2%€18,427▼ 79.8%€72,457▲ 293%
Net result€106,702-€58,577▼ 45.1%€72,169▲ 23.2%€14,283▼ 80.2%€58,329▲ 308%
Equity€111,702-€170,279▲ 52.4%€242,448▲ 42.4%€21,731▼ 91.0%€22,060▲ 1.5%
Total assets€148,850-€196,294▲ 31.9%€270,552▲ 37.8%€259,505▼ 4.1%€91,800▼ 64.6%
Debt€37,149-€26,015▼ 30.0%€28,104▲ 8.0%€237,774▲ 746%€69,740▼ 70.7%
Working capital€110,739-€168,644▲ 52.3%€241,493▲ 43.2%€20,226▼ 91.6%€21,362▲ 5.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Why a figure moved sharply
- 2025 Total assets -65% on 2024. Cause not known from the registers.
- 2024 Equity -91% on 2023. Cause not known from the registers.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 293% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €91,800
Fixed assets
€698 ▼ 53.6%
Current assets
€91,102 ▼ 64.7%
Equity and liabilities €91,800
Equity
€22,060 ▲ 1.5%
Debt
€69,740 ▼ 70.7%
Debt's share of the balance-sheet total falls from 91.6% to 76.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€73,264▲
2024 · €19,518
Cash flow
€59,136▲
2024 · €15,374
Current ratio
1.31▲
2024 · 1.09
Debt to equity
3.16▼
2024 · 10.94
ROE
264.4%▲
2024 · 65.7%
ROA
63.5%▲
2024 · 5.5%
Interest coverage
1739.41▲
2024 · 491.88
Debt ≤ 1 year
€69,740▼
2024 · €237,774
Income taxes
€15,268▲
2024 · €4,618
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,703 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,703 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €50 | €460 | €680 | €1,091 | €807 | ▼ 26.0% |
| Other operating charges640/8 | - | €377 | €814 | €1,022 | €1,141 | ▲ 11.7% |
| Gross operating margin9900 | €139,917 | €75,028 | €92,864 | €20,540 | €74,406 | ▲ 262% |
| Operating profit (loss)9901 | €137,770 | €74,191 | €91,370 | €18,427 | €72,457 | ▲ 293% |
| Financial income75/76B | - | €0 | €10 | €514 | €1,182 | ▲ 130% |
| Recurring financial income75 | - | €0 | €10 | €514 | €1,182 | ▲ 130% |
| Financial charges65/66B | - | €39 | €39 | €40 | €42 | ▲ 6.1% |
| Recurring financial charges65 | €69 | €39 | €39 | €40 | €42 | ▲ 6.1% |
| Profit (loss) for the period before taxes9903 | €137,702 | €74,152 | €91,341 | €18,901 | €73,597 | ▲ 289% |
| Income taxes67/77 | €31,000 | €15,575 | €19,172 | €4,618 | €15,268 | ▲ 231% |
| Profit (loss) for the period9904 | €106,702 | €58,577 | €72,169 | €14,283 | €58,329 | ▲ 308% |
| Profit (loss) for the period to be appropriated9905 | €106,702 | €58,577 | €72,169 | €14,283 | €58,329 | ▲ 308% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €148,850 | €196,294 | €270,552 | €259,505 | €91,800 | ▼ 64.6% |
| Fixed assets21/28 | €963 | €1,634 | €954 | €1,505 | €698 | ▼ 53.6% |
| Tangible fixed assets22/27 | €858 | €1,529 | €849 | €1,400 | €593 | ▼ 57.7% |
| Plant, machinery and equipment23 | - | €1,529 | €849 | €1,400 | €593 | ▼ 57.7% |
| Financial fixed assets28 | €105 | €105 | €105 | €105 | €105 | = |
| Current assets29/58 | €147,887 | €194,660 | €269,598 | €258,000 | €91,102 | ▼ 64.7% |
| Amounts receivable within one year40/41 | €25,568 | €14,179 | €13,604 | €562 | €562 | = |
| Trade receivables40 | - | €14,179 | €13,604 | - | - | - |
| Other amounts receivable41 | - | - | - | €562 | €562 | = |
| Cash at bank and in hand54/58 | €122,319 | €180,481 | €255,994 | €257,438 | €90,540 | ▼ 64.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €148,850 | €196,294 | €270,552 | €259,505 | €91,800 | ▼ 64.6% |
| Equity10/15 | €111,702 | €170,279 | €242,448 | €21,731 | €22,060 | ▲ 1.5% |
| Contributions10/11 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Profit (loss) carried forward14 | €106,702 | €165,279 | €237,448 | €16,731 | €17,060 | ▲ 2.0% |
| Amounts payable17/49 | €37,149 | €26,015 | €28,104 | €237,774 | €69,740 | ▼ 70.7% |
| Amounts payable within one year42/48 | €37,149 | €26,015 | €28,104 | €237,774 | €69,740 | ▼ 70.7% |
| Trade debts44 | - | €3,349 | €899 | €856 | €848 | ▼ 0.9% |
| Suppliers440/4 | - | €3,349 | €899 | €856 | €848 | ▼ 0.9% |
| Taxes, remuneration and social security45 | - | €22,666 | €27,206 | €37,168 | €10,892 | ▼ 70.7% |
| Taxes450/3 | - | €22,666 | €27,206 | €37,168 | €10,892 | ▼ 70.7% |
| Other amounts payable47/48 | - | - | - | €199,750 | €58,000 | ▼ 71.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €106,702 | €58,577 | €72,169 | €14,283 | €58,329 | ▲ 308% |
| + Depreciation and write-downs630 | €50 | €460 | €680 | €1,091 | €807 | ▼ 26.0% |
| Operating cash flow (approximation) | €106,752 | €59,037 | €72,849 | €15,374 | €59,136 | ▲ 285% |
| Investment in fixed assets (approximation) | - | -€1,131 | €0 | -€1,641 | €0 | ▲ 100% |
| Change in cash | - | €58,161 | €75,513 | €1,444 | -€166,898 | ▼ 11,656% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
07-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €14,283 ▼80.2%
Net result drops to €14,283, the lowest in the series; recovery starts the following year.
07-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €200,000Eq €242,448 ▲42.4%
3 profitable years in a row build equity to €242,448.
09-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150,000Eq €170,279 ▲52.4%
2 profitable years in a row build equity to €170,279.
13-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beersel · 1 establishment unit since 2020
Ground area
832 m²
Building footprint
146 m²
Volume, LiDAR
847 m³
Parcel 23003B0015/00M002, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
AdvVisory
since 20202.302.424.464
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23003B0015/00M002 | Flanders | 832 m² | 1 · 146 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INSPIRED COMMS
BE 0763.987.638
Brussel · Eq €22,059
Tyka
BE 0734.968.406
Gent · Eq €22,055
TAVERNIER MANAGEMENT
BE 1006.256.521
Ellezelles · Eq €22,064
Maple Wisdom
BE 0842.074.123
Sint-Lambrechts-Woluwe · Eq €22,043
NAKITI
BE 0795.921.523
Sprimont · Eq €22,085
Of 13,417 companies in sector 73300 we hold annual accounts for 6,899. 4,834 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-05-2020
Fiscal year end31-12
Activities, NACEBEL 2025
73300Public relations and communication consultancy
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0747478436
Also
9925:BE0747478436
Registered
12-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.